Allstate Corporation (the) · NYSE:ALL
Allstate Corporation (the) — Q2 2025 Earnings Presentation
13 slides from Allstate Corporation (the)'s earnings presentation, Jul 31, 2025
Slide 1: The Allstate Corporation Second Quarter 2025 Earnings Presentation
The Allstate Corporation Second Quarter 2025 Earnings Presentation 07.31.2025
Slide 2: Forward-looking statements and non-GAAP financial information
Forward-looking statements and non-GAAP financial information › This presentation contains forward-looking statements and information. › This presentation also contains non-GAAP measures that are denoted with an asterisk (*). › You can find the reconciliation of those measures to GAAP measures withi
Slide 3: Allstate Delivers Strong Business Results
Allstate Delivers Strong Business Results Variance Q2 2025 to Prior (in millions except per share data) Year Allstate’s Strategy To Create Shareholder Value Revenues $16,633 5.8% Increase Personal Policies in Force 208.2 4.2% Property-Liability Market Share − Personal property-liability 37.7 0.8% Ne
Slide 4: Allstate Creates Shareholder Value – Personal Property-Liability
Allstate Creates Shareholder Value – Personal Property-Liability Transformative Growth strategy to grow market share Transformative Growth successes • New auto and homeowners insurance products • Claims processes enhanced following pandemic-related inflation • Expense reductions • New technology eco
Slide 5: Allstate Creates Shareholder Value – Protection Services
Allstate Creates Shareholder Value – Protection Services Protection Services growing rapidly and profitably Policies Premiums earned/other revenue Adjusted net income trailing in force: trailing twelve months: twelve months: 170M (+7.4% to prior year) $3.2B (+16.4% to prior year) $223M (+59.3% to pr
Slide 6: Allstate Creates Shareholder Value – Allstate Investments
Allstate Creates Shareholder Value – Allstate Investments Investment portfolio management integrated with enterprise risk and return Total return on investment portfolio Portfolio value: Q2 2025 net investment income: Q2 2025: Trailing twelve months: $77.4B $754M 1.4% 5.4% (+9.7% to prior year) (+5.
Slide 7: Property-Liability Delivers Strong Returns
Property-Liability Delivers Strong Returns Allstate Protection Auto Profitability Underwriting income increases as underlying trends improve and average premium increases exceed moderating costs 110.1 103.4 95.4 95.0 93.0 90.1 87.2 Income highlights 0.1 86.0 -1.8 Three months Six months ended 92.4 8
Slide 8: Property-Liability Policies In Force Increase Above Prior Year
Property-Liability Policies In Force Increase Above Prior Year Property-Liability growth continues to improve; auto policies in force increase as higher new business more than offsets lower retention Property-Liability personal lines policies in force by brand – % variance Property-Liability policie
Slide 9: Strong New Business Growth Reflects Expanded Customer Access
Strong New Business Growth Reflects Expanded Customer Access Transformative Growth execution leading to increased personal lines new business across all channels Property-Liability personal lines new issued applications – Second quarter, 2025 (in thousands) +20.8% New business distributed approximat
Slide 10: Allstate Creates Shareholder Value – Capital Management
Allstate Creates Shareholder Value – Capital Management › Adjusted net income return on equity*(1) of 28.6% › Divested Employer Voluntary Benefits and Group Health businesses on 4/1/25 and 7/1/25, respectively, for a combined $3.25 billion, which is 25.8 times latest twelve months earnings › Increas
Slide 11: Allstate Delivers Strong Business Results and Shareholder Value
Allstate Delivers Strong Business Results and Shareholder Value Allstate’s Strategy Increase Personal Shareholder value creation Property-Liability Market Share ➢ Strong current financial results ➢ Customer base of 208 million policies in force with broad protection offerings under an Leveraging All
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Slide 13: Forward-looking Statements
Forward-looking Statements This presentation contains “forward-looking statements” that anticipate results highly competitive; (14) changing consumer preferences; (15) new or based on our estimates, assumptions and plans that are subject to uncertainty. changing technologies impacting the business;
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