Inverite Insights Inc · CSE:INVR
Inverite Insights — Investor Presentation (June 2026)
33 slides from Inverite Insights's investor presentation, Jun 26, 2026
Slide 1: Turning financial behavior into smarter decisions
Turning financial behavior into smarter decisions. Investor Deck Q2 - 2026 CS E: IN VR | O TC: INV RF | FSE: 2V 0 inveriteinsights.com
Slide 2: Disclaimer and cautionary statements
Disclaimer and cautionary statements. This presentation (“Presentation”) provides an overview of Inverite Insights Inc. (the Certain information herein has been obtained or derived from third-party sources, Market Expansion. Inverite currently has operations in Canada only. Although “Company” or “In
Slide 3: Behavior-based risk infrastructure
Behavior-based risk infrastructure • Inverite’s AI helps lenders make faster and smarter lending decisions using real-time financial data, not just credit scores. • Inverite’s proprietary platform gets smarter over time by learning from borrower repayment behavior. • More lenders using the Inverite
Slide 4: Who is Inverite
Who is Inverite Proprietary Risk infrastructure built on real bank behavior. We connect in real-time to into a permission-based borrower’s bank account, turn what we see into a real-time risk signal, and help financial institutions and lenders make smarter decisions. PLATFORM SCALE 39B+ behavioral d
Slide 5: The problem
The problem The current credit system is built on incomplete data. Traditional credit systems evaluate static history, not real-time financial behavior. That gap costs everyone. 30–60 0 7M+ Days of data lag Visibility into affordability Underserved consumers Bureau reports are snapshots, not streams
Slide 6: Why Inverite now?
Why Inverite now? Two structural shifts are converging. Open banking creates the data. AI creates the intelligence. Together, they make real-time, behavior-based risk evaluation the new Inverite default, and Inverite has the data. Open Banking AI Computation The data layer is arriving The intelligen
Slide 7: Market size for Inverite Revenue Growth
Market size for Inverite Revenue Growth A large and expanding opportunity. Credit is the economic entry point. Risk infrastructure is the broader category. TAM “Credit is the economic wedge. Risk infrastructure $275B¹ is the broader category.” SAM $42B 22.9%² 1%3 A L T L E N D I NG C A G R SOM OF SA
Slide 8: The same proprietary infrastructure, more places Inverite works
The same proprietary infrastructure, more places Inverite works Lending is the entry point. Onboarding, identity, wealth, and insurance run on the same signal infrastructure. CURRENT CUSTOMER BASE EXPANSION TARGETS Where Inverite operates today. Where the infrastructure extends next. Adjacent vertic
Slide 9: How the Inverite platform works
How the Inverite platform works Three capability layers, one connected infrastructure. Behavior in, risk intelligence out. Continuously updated, delivered vi a API or no-code dashboard. Behavioral data → RMaaS computation → Risk signals → Credit decisions → Repayment outcomes → Model improvement Ver
Slide 10: How we're different
How we're different A SY STE M THA T LE AR NS The system gets smarter every day. The advantage is the system’s ability to continuously learn and improve as new behavioral data and real-world repayment outcomes flow through it. ● Exclusive Canadian FI coverage, 99% of institutions ● Off-bureau altern
Slide 11: Competitive landscape
Competitive landscape The financial risk stack is being re-architected Open banking and real-time financial data are restructuring the market itself, changing who competes, where value accrues, and w hich layers matter most.
Slide 12: Proof & traction
Proof & traction V A LI D A T E D T HR O U G H RE A L W O RL D R E PA Y ME NT OU T CO ME S Operating at infrastructure scale. The dataset and decision flow compound every month. 39B+ MON TH LY VELOCITY 1B+ 465+ PRO PRIE T ARY DAT A POINT S A C TI VE M E R C H A N TS & P A R T N ER S new data points
Slide 13: Customer results
Customer results V A LI D A T E D T HR O U G H RE A L W O RL D R E PA Y ME NT OU T CO ME S Behavior-based signals cut default rates and rank borrower risk with measurable precision. DE F AU L T RA T E: BE F OR E AND A F T ER Bank verification adoption Behavior-based risk evaluation cut defaults by 4
Slide 14: Business model
Business model RMaaS is the smallest revenue contributor today, and the largest growth driver tomorrow. Monetization expands as signals improve, embedded usage increases, and more systems rely on the infrastructure. S AA S T R A NS A CT I O N S CO RI N G I NF RA S T R U CT U RE Platform Subscription
Slide 15: Business model
Business model Monetization deepens as the infrastructure embeds. RMaaS is the smallest revenue contributor today and the largest growth driver tomorrow. 01 02 03 Verification Intelligence Embedded Infrastructure Confirming who and what. Turning behavior into signals. RMaaS deeply integrated. SaaS s
Slide 16: Business model
Business model RMaaS is the smallest revenue contributor today, and the largest growth driver tomorrow. Monetization expands as signals improve, embedded usage increases, and more systems rely on the infrastructure. S AA S I NF RAS TRU CTU RE Platform Subscriptions Monthly or annual access. Predicta
Slide 17: Inverite's multiple revenue products
Inverite’s multiple revenue products Financial inclusion. Real-time data. Advanced data science models. Instant Bank Verification KYC ID & Age Verification Risk Score Confirms the customer's banking credentials in real- Accelerates financing with KYC-compliant, fast, Provides a comprehensive analysi
Slide 18: Revenue generation
BUS I N ES S M OD E L & S TRA TEG Y Revenue generation Scaling revenue through deeper platform usage and broader market reach. G ROWTH S TRAT EGY V A L UE D R IV E R S Revenue Growth Strategy Key Value Drivers ● Platform stickiness ● Scalable infrastructure Increase customer retention through deeper
Slide 19: Inverite's Growth strategy
Inverite’s Growth strategy The same infrastructure, extending further. Growth comes from expanding the distribution and embedded usage of the signal infrastructure layer across more systems and ma rkets. Alternative NO W Lending Deepen current verticals Alt lending, auto, credit unions, LOS/LMS plat
Slide 20: Inverite Portable infrastructure
Inverite Portable infrastructure Continuously improving intelligence becomes portable infrastructure through validated real-world outcomes. Each stage validates the next. The system compounds. The infrastructure travels. C SE : I NV R | O T C: I N V R F | FS E : 2 V 0 inveriteinsights.com
Slide 21: Proprietary intelligence holds the value
Proprietary intelligence holds the value. Our intelligence infrastructure doesn't change. Who consumes it does. BE C OM I N G C OM MO DIT I Z E D TH E M OAT WH O C ON S UM ES I T The common layer TODAY Inverite intelligence layer ● Human underwriters ● Foundation models ● Behavioral risk signals ● R
Slide 22: Team Inverite
Team Inverite Built and led by people who've done this before. Decades of fintech, lending, and risk experience across Canada's financial infrastructure. Karim Nanji Estelle L'Heureux, CFA CEO, DI RECTO R CFO Mr. Nanji is a seasoned growth and technology leader with over 25 years of experience Ms. L
Slide 23: Directors & Advisors
Directors & Advisors Deep capital markets, fintech, and operational experience supporting the leadership team. Farhan Abbas Justin Hartzman I N D E P E N D E N T D I R E CT O R , A U D I T ADVI S O R COM M I TT EE CHAI R Significant entrepreneurial and financial services experience. Canadian fintech
Slide 24: Capital structure
Capital structure J un e 2 0 2 6 Shares Outstanding 55,259,828 Warrants Outstanding – expiry 2027.06.02 10,780,583 @ $0.27 5,701,157 @ $0.33 1,816,663 CSE: INVR @ $0.36 2,262,763 Stock Options & RSUs 4,869,166 OTC:INVRF I N S ID E R O W N E R S H I P Insider Share Ownership Insiders Warrant Ownershi
Slide 25: Turning financial behavior into smarter decisions
Turning financial behavior into smarter decisions. B EH AV IOR -B A SE D R ISK INFR A ST RU CT URE Karim Nanji Mike Marrandino Ch ie f Exe cu tiv e O ffi ce r E x e c u t i v e C h a i r m an karim@inverite.com mike@inverite.com CS E: IN VR | O TC: INV RF | FSE: 2V 0 inveriteinsights.com
Slide 26: Appendix
ADDI TION AL DE TAIL Appendix. 01 Our Products 06 Micro Check 02 KYC Age & ID Verification 07 PDF Bank Statements 03 Instant Bank Verification 08 AI/ML B2B Solutions 04 Risk Score 05 Data Enrichment CSE : INV R | O TC : I N V R F | F S E : 2 V0 inveriteinsights.com
Slide 27: Our products
Our products Financial inclusion. Real-time data. Advanced data science models. Instant Bank Verification KYC ID & Age Verification Risk Score Confirms the customer's banking credentials in real- Accelerates financing with KYC-compliant, fast, Provides a comprehensive analysis of risks to make time,
Slide 28: KYC age & ID verification
I D E N TI T Y KYC age & ID verification Reduce fraud and increase sales with fast, compliant verification. ● Fast ID & KYC verification Support for driver's licenses, provincial IDs, and medical services cards. ● Data extraction Quickly extracts essential customer data for efficient management and
Slide 29: Instant bank verification
V E RI F I CA TI O N Instant bank verification Connecting apps, people, and banks across Canada's full financial network. ● Full details Obtain full account, transit, and institution numbers from 280+ Canadian financial institutions. ● Transaction history Retrieve verified transaction data across th
Slide 30: Risk Score
I N T E LL I GE N C E Risk Score Enhanced algorithms for risk analysis, powered by behavioral data. ● Data-driven decisions Takes data from millions of banking reports for precise, tailored business decisions. ● Streamlined underwriting Quickly access detailed income and payroll data for informed le
Slide 31: Data enrichment
INSIGHTS Data enrichment Improved risk management and data analysis for a safer, more insight-driven operation. ● Instant fraud detection Rapid identification of gaps and inconsistencies to defend against fraudulent activity. ● Visual risk breakdowns Intuitive visualizations of key risk indicators w
Slide 32: Micro Check
SH AR E D N E TWO RK Micro Check The exclusive Canadian off-bureau database of non-registered loan history. ● Risk mitigation Access an exclusive Canadian database of non-registered loans for comprehensive risk assessment. ● Customer insights Real-time updates on borrowers' information and loan stat
Slide 33: Proprietary AI/ML B2B solutions
TE C HN OL OG Y Proprietary AI/ML B2B solutions Credit decisioning powered by continuously improving AI risk scoring. Inverite fuels its AI risk scoring with loan performance data from lenders and partnerships. Each data point sharpens the models that score the next applicant, building a continuousl
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