Home Bancshares, Inc. · NYSE:HOMB
Home Bancshares — Investor Presentation (August 2013)
25 slides from Home Bancshares's investor presentation, Aug 22, 2013
Slide 1: Home BancShares
* HOME BANCSHARES NASDAQ: HOMB www.homebancshares.com
Slide 2: Forward Looking Statement
Forward Looking Statement This presentation contains forward-| looking statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts. The forward- looking ibaa contained
Slide 3: Recent Acquisitions
Recent Acquisitions 2010 Old Southern Bank FDIC-assisted Orlando, FL $335 2010 Key West Bank FDIC-assisted Key West, FL $97 2010 | Coastal Community Bank FDIC-assisted Panama City, FL | $362 2010 Bayside Savings Bank FDIC-assisted Port Saint Joe, FL | $63 201 Wakulla Bank FDIC-assisted Crawfordville
Slide 4: Branches
92 Branches Branch Locations (153)
Slide 5: Combined Arkansas Footprint
ro-forma asi of July 2013) . | Combined Arkansas Footprint Bentonville Mourie@siome @ e @iionions PES" ld Siloam Springs (3) ville (2) Monette =) “ pgs ae bey F ree Ft Fort Smith (4) akin @ eon Deearcy (2+3) Dardanelle 2} lon PoHvile Beebe cay (7 ‘Ward ayiewer 3 Hacksonls (8) Memuclb Sherwood (2) No
Slide 6: Gulf Coast Presence
Gulf Coast Presence 2013) Blountstown hp O eric? @ @ Tetahassee (7) UI anne jarks @Wewahitch istpoi St. George Island @ Branch Locations (40)
Slide 7: Florida Footprint
_ Florida Footprint > (As of July 2013) @ Branch Locations (54)
Slide 8: How Money Walks, By Travis H. Brown
* How Money Walks, By Travis H. Brown & — People & their money moved from high-tax states to low-tax states * There is no personal income tax in Florida + New York has a maximum marginal tax rate of 8.97% — $2 Trillion Moved Between the 50 States (1995-2010) * Florida saw gains of approximately $86.
Slide 9: Liberty acquisition rationale
* Increase footprint ¢ Virtually no overlap ¢ We know the market ¢ Leverage Arkansas infrastructure ¢ Best earning banks are Arkansas banks * Ability to improve performance & efficiency of Liberty ¢ Have known Liberty people since Day 1 * EPS to botiom line faster than in Florida
Slide 10: Arkansas Branch Locations
- Forayeo®@ & z ARKANSAS ¥ Branch Locations (92)
Slide 11: Combined Total Assets
Combined Total Assets (Prio-forma as of June 2013) ——— $7 Billion Holding Company
Slide 12: Combined company key figures
°$4.5 billion in loans °$5.5 billion of deposits ° 1,500 total employees ¢ 153 branch locations
Slide 13: HOMB Capital
HOMB Capital 99" ‘00°01 ‘02 ‘03'04'05'06'07'08'09'10'11 "2g , » (Dollarsin Millions) LIBERTY CAPITAL P&S & 2 S a s o 2 2 se) ES
Slide 14: Net Income
Net Income (Dollarsin Millions) § 7 ‘99 ‘00 ‘01 '02 ‘0304(ay05 '06 ‘07 '08 ‘09 '10 ‘11 12 Q2 Q2
Slide 15: HOMB Selected Capital & Performance Ratios
Q HOMB Selected Capital & - Performance Ratios Quarter Ended Selected Ratios 6/30/13 Book Value* $9.49 Tangible Common Equity 10.9% Efficiency Ratio 44.98% Net Interest Margin* 5.18% Return on Average Assets 1.71% Return on Average Common Equity 13.27% Note: * Indicates record ratios
Slide 16: Post Liberty Acquisition Pro-Forma
Post Liberty Acquisition Pro-Forma() June 30 As of foe es $7.78 $7.80 TCE 10.9% 7.7% Leverage 10.8% 7.9% Tier 1 14.0% 10.2% Total RBC 15.3% 11.0%
Slide 17: HOMB Return on Average Assets
> | HOMB Return on Average Assets y. Q2 2012 Q3 2012 Q42012 Q1 2013 Q2 2013 7
Slide 18: Home BancShares vs KBW Bank Index
» a6 i= apHome BaneShares, Inc. os oH 275 — --KBW Bank Index - BKX 275 251 250 225 225 200 200 175 a 175 150 eo 150 125 125 100 100 ] EE 75 50 —_—___ ———— 50 25 ' n 1 n f 1 25 ‘07 08 ‘09 10 11 12 13 PERIOD) 12/31/07 12/31/08 12/31/09 12/31/10 12/31/11_ 12/31/12 08/13/13. @ Baneshar 700.00 140.15 126
Slide 19: Shareholder Value
Shareholder Value -_ ‘99 ‘00 ‘01 ‘02 ‘03 ‘03 ‘05 ‘05 ‘05 ‘06 ‘08 ‘0? CV ” Private Offerings _| cBc TcB MB MV IPO CEN SPO 8/13
Slide 20: Current Shareholder Value
te: (a) Current shareholder value as of August 13, 21 Current Shareholder Value $27.34 1999 $3.08 $24.26 16.2% 2000 $3.50 $23.84 16.6% 2001 $3.92 $23.42 16.9% 2002 $4.21 $23.13 18.8% 2003 $4.92 $22.42 18.8% 2003 $5.33 $22.01 18.2% 2005 $4.92 $22.42 21.8% 2005 $5.33 $22.01 21.8% 2005 $5.33 $22.01 22.
Slide 21: Shareholder Return
Shareholder Return: $1,000 initial investment (Day 1 of HOMB)
Slide 22: Our Future Looks Bright
J J ys | 4 D> our Future Looks Bright _ * Excerpt from ‘Motley Fool’ article on March 25, 2013: — “Conway, Arkansas, is the headquarters for Home BancShares (NASDAQ: HOMB), holding company for Centennial Bank. This operation has 47 branches in Arkansas, 46 in Florida, and 8 in Alabama. It shows an R
Slide 23: Our Future Looks Bright
* Home BancShares was recently ranked 19th out of 1,016 banks in the couniry in Profit Margin by SNL Financial P. Our Future Looks Bright _
Slide 24: Future Goals of HOMB
by | >. Future Goals of HOMB _ °$1.00 EPS - Achieve °$1.25 EPS -— Current goal ¢Future goals —Get Liberty efficiency to 50 or below — Additional future deals
Slide 25: Home BancShares
* HOME BANCSHARES NASDAQ: HOMB www.homebancshares.com
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