Credit Corp Group Limited · ASX:CCP
Credit — Shareholder Meeting (November 2004)
15 slides from Credit's shareholder meeting presentation, Nov 1, 2004
Slide 1: Annual General Meeting November 2004
Credit Corp Group Annual General Meeting 1 November 2004 Christopher Deane - Chairman Carlos Toda - Non Executive Director Doug Sutherland - Non Executive Director Simon Calleia - Managing Director Geoffrey Lucas — Finance & Commercial Director
Slide 2: Welcome
Welcome Chairman’s Address Resolution for appointment of Carlos Toda Executive Presentation Questions Closure Credit Corp Group
Slide 3: What we did in 2004
What we did in 2004 How we got there Partnerships The 2005 Year Ahead Credit Corp Group
Slide 4: Growth
2001 2002 2003 2004 2004 Growth Rate Revenue $5.1M $8.5M $16.6M $27.7M 67% EBITDA $2.9M $4.1M $7.4M $16.5M 123% Pre Tax $2.2M $3.1M $4.9M $7.8M 59% Earnings Net Profit After $1.47M $2.11M $3.34M $5.35M 60% Tax Earnings Per §.44¢ 7.28¢ 10.47¢ 14.89¢ 42% Share Dividend Per 2.5¢ 3.5¢ §.1¢ 7.45c 46% Sha
Slide 5: Operations
Operations What We Received Paid to Suppliers & Employees Borrowing Costs Tax Paid Net Cash From Operations Investing Ledger Purchases Financing Equity Issues Borrowings Dividends Paid Cash Balance June 2003 16.8M (9.3M) 0M (1.6M} 5.9M (4.3M) OM OM (1.5M) 0.5M June 2004 27.5M (10.6M) (0.8M) (2.1M) 1
Slide 6: Total Current Assets
Total Current Assets Non Current Assets Investments Intangible Assets Other Other Non Current Assets Total Non Current Assets Current Liabilities Payables Under Contract of Sale Other Total Current Liabilities Total Non Current Liabilities Net Assets Total Equity 2004 3,068,413 34,394,725 4,611,092
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Slide 8: Ledger Investment - $32 Million
» Ledger Investment - $32 Million » Proactive Strengthening of Management Structure » Achieving stated financial goals » Flexible and Powerful Debt Facility # Exceeding stakeholder expectation » Client, Employee, Investor and Community » Investment in People - Employer of Choice Credit Corp Group
Slide 9: Headcount 2003, 2004, Current
2003 2004 Current Corporate 2 2 2 Management 3 7 8 Administration 8 ] 9 Legal 1 3 3 Mercantile 22 30 30 Debt Purchase 24 39 49 Process Service 12 15 24 TOTAL 72 105 125 | Credit Corp Group
Slide 10: We have differentiated
We have differentiated - the implementation of our programs have enabled us to attract and retain a workforce and set new standards in workforce behaviours Treating our People as being “IMPORTANT” through Superior Leadership and Work/Life programs Empowering our People through Innovative Training In
Slide 11: Large Australian Banks
Large Australian Banks Non Bank Financial Institutions Government Bodies and Statutory Authorities National Law Firms Insurance Companies
Slide 12: Slide 12
Slide 13: 2005 Net Profit After Tax $7.6 million
2005 Net Profit After Tax $7.6 million (Up $500,000 from prior guidance) Due to: Scale efficiencies Organisational restructure Maintenance of expected market conditions Key Assumptions: « Based on existing capital base/no further equity/debt issued » Organic growth, assumption of no major acquisitio
Slide 14: Fo! to be Recognised as bei
Fo! to be Recognised as bei the in the Business and for ou De f -of those whom we deal with. Credit Corp Group
Slide 15: Prudent, managed growth
Prudent, managed growth, capitalising on competitive advantages through specialised skill sets, our people and strengthened financial capability. WE) credit Corp Group
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