Slide 1: Highlights of the first quarter of 2014
The graphs below illustrate certain highlights of the first quarter of 2014 .
Slide 2: Net Interest Margin, on a fully taxable-equivalent basis
Net Interest Margin, on a fully taxable-equivalent basis 1Q 2013, 2Q 2013 3Q 2013 4Q2013 1Q 2014
Slide 3: Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale
Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale 11S ¥ : ¥ 1Q 2013, 2Q 2013 3Q2013 4Q 2013 1Q 2014
Slide 4: Non-Performing Assets as a Percent of Total Assets
Non-Performing Assets as a Percent of Total Assets 1.20 110 1.00 * 0.90 0.80 0.70 T T 192013 292013 30 2013, 4Q 2013 192014
Slide 5: Non-Performing Loan Additions, Net
Sin 000s 30,000 25,000 20,000 15,000 10,000 5,000 ° Non-Performing Loan Additions, Net Qi 2013 22013 32013 Q4 2013 Qi 2014
Slide 6: Non-Performing Loans
Sin 000s 130,000 120,000 110,000, 100,000 90,000 80,000 Non-Performing Loans 12013 22013 3.2013 Q4 2013 Qi 2014
Slide 7: Non-Performing Loans as a percent of Total Loans, excluding covered loans
Non-Performing Loans as a percent of Total Loans, excluding covered loans 12013 22013 32013 942013 Qi 2014
Slide 8: Allowance for Loan Losses as a percent of Total Non-Performing Loans
Allowance for Loan Losses as a percent of Total Non-Performing Loans 105 4 80 T T T Q12013 2.2013 32013 Q42013 Qi 2014
Slide 9: Annualized Net Charge-Off as a percent of Average Total Loans
Annualized Net Charge-Off as a percent of Average Total Loans, excluding covered loans 07 06 os 04 03 02 On : ¥ QI 2013 22013 Q3 2013 Q4 2013 Qi 2014
Slide 10: Key operating measures and growth rates for the first quarter of 2014
Wintrust’s key operating measures and growth rates for the first quarter of 2014 , as compared to the sequential and linked quarters are shown in the table below: % or (5) basis point (bp) change from 4th Quarter 2013 % or basis point (bp) change from 1st Quarter 2013 Three Months Ended (Dollars in