Provident Financial Holdings, Inc. · NASDAQ:PROV
Provident Financial — Shareholder Meeting (November 2016)
8 slides from Provident Financial's shareholder meeting presentation, Nov 18, 2016
Slide 1: Annual Meeting of Shareholders
PROVIDENT fh Provident Financial Holdings, Inc. Annual Meeting of Shareholders November 17, 2016 www.myprovident.com
Slide 2: Safe Harbor Statement
Safe Harbor Stateme This presentation contains statements that the Company believes are “forward-looking statements" within the meaning of the Private Securties Litigation Refarm Act of 1995. These statements relate to the Company's financial condition, liquidity, results of operations, plans, objec
Slide 3: Franchise Overview
hise Overview Northern California: Provident Bank Full-Service Offices: fy Blythe Canyon Crest, Riverside + Pleasanton + Elk Grove, Livermore and Roseville Corona San Luis Obispo: Comorate Office, Riverside Downtown, Riverside Santa Barbara Hemet La Quinta La Sierra, Riverside Moreno Valley Orangect
Slide 4: Fiscal 2016 Highlights
Fiscal 2016 Highlights > > > > > > Net Income of $7.5 million or $0.88 per share, down 24% from $9.8 million or $1.07 per share last year. Mortgage banking loan production of $2.00 billion, down 21% from $2.52 billion last year. Originated and purchased $216.1 million in new loans held for investmen
Slide 5: Subsequent Events
Subsequent Events > > July 2016: Declared a quarterly cash dividend of $0.13 per share with a record date of August 15, 2016, which was paid on September 5, 2016. September 2016: The Bank's Board of Directors declared a $10.0 million cash dividend from the Bank to the Corporation, which was paid on
Slide 6: Financial Highlights - Balance Sheet
Fi cial Highlights - Balance Sheet Total Assets Loans Held for Investment (a ilions) nMilions) 1600 $1000 1000 900 wo © [lout [ooeor [oscat] soca [coeur Tao $° Teco | aout | cacaria [oacurt [coca Tene [Terese | sizer [azn [ sraos [sive [nar 3120 laastine| war | we | me | we | eH Ec] Deposits aMilion
Slide 7: Financial Highlights - Earnings
cial Highl ts - Earnings Net Income (Loss) Diluted Eamings Per Share (dn Thousands) 930,000 80 925,000 S200 $20,000 sito 915,000 51.00 10,000 050 95000 90 0.00 Fao | Frans | Prana | F208 | Fy20e F200 Franny | Fva01s | Frag | Fane | Fro16 Fra Retincome clas) | S100 | wa.7ar | weRCH | Seats | HATA Bae
Slide 8: End
End PROW/DENT 2%. Provident Financial Holdings, Inc. , PROV NASDAQ LIisTteonb www.myprovident.com
Provident Financial Holdings — Shareholder Meeting (November 2016) on 6ix