Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia — Q1 2015 Earnings Presentation
31 slides from Malayan Banking Bhd's earnings presentation, 2015
Slide 1: Perkembangan Bank Internasional Indonesia (BII) 1Q 2015 Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk Rapat Komite Informasi LPS 1Q 2015 Results Jakarta,
Slide 2: Service Quality Award
Service Quality Award “Legend Achievement” for Six Consecutive Years Top Performers in Service Survey held by ISMS Trisakti & Infobank Magazine One of proof in our high quality services to maintain customer satisfaction Page 2
Slide 3: Table of Contents
Table of Contents Summary of 1Q 2015 BII in Brief Financial Performance Strategy and Target Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 3
Slide 4: Summary of 1Q 2015
Summary of 1Q 2015 (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated) Page 4
Slide 5: Summary of 1Q 2015
Summary of 1Q 2015 PATAMI grew 33.5% (YoY) whereas loans grew 6.2% (YoY) Stronger capital with CAR reached 15.9% • Loans portfolio grew by 6.2% (YoY) with loan mix : Global Banking 22%, Business Banking 39% and Retail Banking 39% Loans • Business Banking and Retail Banking continued to be growth
Slide 6: BII in Brief
BII in Brief Page 6
Slide 7: Profile and Corporate Shareholding
Profile and Corporate Shareholding Profile Shareholding Established : 15 May 1959 Total Assets : Rp149.5 Trillion 78.98% Total Equity : Rp14.8 Trillion Market Capitalisation : Rp13.2 Trillion LONDON BRANCH PUBLIC < 5% 18.31% 2.71% Position in Indonesia : Rank #9 in terms of Assets (as of March 2015)
Slide 8: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Commissioner Maybank Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Independent Independent Commissioner Commissioner Com
Slide 9: Board of Directors
Board of Directors Lani Darmawan Jenny Wiriyanto Eri Budiono Henky Sulistyo Director Director Director Director Taswin Zakaria President Director Ghazali M. Rasad Thilagavathy Nadason Dhien Tjahajani Director Director Director Page 9
Slide 10: Present to Serve the Communities across Indonesia
Present to Serve the Communities across Indonesia 1 Micro Branch & 416 Conventional 9 Shariah Branches 2 Overseas Branches 65 Micro Banking Branches Services 1,544 ATM & CDM 26 Platinum Access Access >20.000 ATM 15 Mobil Kas Keliling >5 Million Customer Center and Room Bersama*) & MEPS (MKK) Malaysi
Slide 11: Integrated One Stop Financial Provider
Integrated One Stop Financial Provider Global Banking Business Banking Retail Banking Providing banking and payment Providing banking and payment Providing banking and payment Objective solution to large local corporates and solution to mid corporates, solution to the retail customers State-Owned En
Slide 12: Financial Performance
Financial Performance Page 12
Slide 13: Income Statement – Consolidated
Income Statement – Consolidated PATAMI increased by 33.5% on the back of the Bank‟s discipline in pricing for both deposits and lending coupled with an intensified Strategic Cost Management Program implemented throughout the Bank Rp Billion Mar-14 Mar-15 YoY a b (b/a)-1 Net Interest Income 1,447 1,5
Slide 14: Balance Sheet – Consolidated
Balance Sheet – Consolidated Sustainable assets growth with the capital efficient strategy Rp Billion Mar-14 Mar-15 YoY a b (b/a)-1 Loans 101,317 107,649 6.2% Government Recap. Bonds 3,634 3,621 (0.4%) Other Earning Assets 17,543 19,570 11.6% Total Assets 140,129 149,484 6.7% Deposits from Customer
Slide 15: Financial Ratios
Financial Ratios Key Operating Ratio Mar-14 Mar-15 Key Operating Ratio Mar-14 Mar-15 Consolidated A B (B-A) Bank Only A B (B-A) Profitability Profitability Return On Assets 0.81% 0.94% 0.14% Return On Assets 0.60% 0.72% 0.12% Return On Equities (Tier 1) 6.76% 7.55% 0.79% Return On Equities (Tier 1)
Slide 16: Loans
Loans The slow down in the economy coupled with the challenging business environment affected industry loan growth in the first quarter 2015. Business Banking and Retail Banking grew 15.3% and 14.7% respectively and exceeded the industry loan growth of 11.4% as at Mar 15 LDR & Total Loans Rp Trillio
Slide 17: Assets Quality
Assets Quality Asset Quality – BII Asset Quality – BII Finance 3.61% 3.59% 3.42% 3.34% 3.04% 2.77% 2.80% 2.62% 0.37% 2.44% 2.34% 2.68% 2.55% 2.56% 0.23% 2.23% 0.18% 0.30% 2.05% 0.14% 0.12% 1.92% 1.91% 0.19% 1.79% 0.15% 1.43% 1.48% 0.10% 0.12% Mar-14 Jun-14 Sept-14 Dec-14 Mar-15 Mar-14 Jun-14 Sept-14
Slide 18: Customer Deposits
Customer Deposits CASA Ratio improved into 39% Deposits from Customers by Business Segments Deposits from Customers by Type 24% 15% 16% 24% Global Banking Current Account Mar-15 Savings 51% Mar-14 Business Banking 51% Mar-14 Mar-15 23% 23% Time Deposit 61% Retail Banking 62% 25% 25% Rp Trillion Mar-
Slide 19: Shariah Banking
Shariah Banking Continued to deliver positive results Since 2014 Shariah First strategy which has launched offer shariah solutions across all business segments deliver truly promising results, where Financing and Assets grow more than 100% Customer Deposits increased by 42% (YoY) to Rp4.6 trillion
Slide 20: Capital
Capital Strong capital to support the business expansion 250,000 15.77% 15.90% 250,000 16.00% 14.07% 16.00% 13.33% 200,000 15.77% 15.90% 200,000 11.98% 14.07% 13.33% 12.00% 12.00% 11.98% 150,000 150,000 113,104 113,104 118,837 118,837 116,793 116,793 115,381 115,381 115,353 115,353 8.00% 8.00% 100,0
Slide 21: BII Finance
BII Finance Profit Before Tax grew into Rp103 billion from Rp74 billion Revenue and Profit Before Tax Consumer Financing IDR billion IDR billion 220 173 3,794 103 74 2,975 Mar-14 Mar-15 Mar-14 Mar-15 Revenue Profit Before Tax Asset Quality Unit Financing (unit) 11,908 12,085 11,78612,085 11,48511,90
Slide 22: WOM Finance
WOM Finance WOM Finance revenue increased 17.5%. Asset quality is maintained at healthy level despite recent slowdown of Indonesia economy. However the results are impacted from the new OJK ruling limiting the amount of insurance related fee income Revenue and Profit Before Tax Consumer Financing ID
Slide 23: Strategy and Target
Strategy and Target Page 23
Slide 24: Building Competitive Advantage
Building Competitive Advantage Through four pillars of BII Page 24
Slide 25: Strategic Direction 2015 - 2016
Strategic Direction 2015 - 2016 Continue IRT (Indonesia Regional Transformation) to increase penetration of targeted market Focus on CASA growth Achieve 2015 Loan growth with Capital light strategy Aspiration Leverage value chain and maximizing cross sell Sustainable asset quality Loan Growth 13-15%
Slide 26: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 26
Slide 27: Our Awards
Our Awards 1 1. Financial Insight Innovation Award 2015 BII was awarded Financial Insights Innovation Award 2015 for Enterprise Transformation category by IDC Financial Insights. The award was established to recognize and honor the innovations by Asia Pacific financial institutions that have met bus
Slide 28: Focus Area of BII CSR Program
Focus Area of BII CSR Program Provide opportunity for better Promote winning culture & healthy education life through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Support banking Edu
Slide 29: CSR Highlights
CSR Highlights BII will hold its fourth international running event, BII Maybank Bali Marathon (BMBM) on 30 August 2015. BMBM 2015 BMBM 2014 Highlights: will be held at Bali Safari Marine -) Was held on 14 September 2014 with the number of & Park and feature three participant exceeds 4,400 runners a
Slide 30: Event Highlights
Event Highlights 2 1 5 6 3 7 8 4 1. BII-Citilink Strengthening Partnership 5. BII hosted “AITI Executive Gathering” BII provided PT Citilink Indonesia an online cargo payment facility made possible by the This event aimed to strengthen partnership between BII and AITI (Asosiasi Industri BII CoOLPay
Slide 31: Thank You
Thank You Disclaimer: Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward-looking statements) are derived
PT Bank Internasional Indonesia — Q1 2015 Earnings Presentation on 6ix