CT Private Equity Trust PLC · LSE:CTPE
CT Private Equity Trust — Columbia Threadneedle Investments — Investor Presentation (March 2018)
22 slides from CT Private Equity Trust's investor presentation, Mar 20, 2018
Slide 1: Planning for Retirement: Are people joining up the dots? Survey Results
Planning for Retirement: Are people joining up the dots? Survey Results 20 March 2018 2062847
Slide 2: Survey Summary
Planning for Retirement: Are people joining up the dots? Survey Summary In February 2018, Columbia Threadneedle surveyed adults aged 55+ to better comprehend the challenges faced by retirees and assess their ability to understand and plan financial matters. The results focus on the responses of thos
Slide 3: Question 1: At which ages did you retire or expect to retire?
Planning for Retirement: Are people joining up the dots? Question 1: At which, if any of the following ages did you retire or do you expect to retire? Younger than 55 55 to 59 years old 60 to 64 years old 65 to 69 years old 70 to 74 years old 75 to 79 years old 80 years or older Not applicable - I n
Slide 4: Question 2: Years planning to work past age 55
Planning for Retirement: Are people joining up the dots? Question 2: Approximately how many years are you planning to work past the age of 55? Less than 5 years (i.e. before the age of 60) Another 5 years (i.e. until the age of 60) Another 10 years (i.e. until the age of 65) Another 15 years (i.e. u
Slide 5: Question 3: Minimum gross income needed per year
Planning for Retirement: Are people joining up the dots? Question 3: Thinking about your retirement, approximately how much gross income is the minimum you think you will need per year to live comfortably? Less than £10,000 £10,000 to £14,999 £15,000 to £19,999 £20,000 to £24,999 £25,000 to £29,999
Slide 6: Question 4: Most important consideration when planning retirement income
Planning for Retirement: Are people joining up the dots? Question 4: Which one, if any, of the following considerations is or was the most important when planning for your income in retirement? Being able to cover the cost of essentials (e.g. grocery shopping, paying bills etc.) Being able to afford
Slide 7: Question 5: Sources of income in retirement
Planning for Retirement: Are people joining up the dots? Question 5: Which, if any of the following sources of income will you have in retirement? Defined benefit pension scheme (e.g. Final salary scheme) A type of pension plan where the employer promises a specified pension payment, lump-sum on ret
Slide 8: Question 6: Most significant source of retirement income
Planning for Retirement: Are people joining up the dots? Question 6: Which, if any of the following will be your MOST significant source of income in retirement? Defined benefit pension scheme (e.g. Final salary scheme) A type of pension plan where the employer promises a specified pension payment,
Slide 9: Question 7: Years pension savings expected to last
Planning for Retirement: Are people joining up the dots? Question 7: Approximately, how many years do or did you expect your pension savings to last from the point of retirement? Less than 5 years 5 years 10 years 15 years 20 years 25 years 30 years 35 years More than 35 years 0% 5% 10% 15% 20% 25%
Slide 10: Question 8: Awareness of DC pensions flexibility
Planning for Retirement: Are people joining up the dots? Question 8: Before taking this survey, were you aware of the new Defined Contribution pensions flexibility? No, I was not aware, 19% Yes, I was aware, 81% All GB adults aged 55+ who are retired or plan on retiring and who will have a DC, DB, S
Slide 11: Question 9: Options for converting pension savings into income
Planning for Retirement: Are people joining up the dots? Question 9: Thinking about converting your pension savings into income for your retirement, which, if any, of the following options did you decide on? Level annuity (i.e. a fixed retirement income that means you will get the same pension payme
Slide 12: Question 10: Whether retirement decision was implemented
Planning for Retirement: Are people joining up the dots? Question 10: Thinking about converting your pension savings into income for your retirement, which, if any, of the following options did you decide on? No, I have not, 37% Yes, I have, 63% Based: All GB adults aged 55 - 64 88 All figures from
Slide 13: Question 11: Reasons for not implementing retirement decision
Planning for Retirement: Are people joining up the dots? Question 11: You previously said that you had not implemented your retirement decision. Which, if any, of the following are reasons you have not done so? I don't have time I am unsure what to do and would like to revisit my decision I've been
Slide 14: Question 12: Reasons for not making a decision
Planning for Retirement: Are people joining up the dots? Question 12: You previously said that you had not made a decision on how you'd like to convert your pension savings into income during retirement. Which, if any, of the following are reasons why you have not made a decision? I don't trust the
Slide 15: Question 13: Reasons for choosing income drawdown
Planning for Retirement: Are people joining up the dots? Question 13: You previously said that you had decided on the income drawdown option. Which, if any of the following are reasons why you chose this option? I trust my current pensions product provider I followed the guidance of my occupational
Slide 16: Question 14: Difficulty compared to other financial products
Planning for Retirement: Are people joining up the dots? Question 14: How much more or less difficult did / do you find making decisions around how to convert your pension savings into a retirement income compared to choosing other financial products (e.g. insurance, mortgage etc. excluding pensions
Slide 17: Question 15: Difficulty compared to buying a house
Planning for Retirement: Are people joining up the dots? Question 15: How much more or less difficult did / do you find making decisions around how to convert your pension savings into a retirement income compared to buying a house? Much more difficult than retirement decisions A little more difficu
Slide 18: Question 16: Difficulty compared to naming a child
Planning for Retirement: Are people joining up the dots? Question 16: How much more or less difficult did / do you find making decisions around how to convert your pension savings into a retirement income compared to naming a child buying a house? Much more difficult than retirement decisions A litt
Slide 19: Question 17: Effect of automatic enrolment into drawdown fund
Planning for Retirement: Are people joining up the dots? Question 17: To what extent, if at all, would the below make the pension decision process easier, more difficult or do you think there would be no difference? Please imagine that once you reach retirement, your pension would be automatically e
Slide 20: Question 18: Years expected to live from retirement
Planning for Retirement: Are people joining up the dots? Question 18: Approximately, for how many years do you expect to live for from the point of retirement? Another 5 years Another 10 years Another 15 years Another 20 years Another 25 years Another 30 years Another 35 years Longer than 35 years P
Slide 21: Question 19: Comfort thinking about this
Planning for Retirement: Are people joining up the dots? Question 19: How comfortable or uncomfortable do you feel thinking about this? Very comfortable Fairly comfortable Fairly uncomfortable Very uncomfortable Prefer not to say Net: Comfortable Net: Uncomfortable 0% 10% 20% 30% 40% 50% 60% 70% 80%
Slide 22: Important information
Important information Past performance is not a guide to future performance. Your capital is at Risk. The value of investments and any income is not guaranteed and can go down as well as up and may be affected by exchange rate fluctuations. This means that an investor may not get back the amount inv
Columbia Threadneedle Investments — Investor Presentation (March 2018) on 6ix