United Overseas Bank Limited · SGX:U11
United Overseas Bank — H1 2012 Earnings Presentation
9 slides from United Overseas Bank's earnings presentation, Aug 7, 2012
Slide 1: UOB Group First Half 2012: Delivered Record Earnings, Regional Focus Sharpening
UOB Group First Half 2012 Delivered Record Earnings, Regional Focus Sharpening Wee Ee Cheong Deputy Chairman & Chief Executive Officer 7 August 2012 Disclaimer: This material that follows is a presentation of general background information about the Bank’s activities current at the date of the prese
Slide 2: Staying Focused on Fundamentals amidst Uncertainty
Staying Focused on Fundamentals amidst Uncertainty Stable funding base Strengthening our Balance Sheet • Increased customer deposits Debts Others Debts Others Issued 8% Issued 5% proportion of funding mix 3% 5% Shareholders’ Shareholders’ Equity • All regional subsidiaries are 9% Equity 10% fully se
Slide 3: Record Core Earnings
Record Core Earnings Record core earnings underpinned by : • Strong regional contribution in loans and profitability • Higher net interest income, although recent trend impacted by slowing loans growth and margins compression • Continued strength in fee income, a record quarter • Disciplined cost ma
Slide 4: Regionalisation on track
Regionalisation on track Growth in regional operating profit, Building an Integrated Regional Platform - loans and deposits outpaced that Key Updates of Singapore’s Integrated regional platform for :- Improved productivity Enhanced risk management Seamless customer experience Thailand Malaysia Progr
Slide 5: Continued Growth in Regional Corporate Banking
Continued Growth in Regional Corporate Banking Overseas Wholesale Growth Progress Focus on risk adjusted returns and overall profitability YTD/YOY Growth (%) 20 17 15 Growth in non-interest income 15 10 (non-NII) has outpaced loans 5 4 3 growth 0 Loans Non-NII Continue to build capabilities in trans
Slide 6: Our Transaction Banking Value Proposition
Our Transaction Banking Value Proposition Trade Loans Deposits Offer end-to-end solutions ranging from cash, trade and supply chain financing across our network 18% 14% 37% 40% 34% 26% 33% 26% 24% 23% Good growth in trade loans, deposits and revenue, led by the 63% 76% 66% 63% 74% 67% 77% region 201
Slide 7: Capturing Rising Asian Consumer Affluence
Capturing Rising Asian Consumer Affluence Wealth Management Growth Progress Steady inflows in AUM and customers 142,000 100,000 FY10 Since FY 2010 to date, $59bn $48bn Grew AUM from $48bn to 1H12 $59bn Expanded customer base from Assets Under Management Customers 100,000 to 142,000 Expanding Regiona
Slide 8: Our Bancassurance Platform is Delivering
Our Bancassurance Platform is Delivering A win-win Partnership with Prudential A bancassurance platform that combines our highly regarded distribution channels and the PRUDENTIAL product expertise of Prudential Trusted Channel of Global Brand with Tie-up with Prudential performing Distribution acros
Slide 9: Looking Ahead
Looking Ahead Regional strategy and diversification into fee-based business on-track Remain confident of Asia’s resilience, backed by rising affluence and intra-regional business flows Deep understanding of markets is key to successful navigation of diverse regional operating landscape Committed to