Icici Prudential Asset Management Company Ltd. · NSE:ICICIAMC
Icici Prudential Asset Management — Investor Presentation (July 2025)
21 slides from Icici Prudential Asset Management's investor presentation, Jul 15, 2025
Slide 1: ICICI Prudential Asset Allocator Fund (FOF)
(FOF) An open ended fund of funds scheme investing in equity oriented schemes, debt oriented schemes and gold ETFs/ schemes 1 1
Slide 2: Equity: World of Bulls & Bears
Equity: World of Bulls & Bears Equity Market tends to outperform over long term. A significant event can trigger volatility in markets 100000.00 Wealth Creation Journey (BSE Sensex) 90000.00 Covid vaccination 80000.00 success & Global Economies recovering 70000.00 60000.00 Massive FII Selling Sensex
Slide 3: Follow the Signals for a Smoother Investment Journey
Follow the Signals for a Smoother Investment Journey Return Profile across market cycle (%) Year Equity G-sec 2006 42 5 • Winners have kept on rotating 2007 57 6 2008 -51 28 • Asset classes perform based on the 2009 78 -9 market cycle 2010 19 3 2011 -24 2 • Equity market tends to generally 2012 29 1
Slide 4: Hence… Asset Allocation is Paramount
Hence… Asset Allocation is Paramount Allocation towards the right asset class is a key determinant for portfolio performance over a long run 1.80% 2.10% 4.60% Asset Allocation Security Selection Market Timing 91.50% Others 4 Source: “Determinants of Portfolio Performance II, An Update” by Gary Brins
Slide 5: Greed and Fear: Various Reactions of an Investor
Greed and Fear: Various Reactions of an Investor Greed & Fear EUPHORIA Thrill Anxiety Excitement Denial Point of Maximum Fear & Potential Optimism Fear Optimism Desperation Relief Point of Maximum Greed & Risk Hope Panic Depression DESPONDENCY 5 5 For illustrative purpose only.
Slide 6: Investor Actions During Various Market Cycles
Investor Actions During Various Market Cycles “Be fearful when others are greedy and be greedy when others are fearful” - Warren Buffet However, investors often do the reverse. This has been exhibited by the below scenarios: Date PE Ratio PB Ratio Mcap to GDP DII Flows (Rs. Crores) Sep-24 24.26 3.87
Slide 7: So what is the solution to this?
So what is the solution to this? The solution is very simple: 1) “Allocating to right asset at the right time” 2) “Buy low, Sell High” for equity allocation. Solution may look simple, however the same is difficult to implement and investors frequently end up doing the opposite. What is low? Should I
Slide 8: Challenges: Static v/s Asset Allocation
Challenges: Static v/s Asset Allocation Frequency Operational Exit load *Taxation on of re- hassles like paper structure of the gain on re- balancing work and limited scheme balancing man-power The asset allocation and investment strategy will be as per Scheme Information Document. 8 8 *For more det
Slide 9: What is High & What is Low?
What is High & What is Low? An In house Market Valuation Model* allows “Buying Low and Selling High” while keeping human emotions aside EQUITY VALUATION EQUITY VALUATION GOES UP COMES DOWN AIMS TO AIMS TO INCREASE REDUCE EQUITY EQUITY EXPOSURE EXPOSURE The asset allocation and investment strategy wi
Slide 10: In House: Equity Valuation Index
In House: Equity Valuation Index 170 150 Book Partial Profits 130 Incremental Money to Debt 117.1 110 Neutral 90 Invest in Equities 70 Aggressively Invest in Equities 50 Jun-05 Jun-07 Jun-10 Jun-13 Jun-15 Jun-16 Jun-18 Jun-21 Jun-23 Jun-24 Jun-06 Jun-08 Jun-09 Jun-11 Jun-12 Jun-14 Jun-17 Jun-19 Jun-
Slide 11: Simplicity Vs. Complexity
Simplicity Vs. Complexity How to catch a Cricket Ball ? Option: 1 Option: 2 • Fix your gaze on the ball • Start Running • Adjust your running Speed so that the angle of gaze remains constant ??? We tend to Follow a Simple Counter Cyclical Model: Buy Low & Sell High 11 11
Slide 12: A Scheme that aims to Allocate to the Right Assets at the Right Time
A Scheme that aims to ALLOCATES to the Right ASSETS at the Right TIME Presenting ICICI Prudential Asset Allocator Fund (FOF) 12
Slide 13: Taxation on ICICI Prudential Asset Allocator Fund (FOF)
Taxation on ICICI Prudential Asset Allocator Fund (FOF) Short-Term Long-Term TAXATION Holding Period Capital Gains Capital Gains Earlier Tax Slab rate Tax Slab rate NA Now Tax Slab rate 12.5% 24 Months 13 Investors should consult their tax advisers before making any decision 13
Slide 14: A Scheme that aims to Allocate between Equity, Debt & Gold
A Scheme that aims to Allocate between EQUITY ,DEBT & GOLD at the Right TIME This Scheme tries to capture the optimum allocation of Debt & Equity based on the attractiveness of one asset class over the other Equity Oriented Debt Oriented schemes Allocation schemes Allocation Allocation between asset
Slide 15: Exposure to Equity During Various Market Valuation
Exposure to Equity During Various Market Valuation The model exhibits the principles of “Buy Low, Sell High” by increasing equity exposures when markets have fallen and vice-versa. Model + Scheme* Net Equity Level Vs. BSE Sensex Levels 83606.46 Model + Scheme* Net Equity Levels 80,000 81% 80% 70,000
Slide 16: Equity Allocation across Market Cycles
Equity Allocation across Market Cycles Changing The Allocation as per Market Condition BSE Sensex Levels vis-a-vis ICICI Prudential Asset Allocator Fund (FOF) net equity exposure (%) Avg. Avg. Equity Equity Allocation Average Equity Allocation 67% 38% Allocation ICICI Prudential Asset Allocator Fund
Slide 17: Why Invest in ICICI Prudential Asset Allocator Fund (FOF)
Why Invest in ICICI Prudential Asset Allocator Fund (FOF) • Active Asset Allocation ICICI Prudential • Diversification between asset classes Asset Allocator Fund (FOF) • Timely monitoring and *Re-balancing • Aim to generate better risk adjusted returns The asset allocation and investment approach wi
Slide 18: Portfolio Allocation
Portfolio Allocation Scheme Name Type Holding (%) ICICI Prudential Banking and Financial Services Fund Equity 6.6 ICICI Prudential Technology Fund Equity 6.3 ICICI Prudential Large & Mid Cap Fund Equity 5.7 ICICI Prudential Infrastructure Fund Equity 5.5 ICICI Prudential Focused Equity Fund Equity 4
Slide 19: Scheme Features
Scheme Features Minimum application amount The minimum application amount for the Scheme is Rs.5,000 (plus in multiples of Re. 1) Entry Load – Not applicable Exit Load : If units purchased or switched in from another scheme of the Fund are redeemed or switched out upto 30% of the units purchased or
Slide 20: Riskometer
Riskometer ICICI Prudential Asset Allocator Fund (FOF) (An open ended fund of funds scheme investing in equity oriented schemes, debt oriented schemes and gold ETFs/ schemes) is suitable for investors who are seeking*: Long term wealth creation An open ended fund of funds scheme investing in equ
Slide 21: Disclaimer
Disclaimer Mutual Fund investments are subject to market risks, read all scheme related documents carefully. All figures and other data given in this document are dated as on June 30, 2025 unless otherwise mentioned The same may or may not be relevant at a future date. The information shall not be a
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