Home Bancshares, Inc. · NYSE:HOMB

Home Bancshares — Merger or Acquisition (April 2014)

16 slides from Home Bancshares's merger presentation, Apr 18, 2014

  1. Slide 1: Home BancShares, Inc. (NASDAQ: HOMB)

    NASDAQIHOMB mebancshares'com

  2. Slide 2: Forward-looking statements

    This presentation contains forward-looking statements that relate to expectations, beliefs, projections, future plans and strategies, anticipated events or trends and similar expressions concerning matters that are not historical facts. The forward-looking statements contained herein reflect our cur

  3. Slide 3: Transaction overview: Florida Traditions Bank

    • Purchase all of the issued and outstanding shares of common stock of Florida Traditions Bank, a Florida state-chartered bank with $312 million in total assets • No additional capital required to complete the transaction • Acquired branches would operate as Centennial Bank, a wholly-owned subsidiar

  4. Slide 4: Additive to current Central Florida footprint

    • Additive to current Central Florida footprint – Fills in between existing Tampa and Orlando area locations • Financially attractive transaction – immediately accretive to: – Net income – Earnings per share – Book value – Tangible book value • Addition of experienced Central Florida bankers to the

  5. Slide 5: Core Deposits ($mm)

    Core Deposits ($mm) Note: Core deposits defined as total deposits less time deposits greater than $100K; Shown as Florida Traditions Bank. (’08YE-’13YE) $0 $20 $40 $60 $80 $100 $120 $140 $160 $180 $200 $220 '08YE '09YE '10YE '11YE '12YE '13YE $34 $81 $112 $148 $184 $212 • 8 full service locations sp

  6. Slide 6: Deposit Market Share of Top Holding Companies in Tampa-Lakeland MSAs

    Deposit Market Share of Top 10 Holding Companies in Tampa-Lakeland MSAs (1) Florida Traditions is ranked th with aggregate market share of 0.3% in the combined MSAs The combined entity would move up to th in deposit market share in the combined MSAs (1) Deposit market share as of 6/30/13 Rank Instit

  7. Slide 7: Pro-forma deposit composition

    13% 15% 17% 55% 21% 30% 11% 38% 13% 15% 18% 54% Note: Dollars in Millions HOMB Florida Traditions Bank HOMB – Pro-Forma Transaction Accounts Money Market & Savings Jumbo Time Deposits Retail Time Deposits HOMB 3/31/2014 Acquired Florida Traditions Deposits 12/31/2013 HOMB Pro-Forma Transaction Accou

  8. Slide 8: Pro-forma loan portfolio by type

    Loan Type HOMB (3/31/14) Acquired FL Traditions Loans (2) (12/31/13) HOMB Pro-forma Total % of Pro-forma Total Loans Note: Dollars in Millions (1) Includes Agriculture (2) Before loan discounts Commercial RE (Non-farm/non-residential & agriculture) $ 1,913 $ 176 $ 45.0 % Construction/Land Developmen

  9. Slide 9: Acquisition history

    Year Acquired Bank Acquisition Type Location Assets Note: Dollars in Millions Community Bank Market Cabot, AR $326 Twin City Bank Market North Little Rock, AR $633 Marine Bank Market Marathon, FL $258 Bank of Mountain View Market Mountain View, AR $203 Centennial Bank Market Little Rock, AR $234 Old

  10. Slide 10: Pro-forma map as of March 2014

    Note: Pro-forma map as of March 2014 Clermont Lake Mary Longwood Winder Park Orlando (2) Kissimmee St. Cloud Winter Haven Lakeland Zephyrhills Plant City Tampa Lutz Wesley Chapel Dade City Spring Hill Branch Locations (17)

  11. Slide 11: Branch locations by region

    Note: Pro-forma map as of March 2014 ARKANSAS 88 Branches ALABAMA 7 Branches Panhandle 32 Branches FLORIDA 17 Branches FLORIDA 3 Branches FLORIDA 9 Branches South Central Southwest Keys FLORIDA Branch Locations (156)

  12. Slide 12: Arkansas branch map as of March 2014

    Note: Map as of March 2014 Branch Locations Mountain View (2) Searcy (3) Beebe (2) Ward Cabot (5) Jacksonville (3) Sherwood (2) Greenbrier Vilonia Conway (7) Mayflower Maumelle Little Rock (8) Bryant Quitman Fordyce North Little Rock (5) Morrilton Heber Springs ARKANSAS Jonesboro (7) Batesville (2)

  13. Slide 13: Florida Panhandle and Alabama map as of March 2014

    Note: Map as of March 2014 Eastpoint Apalachicola Carrabelle Port St. Joe Lynn Haven Panama City (2) St. George Island Panama City Beach (2) Mexico Beach Southport Blountstown Bristol Tallahassee (7) Crawfordville Daphne Fairhope Point Clear Elberta Foley Orange Beach Gulf Shores Navarre Destin Wewa

  14. Slide 14: Florida pro-forma map as of March 2014

    Note: Pro-forma map as of March 2014 FLORIDA Port Charlotte Punta Gorda Marco Island Key Largo Islamorada Marathon (2) Big Pine Key West (3) Summerland Orlando (2) Winter Park Clermont Eastpoint Apalachicola Carrabelle Port St. Joe Lynn Haven Panama City (2) St. George Island Panama City Beach (2) M

  15. Slide 15: Corporate Headquarters and investor contact

    Corporate Headquarters Home BancShares, Inc. 719 Harkrider Street, Suite 100 P.O. Box 966 Conway, AR 72033 Financial Information Brian Davis Investor Relations Officer (501) 328-4770 Website www.homebancshares.com

  16. Slide 16: Home BancShares, Inc. (NASDAQ: HOMB)

    NASDAQIHOMB mebancshares'com

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