Mcb Bank Limited · PSX:MCB
Mcb Bank — Q2 2017 Earnings Presentation
12 slides from Mcb Bank's earnings presentation, Jun 30, 2017
Slide 1: MCB Bank Limited Investors Briefing: Financial Performance Analysis
MCB Bank Limited Investors Briefing Financial Performance Analysis June 30, 2017 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting & Taxation
Slide 2: Group Structure
Group Structure MCB is one of the oldest banks of Pakistan, incorporated in 1947. It was privatized in 1991. To accede to international capital markets, the Bank launched Global Depositary Receipts (GDRs) in 2006. It was the first Pakistani Bank that got its GDRs listed on the London Stock Exchange.
Slide 3: Strategic pillars
Strategic pillars MARKET LEADERSHIP > Amongst top 3 Banks in Pakistan > Maintain first-mover‟s advantage in new businesses > Socially Responsible Organization > Strong Brand Recognition PRODUCTS & SERVICES Bank PEOPLE FOCUS > Continuous & sustainable earnings growth > Customer centricity in sales &
Slide 4: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,321 bn Domestic Assets 1,233 (US$ 12.6 bn) Branches 11 PKR 892 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, (US$ 8.5bn) Branches UAE : 1) 1 Rep Office in Dubai PKR 407 bn MCB Fin
Slide 5: Statement of Financial Position
Statement of Financial Position Rs. in mln Unconsolidated Consolidated June 2017 Dec 2016 YTD % June 2017 Dec 2016 YTD % Assets 1,321,010 1,051,814 269,196 26% 1,356,468 1,076,690 279,778 26% Advances - net 389,643 347,980 41,664 12% 414,820 364,334 50,487 14% Investments 750,092 555,929 194,163 35%
Slide 6: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 78.76% (YE16: 90.82%), NPLs ratio stands at 5.52% (YE16: 5.90%) YTD (Jun 17 vs. Dec 16) Jun 17 Mar 17 Dec 16 Sep 16 Jun 16 Var. % Total NPLs 790 3.64% Total NPLs 22,478 21,162 21,688 22,006 20,557 Substandard 3,065 4091% Doubtful (161) -44% Q
Slide 7: Investments
Investments Increase of Rs. 147.04B in Market Treasury Bills and increase of Rs. 52.01B in Pakistan Investment Bonds. Rs. In mln June 2017 Dec 2016 Var. % var. June 2016 Var. % var. Treasury Bills 444,427 297,386 147,042 49% 179,040 265,387 148% Pakistan Investment Bonds 252,147 200,132 52,015 26% 3
Slide 8: Deposits
Deposits Rs. in mln CASA reported at 94%, Increase recorded in Current Deposits +24%, Saving Deposits +7%, Term Deposits +16%. YTD increase/decrease YTD Current deposits 24% Savings deposits 7% CASA 14% Term Deposits 16% Total Deposits 14% Q2 17 Q1 17 Q4 16 Q3 16 Q2 16 Volume Mix Volume Mix Volume M
Slide 9: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated June 2017 June 2016 +/- % June 2017 June 2016 +/- % Mark-up Income 36,084 36,389 (305) -1% 36,915 37,304 (389) -1% Mark-up Expense 16,033 12,992 3,041 23% 16,382 13,275 3,108 23% Net Mark-up Income 20,050 23,397 (3,346) -14% 20,533 24,
Slide 10: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Jun 2017 109.65 2.31% 22.82% 24.60 17.43% 45.69% 5.52% 78.76% 85.46% 32.55% Mar 2017 107.47 2.14% 20.70% 22.09 18.12% 45.48% 5.68% 89.46% 97.55% 3
Slide 11: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Companies in Pakistan Winner – Best Presented Annual “Winner -Best Corporate Report Accounts 2014 Award 2016 – Banking Sector” Best bank in Pakistan - 2016 1st Runner Up Best Presented Winner” - Best Corporate Report Award 2015 Bes
Slide 12: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk