Pinnacle Financial Partners, Inc. · NYSE:PNFP

Pinnacle Financial Partners — Morgan Stanley US Financials Conference 2026

9 slides from Pinnacle Financial Partners's conference presentation, Jun 9, 2026

  1. Slide 1: Morgan Stanley US Financials Conference

    Morgan Stanley US Financials Conference June 9, 2026

  2. Slide 2: Forward-Looking Statements

    Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amen

  3. Slide 3: Use of Non-GAAP Financial Measures

    Use of Non-GAAP Financial Measures This slide presentation contains certain non-GAAP financial measures determined by methods other than in accordance with generally accepted accounting principles. Such non-GAAP financial measures include the following: adjusted revenue; adjusted non-interest expens

  4. Slide 4: Why We Win

    Why We Win Win with Objective: THE TEAM Top Engagement Regional Bank Employer of Choice + Win with Objective: THE CLIENTS Top NPS Industry-Leading Client Service = PNFP footprint population Leads to Winning with Objective: projected to grow THE SHAREHOLDERS Top TSR ~2x faster Highly Successful Opera

  5. Slide 5: Revenue Producer Hiring Momentum Accelerates in 2Q26

    Revenue Producer Hiring Momentum Accelerates in 2Q26 98 250-275 225-250 50 (1) 1Q26 2026 YTD Source: PNFP internal data; Note: The PNFP-SNV merger closed on January 1, 2026; (1) Revenue producer hires are as of May 31, 2026 5

  6. Slide 6: Second Quarter 2026 Update: Activity

    Second Quarter 2026 Update: Activity REVENUE PRODUCER HIRING MERGER INTEGRATION LIQUIDITY MERGER INTEGRATION MERGERACTIONS INTEGRATION • Revenue producer hiring is accelerating • Decisioned 250+ systems and aligned on • Actions consistent with strategy as integration efforts take hold CD1 scope of w

  7. Slide 7: Second Quarter 2026 Update: Financial Performance

    Second Quarter 2026 Update: Financial Performance 2Q26 Outlook Notes Normalized Core Deposit Growth $2.25B - $2.75B of linked-quarter growth in 2Q26 Period-End Loans $88.1B - $88.7B with diverse contribution across geography and Ex Loan Mark specialty businesses 105.8% $250MM - $750MM of linked-quar

  8. Slide 8: 2026 Outlook Update

    2026 Outlook Update Latest FY Guidance Current Trends Period-End Loans $91.0B - $93.0B Currently trending to the high end of the range Ex Loan Mark Period-End $106.5B - $108.5B On track for 8% - 10% total deposit growth Total Deposits Range Unchanged Currently trending to $5.05B - $5.10B. Key driver

  9. Slide 9: End Notes

    End Notes • Adjusted revenue and adjusted non-interest revenue are non-GAAP financial measures that exclude gains and losses on sales of investment securities, fair value adjustments on non-qualified deferred compensation, and tax equivalent adjustments. • Adjusted non-interest expense is a non-GAAP

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