Cholamandalam Investment And Finance Co. Ltd. · NSE:CHOLAFIN
Cholamandalam Investment And Finance — Shareholder Meeting (July 2015)
13 slides from Cholamandalam Investment And Finance's shareholder meeting presentation, Jul 31, 2015
Slide 1: Cholamandalam Investment and Finance Company Limited – 37th Annual General Meeting
Cholamandalam Investment and Finance Company Limited 37th Annual General Meeting 31st July 2015 1
Slide 2: Key Highlights FY15
Key Highlights FY15 • Assets Under Management grew by 9% to Rs.25452 Cr. compared to Rs. 23253 Cr. as on March 14 • Disbursements were at Rs. 12808 Cr, compared to Rs. 13114 Cr. In the previous year – a marginal drop of 2%, given our cautious approach to lending • Profit before tax has grown from Rs
Slide 3: Strong Geographical Presence
Strong Geographical Presence Jammu & Kashmir (1) 574 Himachal 518 *534 Punjab (26) Pradesh (5) 375 Haryana Uttarakhand (7) (12) Delhi (8) Rajasthan (48) UP (32) Assam (9) 2011–2012 2012-2013 2013-2014 2014-2015 Bihar (14) West Bengal (23) Madhya Pradesh 15% 17% 19% 21% Gujarat Tripura (1) (45) 21% (
Slide 4: Human Resources
Human Resources Employee Strength of Chola as on 31st March 2015 - (13090) * On Roll 20.0% Off Roll 80.0% We have 2621 on roll employees which includes 236 professionals (CA,CS, ICWA, Lawyers and engineers) and 496 MBAs * Access to 13000 + trained manpower directly and indirectly 4
Slide 5: Key Highlights - Shareholders
Key Highlights - Shareholders Chola Finance - Share Price Growth 350% 300% 250% 200% 150% 100% 50% 0% -50% -100% Note: Rebased to 100 from Apr-11 Chola Finance Sensex 5
Slide 6: Key Highlights - Shareholders
Key Highlights - Shareholders Earnings Per Share Book Value Per Share ₹ ₹ 30.09 203.48 25.43 160.26 FY14 FY15 FY14 FY15 Market Price Per Share Market Capitalization ₹ (₹ mn) 587.60 84,420 288.10 41,253 FY14 FY15 FY14 FY15 6
Slide 7: Corporate Overview
Corporate Overview Business Segments Overview Portfolio Breakup AUM * (₹ mn) FY12 FY13 FY14 FY15 YoY Growth TRACTOR Vehicle Finance 10% Vehicle Finance OLDER VEHICLES HCV On Book 88,621 1,19,907 1,41,787 1,49,215 5% 13% 13% REFINANCE Assigned 9,854 23,778 28,857 27,171 -6% 15% Managed Assets 98,475
Slide 8: Vehicle Finance - Financial Summary
Vehicle Finance - Financial Summary Maintaining a healthy growth in income and AUM while coping with a sustained slowdown in the CV segment Disbursements Assets Under Management (₹ mn) (₹ mn) 98,820 1,01,281 93,627 1,70,645 1,76,386 1,43,685 27171 73,064 28857 98,475 23778 9854 88621 119907 141787 1
Slide 9: Home Equity - Financial Summary
Home Equity - Financial Summary Disbursements Assets Under Management (₹ mn) (₹ mn) 72,799 30,434 28,097 58,604 8312 21,612 43,369 12016 1508 30,832 15,281 2353 28479 41861 46588 64487 FY12 FY13 FY14 FY15 FY12 FY13 FY14 FY15 On Book Assigned Income Profit Before Tax (₹ mn) (₹ mn) 9,409 2,399 7,580 1
Slide 10: Consolidated Financials
Consolidated Financials Rs in Cr Profit & Loss Account Mar-15 Mar-14 Grow th% Incom e 3,715 3,280 13.3% Finance Costs (1,958) (1,769) 10.7% Operating Expenses (1,091) (957) 14.1% Profit Before Exceptional Item s 666 554 20.2% Exceptional Items - - 0.0% Profit Before Tax 666 554 20.2% Taxes (222) (18
Slide 11: Financial Results Q1 FY16
ey - ae X@N Chola = Enter a better life Financial Results Q1 FY16 ie murugappa 11
Slide 12: Q1 Financial Results
Q1 Financial Results Particulars Q1 FY16 Q1 FY15 Grow th Disbursements in Cr. 3,507.52 3,188.39 10.0% Profit Before Tax in Cr. 170.52 141.03 20.9% Profit After Tax in Cr. 110.25 93.10 18.4% ROTA-PBT / Avg Assets - % 2.9% 2.7% 7.2% Capital Adequacy Ratio - % 20.6% 18.1% Investor Related Ratios: Earni
Slide 13: Thank You
Thank You Reach me at vellayan@chola.murugappa.com 13
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