20 slides from Banco Bilbao Vizcaya Argentaria's earnings presentation, May 1, 2023
Slide 1: BBVA Group 1Q23 Creating Opportunities
BBVA Group 1Q23 Creating Opportunities
Slide 2: Disclaimer
BBVA Corporate Presentation | 2 | Disclaimer This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer to sell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies. Any dec
Slide 3: About BBVA
BBVA Corporate Presentation | 3 | About BBVA BBVA’s GLOBAL PRESENCE FINANCIAL HIGHLIGHTS MARCH 2023 MARCH 2023 Net attributable profit 1Q23 CET 1 FL 1,846 M€ 13.13% Total assets Deposits from customers OUR PURPOSE 739,564 M€ 395,880 M€ Countries Branches Employees Active Customers To bring the age of
Slide 4: About BBVA: Purpose, Priorities, Values
BBVA Corporate Presentation | 4 | About BBVA Our Purpose To bring the age of opportunity to everyone Strategic Priorities Improving our clients’ Helping our clients transition towards financial health a sustainable future Our Values Reaching more clients Driving operational excellence The best and mo
Slide 5: A well-diversified footprint with leading franchises
BBVA Corporate Presentation | 5 | A well-diversified footprint with leading franchises BREAKDOWN BY BUSINESS AREA STRONG POSITION RANKING AND MARKET SHARE (%)2 1 TOTAL ASSETS MAR-23 Rest of Business South America 6% Turkey 8% Spain SPAIN # 3 13.3% 57% 9% Mexico MEXICO # 1 24.5% 20% TURKEY # 2 18.3% G
Slide 6: 1Q23 key messages
BBVA Corporate Presentation | 6 | 1Q23 key messages 1 OUTSTANDING CORE REVENUES CORE REVENUES (NII+FEES) TOTAL LOAN GROWTH1 AND SOLID ACTIVITY GROWTH +36.7% vs. 1Q22 +9.8% vs. MAR 2022 2 EFFICIENCY RATIO LEADING AND IMPROVING EFFICIENCY WITH POSITIVE JAWS 43.3% -241 BPS. vs. 1Q22 3 ASSET QUALITY STA
Slide 7: Excellent customer acquisition driven by digital
BBVA Corporate Presentation | 7 | Excellent customer acquisition driven by digital NEW CUSTOMERS1 (BBVA GROUP, MILLION; % ACQUISITION THROUGH DIGITAL CHANNELS) DIGITAL TOTAL 64% 11% DIGITAL 1Q18 1Q19 1Q20 1Q21 1Q22 1Q23 (1) Gross customer acquisition through own channels for retail segment. Excludes
Slide 8: We have a positive impact on society
BBVA Corporate Presentation | 8 | We have a positive impact on society LOAN GROWTH1 (YOY, CONSTANT €) +9.8 % INCLUSIVE GROWTH FINANCING 34,000 FAMILIES BOUGHT 130,000 SMEs AND SELF - 70,000 LARGER CORPORATES 3.3 €Bn MOBILIZED IN 1Q23 THEIR HOME2 EMPLOYED BOOSTED INVESTED IN GROWTH3 THEIR BUSINESS2 (
Slide 9: Advancing in our clear commitment to sustainability
BBVA Corporate Presentation | 9 | Advancing in our clear commitment to sustainability SUSTAINABLE BUSINESS New target (€ Bn) (2022) €14 Bn 300 €Bn channeled in 1Q23 Revised target €150sinceBn2018 Channeled (2021) Channeled since 2018 200 €Bn Objetivo inicial (2018) 100 €Bn 2018 2019 2020 2021 2022 2
Slide 10: 1Q23 Results
Creating Opportunities 1Q23 Results
Slide 11: 1Q23 Profit & Loss
BBVA Corporate Presentation | 11 | 1Q23 Profit & Loss Change Change 1Q23/1Q22 1Q23/4Q22 BBVA Group (€M) 1Q23 % constant % % constant % Net Interest Income 5,642 43.3 43.1 -0.4 5.8 Net Fees and Commissions 1,439 15.8 15.4 2.9 8.3 Net Trading Income 438 -18.7 -24.4 32.3 62.8 1 Other Income & Expenses -
Slide 12: Business Areas: Spain and Mexico
BBVA Corporate Presentation | 12 | Business Areas SPAIN MEXICO (€M 3M23. CHANGE IN % vs. 3M22) (CONSTANT €M 3M23. CHANGE IN % vs. 3M22) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 974 €M 541 €M 2,318 €M 1,285 €M 1Q23 vs. 1Q22 1Q23 vs. 1Q22 Net Interest Income 1,
Slide 13: Business Areas: Turkey and South America
BBVA Corporate Presentation | 13 | Business Areas TURKEY SOUTH AMERICA (CONSTANT €M 3M23. CHANGE IN % vs. 3M22) (CONSTANT €M 3M23. CHANGE IN % vs. 3M22) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 403 €M 277 €M 642 €M 184 €M 1Q23 vs. 1Q22 Net Attributable Profit
Slide 14: Business Areas: Corporate & Investment Banking
BBVA Corporate Presentation | 14 | Business Areas OTHER INFORMATION: CORPORATE & INVESTMENT BANKING (CONSTANT €M 3M23. CHANGE IN % vs. 3M22) BUSINESS ACTIVITY CLIENT’S REVENUE RESULTS GROSS INCOME LENDING 1,087 €M +30% 1,195 €M +23.8% 77 €Bn +11.1% OPERATING INCOME Wholesale banking 891 €M +25.6% CU
Slide 15: Takeaways
BBVA Corporate Presentation | 15 | Takeaways BBVA delivered another very strong quarter mainly driven by Spain and Mexico Excellent core revenues evolution on the back of activity growth and higher spreads Delivering exceptional value creation for all our stakeholders: shareholders, clients, employe
Slide 16: Annex
Creating Opportunities Annex
Slide 17: BBVA had significant growth since 1995
BBVA Corporate Presentation | 17 | BBVA had significant growth since 1995 MORE THAN 160 YEARS OF HISTORY Banco Continental (Perú) 1995 Probursa (Mexico) 2007 Compass (USA) 2016 Sale of CNCB´s 1.12% (China) Sale of GarantiBank Moscow AO (Moscow) Banco Ganadero (Colombia) 2008 Extended CNCB agreement (
Slide 18: BBVA's shareholders structure (Mar.23)
BBVA Corporate Presentation | 18 | BBVA’s shareholders structure (Mar.23) # BBVA SHARES # SHAREHOLDERS 6,030 MM 786,031 Shareholders Shares NUMBER OF SHARES Amount % Amount % Up to 500 326,256 41.5 61,193,570 1.0 501 to 5,000 359,832 45.8 639,344,983 10.6 5,001 to 10,000 53,578 6.8 376,518,484 6.2 R
Slide 19: Organizational chart
BBVA Corporate Presentation | 19 | Organizational chart Chief Executive Officer Chair Onur Genç Carlos Torres Vila BUSINESS UNITS GLOBAL FUNCTIONS TRANSFORMATION STRATEGY LEGAL AND CONTROL Corporate & Investment Banking Finance Engineering Strategy & M&A Legal Luisa Gómez Bravo Rafael Salinas José Lu
Slide 20: Slide 20