South Indian Bank Limited · NSE:SOUTHBANK
South Indian Bank — The South Indian Bank — Investor Presentation (December 2020)
15 slides from South Indian Bank's investor presentation, Dec 29, 2020
Slide 1: Presentation to Investors and Analysts on Vision 2024 (cover letter)
DEPT: SECRETARIAL REF No. SEC/ST EX.STT/Io8/2020-21 29-12-2020 National Stock Exchange of India Ltd., BSE Ltd. Exchange Plaza, 5th Floor, Department of Corporate Services (Listing), Plot No.C/1, G Block, First Floor, New Trading Wing, Bandra-Kurla Complex, Bandra (E), Rotunda Building, P J Towers, M
Slide 2: December 29, 2020
S O72 in December 29, 2020 H N Bank \ 4 5 Di
Slide 3: 91 years of trust
91 years of trust 1 3 5 7 1929 1998 2007 2016 Founded Stock Core SIB Formed by a Exchange Banking Mirror+ group of 44 enterprising men Listing The FIRST Kerala A full-fledged mobile banking of Thrissur to Bank went Public based bank to application SIB serve the with an Initial implement Mirror+ acro
Slide 4: Built a sustainable franchise over the years…
Built a sustainable franchise over the years… ` in crores Total Advances Retail Business Advances (Less than `5 crores) 1,48,558 65,524 34,220 4x 4x 8,624 4x 38,821 15,970 FY 2010 FY 2020 FY 2010 FY 2020 FY 2010 FY 2020 Deposits NRI Operating Deposits Profit 83,033 23,710 1,645 23,012 4x 3,670 6x 41
Slide 5: Wide network and young workforce…
Wide network and young workforce… Legacy Customers Base* Branches # FY2010 - 33.6 2x FY2020 - 65.0 FY2010 - 583 1.6x FY2020 - 935 #Includes part time branches ~55% of workforce Average age of are professionals employees is ~32 years Total Employees ATM FY2010 - 5,132 1.7x FY2020 - 8,570 FY2010 - 353
Slide 6: Medium term strategy through focusing on 6Cs
Medium term strategy through focusing on 6Cs PROFITABILITY through QUALITY CREDIT GROWTH • Leverage • Augment the talent of young • Fair to • Compliance to • Focused drive strong Customer, be core for our • Beefing up on building distribution resources Fair to Bank entire banking capital to strong l
Slide 7: Sharpening organization structure
Sharpening organization structure MD & CEO Head Chief Chief Chief Head Head Head Head Chief Vigilance & Compliance Information Financial Operations & Sales Credit Treasury Risk Officer Audit Officer Officer Officer Collections Sharpening Organisational Structure – Key Principles Retail & MSME Corpor
Slide 8: Strong and resilient loan book
Strong and resilient loan book REVAMP BUSINESS STRUCTURE STRENGTHEN TEAM • Vertical structure for Assets business • Product experts to head each business and support verticals • Assets and liabilitis team to work closely for creating value from existing customers • Data analytics team to play a crit
Slide 9: Build robust retail liability franchise
Build robust retail liability franchise REVAMPING BRANCH STRUCTURE 01 Bringing in efficiency and effective control with realignment of branch and regional network, with focus on CASA and service delivery NRI BUSINESS 02 • Re-organise structure with a new vertical focusing on Kerala and other parts o
Slide 10: Digital – A catalyst that touches all verticals
Digital – A catalyst that touches all verticals MODEL BASED UNDERWRITING LEVERAGING DATA & • Build robust score based lending models TECHNOLOGY • Revamping underwriting platform to • Strengthening data analytics infrastruicture improve TAT and loan management systems • Integration with multiple exte
Slide 11: Vision 2024
Vision 2024 RoA of 1.0+% RoE of 13+% y lit bi 3.5+% ita of IM 65+% Pr ) N ff. R /o (e C l.w 35+% P xc `1,00,000 SA + Crores A C es c an dv A in crores Backed by Customer base of 100+ lakhs Bank on Us
Slide 12: Professional and Independent Board of Directors
Professional and Independent Board of Directors MR. SALIM GANGADHARAN MR. V J KURIAN Chairman Independent Director Previously, Principal Chief General Manager and Currently, MD of CIAL, Director of Air Kerala International Services Regional Director, RBI-Trivandrum Ltd,, Kerala Waterways & Infrastru
Slide 13: Disclaimer
Disclaimer No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such information or opinions contained herein. The information contained in this presentation is only current as of its date. Certai
Slide 14: For further information, please contact
For further information, please contact: Company The South Indian Bank Ltd. CIN - L65191KL1929PLC001017 Ms. Chithra H, CFO chithra@sib.co.in Mr. Vijith S, Dy. General Manager vijiths@sib.co.in Mr. Chetan Parmar, Head IR chetanparmar@sib.co.in www.southindianbank.com Investor Relations Advisors Strat
Slide 15: THANK YOU
20 9z THANK YOU
The South Indian Bank — Investor Presentation (December 2020) on 6ix