Interactive Brokers Group, Inc. · NASDAQ:IBKR

Interactive Brokers — Goldman Sachs Financial Services Conference 2025

39 slides from Interactive Brokers's conference presentation, Dec 10, 2025

  1. Slide 1: Goldman Sachs Financial Services Conference

    Goldman Sachs Financial Services Conference December 10, 2025 Interactive Brokers LLC Member NYSE - FINRA - SIPC

  2. Slide 2: Disclaimer

    Disclaimer Non-GAAP Financial Measures We use certain non-GAAP financial measures as additional measures to enhance the understanding of our financial results. This presentation includes the following non- GAAP financial measures: adjusted net revenues, adjusted variable expenses, adjusted fixed exp

  3. Slide 3: We Are a Highly Automated Electronic Broker

    We Are a Highly Automated Electronic Broker1 We use our proprietary We offer a wide array We are a member of the S&P 500. Our focus on technology and of financial products innovation drives growth, as evidenced by our on more than 160 business results: international trading experience to offer low m

  4. Slide 4: Strong Growth Track Record Across All Metrics

    Strong Growth Track Record Across All Metrics1 Revenues Pretax Income Earnings Per Share Equity Capital and no long-term debt 1. “Interactive Brokers Group” and “IBKR” include the Group’s operating subsidiaries 4 2. See reconciliation of non-GAAP measures at the end of this presentation 3. Prior per

  5. Slide 5: Automation: The IBKR Advantage

    Automation: The IBKR Advantage Our Premier Technology Wide Breadth of Global Products  Award-winning platforms (desktop, mobile and web-based)  Clients can access more than 160 market centers in that match a client’s trading style and expertise—from APIs 37 countries and powerful trading features

  6. Slide 6: Best-in-Class Margins

    Best-in-Class Margins Effective and Efficient Platform Commitment to Automation:  From account opening through the entire transaction lifecycle, our automated processes include order routing, real-time risk management, securities lending and regulatory reporting  Majority of senior management are

  7. Slide 7: Continued Global Interest in Securities Markets

    Continued Global Interest in Securities Markets Global securities markets in all regions The rise in global ownership of financial assets have grown significantly1 and increased interest in securities markets have helped fuel our account growth2 Global Market Capitalization by Region Global Financia

  8. Slide 8: IBKR Growth Continues

    IBKR Growth Continues1 Factors including increased interest in the financial More accounts on our platform have led to markets and the growing interconnectedness of investors more client assets held at IBKR. worldwide have propelled account growth. 1. “Interactive Brokers Group” and “IBKR” include t

  9. Slide 9: IBKR Growth Continues

    IBKR Growth Continues1 More accounts and client equity on Higher overall activity These help drive our industry- our highly automated platform translates to higher revenues. leading profit margins2. mean higher activity and client engagement. Adjusted Pretax Profit Margin3 1. “Interactive Brokers Gr

  10. Slide 10: Net Interest Margin

    Net Interest Margin Interest Rate Sensitivity Impact Interest rate moves have a moderate …balance sheet growth, as net …by lower interest expense, as the impact on our net interest income. This interest-earning assets rise due to rate paid to our clients declines (we impact can be offset by… healthy

  11. Slide 11: Net Interest Margin

    Net Interest Margin Consistent Securities Lending Revenue  Higher interest rates mean interest earned on reinvesting the cash collateral received (reported in “Interest Earned on A Securities Lending Transaction Segregated Cash”) rises. has 3 parts:  What is reported as “Securities Lending, Net” a

  12. Slide 12: FinTech vs Financial Services

    FinTech vs Financial Services Financial Services FinTech IBKR  IBKR boasts industry-leading margins that surpass both financial services and financial technology companies Changes an existing Technology assists business model in Combines the best existing business finance in a material from both in

  13. Slide 13: Trading Platforms

    Trading Platforms Platforms for a wide variety of client trading needs and experience levels  We continuously improve our platforms to deliver the best trading experience– from the design clients interact with to the powerful underlying technology  One login gives access to any platform with no pl

  14. Slide 14: Client Portal

    Trading Platform: Trading Skill: Client Portal Web Mobile Beginner Intermediate Easy-to-Use Web Platform Desktop Advanced A unified web platform offering charting, performance analytics, comprehensive reporting, and market-moving research in an easy- to-use interface. Key Features: New Features:  R

  15. Slide 15: IBKR GlobalTrader

    1 IBKR GlobalTrader Trading Platform: Web Mobile Trading Skill: Beginner Intermediate Designed for Simpler Mobile Investing Desktop Advanced A streamlined mobile app with an easy-to-use interface for global investing. Key Features: New Features:  Global market access: Trade stocks,  Access predict

  16. Slide 16: IBKR Desktop

    IBKR Desktop Trading Platform: Trading Skill: Web Beginner Mobile Intermediate Next Generation Trading Platform Desktop Advanced Our newest trading platform built from the ground up with a modern user interface framework and simplified navigation. It serves as a lightweight alternative to the flagsh

  17. Slide 17: IBKR Mobile

    IBKR Mobile Trading Platform: Trading Skill: Web Beginner Mobile Intermediate Desktop-level Trading Precision for On-the-Go Traders Desktop Advanced A powerful mobile app with advanced tools and features, enabling 24/7 portfolio management and trading from any mobile device. Key Features: New Featur

  18. Slide 18: Trader Workstation (TWS)

    Trader Workstation (TWS) Trading Platform: Web Mobile Trading Skill: Beginner Intermediate Platform for Seasoned & Active Traders Desktop Advanced Our flagship desktop trading platform, built for active traders and investors who demand speed, flexibility and global market access. Key Features: New F

  19. Slide 19: IBKR APIs

    1 IBKR APIs Trading Platform: Web Mobile Trading Skill: Beginner Intermediate Automated Trading and Custom Integrations Desktop Advanced A solution that allow developers and traders to programmatically access our trading platform, market data, account information, and more. Our APIs provide the foun

  20. Slide 20: Professional Pricing

    Professional Pricing  Clients Earn Interest at Competitive Rates 1. MARGIN RATES5,6 Credit Interest rate as of 09/19/2025. Rate shown applies to IBKR Pro clients only. Positive settled cash balances held in securities segment of accounts with a Net Asset Value (NAV) of $100,000 (or equivalent) or g

  21. Slide 21: Forecast Contracts

    1,2,3 Forecast Contracts  Available through ForecastEx exchange, our prediction market, nearly 24 hours a day, Sunday through Friday  Trade the probabilities associated with the future outcomes of political4, economic and climate indicators Indicators include: • Political events (US Election • Ret

  22. Slide 22: High-Touch Prime Brokerage Service

    High-Touch Prime Brokerage Service1 Qualified hedge funds receive personalized, enhanced support: 2025 Preqin Ranking2 #4 Prime Broker Overall  A dedicated Relationship Manager who acts as the primary point of contact  Access to Subject Matter Experts in Risk and Margin, Compliance, Securities Fin

  23. Slide 23: Overnight Trading

    1 Overnight Trading Trade US Stocks, ETFs2, Bonds, and Index Futures and Options Around the Clock  Clients can react immediately to market-moving news and trade at nearly any time of day for: • Over 10,000 US stocks and ETFs • Global Corporate Bonds • US Index Futures and Options • European Governm

  24. Slide 24: IBKR AI Tools

    IBKR AI Tools Commentary Generator Ask IBKR • Leverages generative AI to create client-specific reports • Enables clients to interact with their portfolio through summarizing the latest performance and company- an intuitive, natural-language interface specific news • Includes intelligent question co

  25. Slide 25: Cryptocurrency Trading

    Cryptocurrency Trading1,2 Available Tokens  IBKR clients can seamlessly trade crypto on the same platform as global stocks, • Bitcoin (BTC) options, futures, currencies, bonds, and mutual funds • Ethereum (ETh) • Litecoin (LTC)  Low commissions of 0.12% - 0.18% of trade value, depending on monthly

  26. Slide 26: Recent Enhancements and New Products

    Recent Enhancements and New Products Increased FDIC Sweep Program coverage • Eligible clients may now receive up to $5.25M insurance coverage on individual accounts and $10.25M on joint accounts on their uninvested cash balances, combining FDIC protection with existing SIPC coverage • Enrollment is

  27. Slide 27: Recent Enhancements and New Products

    Recent Enhancements and New Products IBKR Lite in Singapore • Singapore residents can trade US Stocks and ETFs 24/5 with no commissions, no platform or settlement fees, or account minimums • Clients can switch between the Lite and Pro pricing plan at any time, depending on their trading needs1 Tax-a

  28. Slide 28: Recent Enhancements and New Products

    Recent Enhancements and New Products Karta Visa Infinite Credit Card1 • A USD card that allows clients to use the funds in their accounts to more flexibly manage their money • Clients can earn interest on their cash until it is needed; or borrow at IBKR’s margin rates (as low as 4.37%)2 if the accou

  29. Slide 29: Recognition as an Industry Leader

    Recognition as an Industry Leader Our platforms, trading tools, algos and order types consistently earn awards1 2025 Benzinga Fintech Awards Forbes Advisor Best of 2024 2025 Good Money Guide Awards Best International Brokerage Best Online Broker for Day Trading Best DMA/Investment Account Best Broke

  30. Slide 30: Recognition as an Industry Leader (continued)

    Recognition as an Industry Leader (continued) 2024 Investopedia Awards 2025 Preqin Ranking1 2024 Nerdwallet Best-Of Best Broker for Advanced Traders Best for International Trading #4 Prime Broker Overall Awards Best for Risk Management Best Online Broker for Advanced Traders Best for Generating Stoc

  31. Slide 31: IBKR Campus

    1 IBKR Campus Comprehensive Financial Education and Market Commentary Traders’ Academy Traders’ Insight • Online courses on the concepts and tools of • Market commentary and analysis from nearly financial trading 100 industry pros, including our Chief Strategist • Select courses are available in mul

  32. Slide 32: IBKR InvestMentor

    IBKR InvestMentorSM Free Microlearning App to Educate the Next Generation of Investors  Accessible educational content for beginner and aspiring investors covering core areas such as stocks, bonds, futures, options, and investment strategies  Personalized learning tailored to users’ skill levels a

  33. Slide 33: Superior Technology: BestX

    Superior Technology: BestXSM Maximize execution quality, minimize market impact IBKR BestXSM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact and maintaining complete control over their

  34. Slide 34: APPENDIX

    APPENDIX 34

  35. Slide 35: Pioneering technology throughout the years

    Pioneering technology throughout the years Ushered a new era of Thomas Peterffy buys a Timber Hill Inc. is formed. Extended its market computerized trading with a seat on the AMEX, trading One year later, it created making system to most as an individual market 1977 the first handheld 1982 fully aut

  36. Slide 36: Non-GAAP Reconciliation

    Non-GAAP Reconciliation Year Ended December 31, 2020 2021 2022 2023 2024 (in millions) Adjusted net revenues Net revenues - GAAP $ 2,218 $ 2,714 $ 3,067 $ 4,340 $ 5,185 Non-GAAP adjustments Year Ended December 31, Currency diversification strategy, net 19 37 100 80 15 2020 2021 2022 2023 2024 Mark-t

  37. Slide 37: Non-GAAP Reconciliation

    Non-GAAP Reconciliation Quarter Ended 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 (in millions) Adjusted net revenues Net revenues - GAAP $ 548 $ 599 $ 893 $ 754 $ 464 $ 603 $ 645 $ 656 $ 790 $ 976 $ 1,056 $ 1,000 $ 1,145 $ 1,139 $ 1,203 $

  38. Slide 38: UP-C Corporate Structure

    UP-C Corporate Structure Public Stockholders Members of IBG  Interactive Brokers Group, Inc. is the public company that Holdings LLC trades on Nasdaq as IBKR. It owns approximately 26.3% 100% economic interest of the membership interests of IBG LLC, which trade 26.3% voting interest publicly Intera

  39. Slide 39: Equity Capital

    Equity Capital Solid Foundation for Growth and Resilience $19.5 B We use capital to: • Customer credits can be used to fund the bulk of Support Margin Loans our margin loans, then financing and our own capital is utilized for the rest • Deposits to guarantee customer trades are required by securitie

Interactive Brokers Group — Goldman Sachs Financial Services Conference 2025 on 6ix