Slide 1: Investor Presentation
Investor Presentation For the half year ended 30 June 2026 To be read in conjunction with Appendix 4D and Accounts
Slide 2: Disclaimer
Disclaimer The information contained within this document is in summary form and does not purport to be complete. It should be read in conjunction with Reckon Limited’s periodic reporting and other announcements made to the Australian Securities Exchange. Information provided is current at the date
Slide 3: Overview
Overview Reckon Limited (ASX: RKN) is a software-as-a-service (SaaS) company providing cloud-based solutions to customers including SMEs and legal firms Investment highlights Strong earnings profile - $32M in revenue generated in HY26 with EBITDA of $14M and NPAT of $5M 2.5 cents annual dividend to
Slide 4: Corporate overview
Corporate overview Capital Structure Board of directors ASX code: RKN Shares on issue: 113.3M Clive Rabie $51M NON-EXECUTIVE CHAIRMAN Market capitalisation: Share price – low to high (52 weeks) $0.38 to $0.66 Greg Wilkinson FOUNDER & NON-EXECUTIVE DIRECTOR Major shareholders Microequities Asset Mana
Slide 5: Our focus is on two large and distinct markets
Our focus is on two large and distinct markets SMALL BUSINESS Accounting and Payroll solutions for SME’s and their advisors Revenue of $48.6M and $25.4M EBITDA in FY25 Total addressable market 3.3 million small businesses across Australia and New Zealand LEGAL Billing and Document Workflow for legal
Slide 6: Financial Results – Half Year 2026
Financial Results – Half Year 2026 REVENUE EBITDA NPAT $ 32 $ 14 $ 5 million million million -3% over PcP +1% over PcP +6% over PcP -1% on constant currency basis* +2% on constant currency basis* +4% on constant currency basis* DEVELOPMENT INVESTMENT DIVIDEND $ 8 2.5 million cents per share fully fr
Slide 7: AI & Innovation
AI & Innovation AI is a core enabler of how we build, serve, and operate — not just a tool Delivered today Circa 30% efficiency gains in our product development processes, reinvested into pace of innovation, not headcount reduction DataQ AI launched in FY25 — our first AI-powered, client facing tool
Slide 8: Reckon One revenue growth of 23%
ACCOUNTING AND PAYROLL SOLUTIONS FOR SMES Reckon One revenue growth of 23% Servicing start ups, gig-economy, Business Group unit summary small and medium sized businesses with accounting, payroll, and business SUBSCRIPTIONS management tools Thousands 45 Strong cash generating business with 42 Reckon
Slide 9: Transition to Reckon One codebase
ACCOUNTING AND PAYROLL SOLUTIONS FOR SMES Transition to Reckon One codebase Accelerated focus on the transition to the Reckon One Ongoing product enhancements creating more valuable codebase solutions for SME’s and advisors Additional Key Features added - PayDay Super, Inventory Journey to Reckon On
Slide 10: A trusted small business platform for accounting, payroll and invoicing
ACCOUNTING AND PAYROLL SOLUTIONS FOR SME’S A trusted small business platform for accounting, payroll and invoicing The Switch to Reckon One I Love Reckon One “Great customer support, a smooth migration, and “Very easy to use and understand, affordable, and perfect tutorial videos that made the learn
Slide 11: Growth business in large US and global markets
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS Growth business in large US and global markets Servicing Legal Firms with workflows through scanning, Subscription revenue growth printing, billing, collections, cost recovery and analytics $13.2M solutions Our workflow solutions are integrated with the
Slide 12: Billing and Document Workflows
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS ScanQ – streamlined scanning Billing workflows No. of attorneys MailQ – digital mailroom 7,000 6.4k Document RecordsQ – backscanning 6,000 Workflows PrintQ – print management 5.0k CostQ – cost tracking 5,000 Sold Installed 4,000 BillingQ – invoices-to-ca
Slide 13: Automating the manual exceptions that slow billing and collections for Legal Firms
BILLING AND DOCUMENT WORKFLOWS FOR LEGAL FIRMS Automating the manual exceptions that slow billing and collections for Legal Firms Helping firms take invoices to cash: • Faster invoice delivery • Accelerated cashflow and improved realisation • Better client experience and automatic reconciliation • D
Slide 14: Financial Highlights
Financial Highlights RECKON INVESTOR PRESENTATION HY 2026 14
Slide 15: Group financial performance and cash flow
Group financial performance and cash flow HY26 HY25 GROWTH HY26 HY25 $M $M % $M $M Revenue 31.9 33.0 -3% Operating Cashflow 13.3 13.9 (before development) Organic 31.9 32.2 -1% Includes tax payments (2.5) (1.6) Currency impact* 0.8 EBITDA 14.2 14.1 +1% Organic 14.2 13.5 +6% Development Spend (7.7) (
Slide 16: Business Group Financials
ACCOUNTING AND PAYROLL SOLUTIONS FOR SMES Business Group Financials A subscription business with consistently strong online growth Financial performance Revenue HY26 HY25 $M $M GROWTH Revenue RECKON ONE 5.4 4.4 23% • Reckon One growth continues HOSTED 9.0 9.7 -7% • Subscription revenue is 93% of rev
Slide 17: Legal Group Financials
Legal Group Financials Growing subscription revenue and a top tier customer base CONSTANT HY26 HY25 Financial highlights Revenue $M $M CURRENCY GROWTH Constant currency: Revenue DOCUMENT WORKFLOWS SUBSCRIPTION 5.6 5.6 -1% • Billing workflow revenue continues to grow BILLING WORKFLOWS SUBSCRIPTION 0.
Slide 18: Summary
Summary A software as a service (Saas) company with two clearly defined businesses and opportunities Executing on plan to create valuation improvement and shareholder return Strong consistent financial results - $32M in Revenue, $14M in EBITDA, and NPAT of $5M for half year 2026 A clean Balance Shee
Slide 19: Questions
Questions RECKON INVESTOR PRESENTATION HY 2026 19
Slide 20: Resources
Resources Website reckon.com About us reckon.com/au/about-us Investors reckon.com/au/investors Media reckon.com/au/media RECKON INVESTOR PRESENTATION HY 2026 20