Sbi Holdings Incorporated · TSE:8473
Sbi — Sbi Holdings Inc Ord — FY2022 Earnings Presentation
180 slides from Sbi's earnings presentation, May 13, 2023
Slide 1: SBI Holdings, Inc. FY2022 Financial Results
Strategic Business Innovator SBI Holdings, Inc. FY2022 Financial Results (Fiscal Year Ended March 31, 2023) May 12, 2023
Slide 2: Disclaimer
The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. The business collaboration with SBI Shinsei Bank described in this docume
Slide 3: FY2022 consolidated performance and diversification themes
I. FY2022 consolidated performance II. The global economy is in a state of chaos and uncertainty is increasing even more than at the time of Lehman’s Collapse. Under this circumstance, the SBI Group will work to expand and develop revenue sources through detailed Group-wide efforts and implement of
Slide 4: I. FY2022 Consolidated Performance
I. FY2022 Consolidated Performance [Unauthorized reproduction is prohibited] 3
Slide 5: FY2022 Consolidated Performance (IFRS)
FY2022 Consolidated Performance (IFRS) [Year-on-year comparison] (Unit: JPY million) FY2021 FY2022 YoY % (Apr. 2021 – Mar. 2022) (Apr. 2022 – Mar. 2023) change Record Revenue 763,618 high* 998,559 +30.8 Profit before income 412,724 -75.6 100,753 tax expense (217,080) (-53.6) 355,724 -80.0 Profit for
Slide 6: Consolidated performance overview
[Consolidated performance overview] • Revenue increased 30.8% year-on-year to JPY 998.6bn, which is a historical high for past full- year results, largely due to significant increase in revenue from the Financial Services Business (78.2% year-on-year to JPY 886.7bn). Profit before income tax expense
Slide 7: Comparison of Consolidated Profit Before Income Tax with Major Securities Companies
Comparison of Consolidated Profit Before Income Tax with Major Securities Companies (Unit：JPY million) FY2021 FY2022 YoY% (Apr.2021-Mar.2022) (Apr.2022-Mar.2023) change SBI Holdings 412,724 -75.6 100,753 (IFRS) (217,080*) (-53.6) Nomura Holdings (US-GAAP) 226,623 149,474 -34.0 Daiwa Securities Group
Slide 8: Revenues At Scale of JPY 1 Trillion
Revenues At Scale of JPY 1 Trillion (JPY billion) Revenue 998.6 1,000.0 800.0 763.6 600.0 541.1 400.0 337.0 351.4 368.1 247.4 261.7 261.9 233.3 200.0 0.0 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 [Unauthorized reproduction is prohibited] 7
Slide 9: Profit Before Income Tax Expense
Although the Amount of Profit Fluctuates from Year to Year, the Financial Services Business, which Generates Relatively Stable Profit, is Growing Steadily, and the Level of Profit Before Income Tax Expense is in the JPY 100bn Range Profit Before Income Tax Expense (JPY billion) 412.7 400.0 300.0 217
Slide 10: FY2022 Performance by Segment (IFRS)
FY2022 Performance by Segment (IFRS) [Year-on-year comparison] Profit Before Income (Unit: JPY million) Revenue Tax Expense FY2021 FY2022 YoY % FY2021 FY2022 YoY % (Apr. 2021– (Apr. 2022– (Apr. 2021– (Apr. 2022– change change Mar. 2022) Mar. 2023) Mar. 2022) Mar. 2023) Financial 301,725 -50.1 Servic
Slide 11: FY2022 Quarterly Revenue by Segment (IFRS)
FY2022 Quarterly Revenue by Segment (IFRS) Revenue (Unit: JPY million) FY2022 1Q 2Q 3Q 4Q (Apr.- June 2022) (July- Sept. 2022) (Oct.- Dec. 2022) (Jan.- Mar. 2023) Financial Services Business 190,094 213,017 234,495 249,142 Asset Management Business 4,109 4,246 5,253 14,358 Investment Business 21,606
Slide 12: FY2022 Quarterly Profit Before Income Tax Expense by Segment
FY2022 Quarterly Profit Before Income Tax Expense by Segment (IFRS) Profit Before Income Tax Expense (Unit: JPY million) FY2022 1Q 2Q 3Q 4Q (Apr.- June 2022) (July- Sept. 2022) (Oct.- Dec. 2022) (Jan.- Mar. 2023) Financial Services Business 27,816 41,810 44,016 37,011 Asset Management Business 717 6
Slide 13: FY2022 Dividends
FY2022 Dividends ■ Dividend Per Share Total payout Interim Year-end Full-year ratio (%) FY2022 JPY 30 JPY 120 JPY 150 113.5 FY2021 JPY 30 JPY 120 JPY 150 10.0 (yen) The Transition of Dividend Per Share 160 150 150 Interim Year-end 140 120 120 100 * 100 100 85 120 120 80 100 60 * 50 80 80 45 70 40 35
Slide 14: The Company's Basic Dividend Policy
The Company’s Basic Dividend Policy • The Company’s basic dividend policy is to pay a minimum annual dividend of JPY10 per share, and endeavors to increase the dividend when it has determined that a further return of profits is possible, after a comprehensive consideration of the appropriate level o
Slide 15: Shareholder Benefits for FY2022
Following the Previous Fiscal Year, the Company will Conduct Shareholder Benefits for FY2022 [Details of shareholder benefits] * Shareholders listed or recorded in the shareholder register as of Mar. 31, 2023 are eligible. Qualified Shareholders who have held shares For shareholders other than on th
Slide 16: Business Overview of Each Business Segment
[Business Overview of Each Business Segment] [Unauthorized reproduction is prohibited] 15
Slide 17: 1. Financial Services Business
1. Financial Services Business [Financial Services Business Consolidated Results (IFRS)] (Unit: JPY million) FY2021 FY2022 YoY (%) (Apr. 2021 – Mar. 2022) (Apr. 2022 – Mar. 2023) Revenue 497,751 886,748 +78.2 Profit before income 301,725 -50.1 150,653 tax expense (106,081) (+42.0) • Profit before in
Slide 18: Financial Services: Securities business
1. Financial Services Business: (1) Securities business [Major constituent companies] SBI SECURITIES, SBI Liquidity Market, SBI FXTRADE, SBI MONEYPLAZA, PTS operating companies, overseas securities subsidiaries, etc. [Business highlights] • SBI SECURITIES recorded JPY 175.0bn in operating revenue (+
Slide 19: SBI SECURITIES FY2022 Consolidated Results (J-GAAP)
1.(1) Securities business SBI SECURITIES FY2022 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) FY2021 FY2022 YoY % (Apr. 2021 – Mar. 2022) (Apr. 2022 – Mar. 2023) change Operating Revenue 166,627 Record high 175,053 +5.1 Net Operating Revenue 157,027 Record high 161,570
Slide 20: SBI SECURITIES' Operating Revenue Structure for FY2022
1.(1) Securities business SBI SECURITIES’ Consolidated Operating Revenue (Net Sales) Structure for FY2022 (JPY million) 175,053 166,627 69 56 Others Financial revenues 150,000 46,192 43,448 Trading revenues 100,000 46,670 51,551 Other commissions 28,143 32,148 Underwriting / 50,000 7,527 5,641 Offer
Slide 21: Like-for-like Comparison of Major Brokerage Companies
1.(1) Securities business Like-for-like Comparison of Financial Results Of Major Brokerage Companies for FY2022 (JPY billion) Profit attributable to Operating profit Ordinary profit owners of the Company 1 SBI SECURITIES (consolidated) 62.1 60.9 41.4 2 Nomura Securities (Non-consolidated) 44.3 44.3
Slide 22: SBI Group Has the Largest Number of Accounts in the Industry
1.(1) Securities business SBI Group Has the Largest Number of Accounts in the Industry Number of Accounts of SBI Group and Major Face-to-face Securities Companies CAGR：% (the end of Mar. 2009 - (thousand the end of Mar. 2023) (End of Mar. 2009 – end of Mar. 2023) accounts) 10,038 12.8 9,500 SBI * In
Slide 23: SBI Group's Share of Individual Stock Trading Value Exceeded 45%
1.(1) Securities business SBI Group’s Share of Individual Stock Trading Value Exceeded 45% and is Further Expanding Share of Individual Stock (of which) Share of Individual Margin Trading Value (%) Trading Value (%) SBI SBI 46.0 (of which, SBI 47.2 Neotrade (of which, SBI Securities 2.5%) Neotrade 4
Slide 24: Growth in Revenue and Profit in FX-Related Business
1.(1) Securities business Achieved Significant Growth in Revenue and Profit in FX- Related Business Against a Backdrop of Rising Foreign Exchange Transactions due to Volatility in the Market Operating revenue of SBI Liquidity Market (Non-consolidated, J-GAAP) (Unit: JPY million) FY2021 FY2022 YoY (%
Slide 25: SBI Liquidity Market Compared with FX Specialists
1.(1) Securities business SBI Liquidity Market, which is Responsible for the FX-related Business of the SBI Group, Boasts Overwhelmingly Strong Compared to Other Companies Specializing in FX Comparison of OTC FX revenues of FX specialized companies (JPY million) 30,000 28,092 GMO Financial Holdings
Slide 26: Securities Subsidiaries in Thailand and Cambodia
1.(1) Securities business Endeavor to Establish Industry Positioning and Further Expand Business Base at Securities Subsidiaries in Thailand and Cambodia (Investment ratio 100.0%, SBI Thai Online Securities established in October 2014) First pure-play Internet securities company in Thailand Prov
Slide 27: Financial Services: Banking business
1. Financial Services Business: (2) Banking business [Major constituent companies] SBI Shinsei Bank Group, SBI Sumishin Net Bank, ARUHI*, overseas banks including SBI SAVINGS BANK *ARUHI was consolidated in November 2022 [Business highlights] • SBI Shinsei Bank recorded net profit attributable to sh
Slide 28: SBI Shinsei Bank Group
SBI Shinsei Bank Group [Unauthorized reproduction is prohibited] 27
Slide 29: SBI Shinsei Bank FY2022 Consolidated Performance (J-GAAP)
1.(2) Banking-related business: SBI Shinsei Bank Group SBI Shinsei Bank FY2022 Consolidated Performance (J-GAAP) (JPY billion) YoY % FY2021 FY2022 change Gross operating profit 217.5 240.2 +10.4 Ordinary Business Profit 62.1 78.6 +26.5 Profit before income tax 28.4 51.7 +82.0 expense Profit attribut
Slide 30: Number of Retail Accounts and Deposits at SBI Shinsei Bank
1.(2) Banking-related business: SBI Shinsei Bank Group Number of Retail Accounts and Deposits at SBI Shinsei Bank (JPY billion) (10 thousand 316 accounts) 311 12,000 309 308 305 11,000 300 Total amount of deposits (Left) 9,982.2 10,000 Number of accounts (Right) 9,000 8,000 6,305.1 6,571.3 7,000 5,9
Slide 31: SBI Sumishin Net Bank
SBI Sumishin Net Bank SBI Sumishin Net Bank was listed on the TSE Standard Market on March 29, 2023 SBI Holdings participated as a seller in the secondary offering of SBI Sumishin Net Bank common shares and recorded a profit before tax of approx. JPY 10.7bn in FY2022 consolidated financial state
Slide 32: Performance of SBI Sumishin Net Bank
1.(2) Banking-related business: SBI Sumishin Net Bank Performance of SBI Sumishin Net Bank SBI Sumishin Net Bank recorded a 26.3% YoY increase in J-GAAP recurring profit to JPY 29,390m (preliminary figures) on the back of steady loan growth in the housing loan business Full-year results for FY20
Slide 33: SBI Sumishin Net Bank's Financial Results
1.(2) Banking-related business: SBI Sumishin Net Bank SBI Sumishin Net Bank’s Financial Results (Equity method earnings / IFRS) SBI Holdings’ equity method in earnings of SBI Sumishin Net Bank, based on IFRS for FY2022 was JPY 4,859m, down 3.6% YoY, mainly due to the sale of part of its interest in
Slide 34: Number of Accounts and Balance of Deposits at SBI Sumishin Net Bank
1.(2) Banking-related business: SBI Sumishin Net Bank Number of Accounts and Balance of Deposits Since Commencement of Operation of SBI Sumishin Net Bank (10 thousand (JPY billion) accounts) 615 9,000 600 535 Balance of Deposits (Left) 7,978 500 Number of accounts (Right) 451 7,116 393 354 400 6,294
Slide 35: SBI SAVINGS BANK (South Korea)
SBI SAVINGS BANK (South Korea) [Unauthorized reproduction is prohibited] 34
Slide 36: Performance of SBI SAVINGS BANK
1.(2) Banking-related business: SBI SAVINGS BANK (South Korea) Performance of SBI SAVINGS BANK Profit Before Income Tax Expense of (JPY million) SBI SAVINGS BANK (IFRS) 34,178 4Q 8,863 23,946 YoY 2,759 3Q 6,933 -29.9% 6,501 2Q 10,227 8,132 1Q 8,155 6,554 FY2021 FY2022 • Decline in soundness of perso
Slide 37: Changes in Indicators since Becoming a Subsidiary
1.(2) Banking-related business: SBI SAVINGS BANK (South Korea) Changes in Indicators since Becoming a Subsidiary (K-GAAP) *Converted at KRW 1 = JPY 0.1031 (KRW bn) Delinquency rate for all loans Total Assets (％) 180,000 18,000 51.6％ KRW 15,830.5bn 16,000 160,000 (Approx. JPY 1,632.1bn) 50 140,000 14
Slide 38: Other Foreign Banks
Other Foreign Banks ① TPBank (Vietnam) ② SBI Bank (Russia) ③ SBI LY HOUR BANK (Cambodia) [Unauthorized reproduction is prohibited] 37
Slide 39: TPBank in Vietnam Becomes Equity-Method Affiliate
1.(2) Banking Business: Other Foreign Banks ① TPBank (Vietnam) TPBank in Vietnam, Which Became an Equity-Method Affiliate in February 2023, is Incorporated in the Financial Services Business from 4Q FY2022 By increasing the Company’s share ownership to 20% and making it an equity-method affiliate,
Slide 40: Bank Subsidiaries in Russia and Cambodia
1.(2) Banking Business: Other Foreign Banks ②SBI Bank (Russia), ③SBI LY HOUR BANK (Cambodia) Bank Subsidiaries in Russia and Cambodia Focus on Prudent Business Management Based on the Market Environment and Local Conditions SBI Bank (Investment ratio： 90.7％) Became a wholly owned subsidiary in Aug
Slide 41: Total Assets of the Banking Segment in the SBI Group
Total Assets of the Banking Segment in the SBI Group (Simple Aggregate) are Approx. JPY 26tn (Units are in JPY billion) (Percentage in Total Assets Profit (Reference) Comparison parentheses is SBI before Group’s share) End of Mar. End of Mar. income tax between regional bank groups 2022 2023 Total A
Slide 42: Financial Services: Insurance business
1. Financial Services Business: (3) Insurance business [Major constituent companies] SBI Insurance Group, SBI Insurance, SBI Life Insurance, Small-amount short-term insurance companies [Business highlights] • SBI Insurance Group’s consolidated ordinary revenue for FY2022 (J-GAAP) increased 8.8% year
Slide 43: SBI Insurance Group's Performance
1. (3) Insurance business SBI Insurance Group’s Performance Consolidated results for FY2022 (J-GAAP) (Unit: JPY million) FY2021 FY2022 YoY % (Apr. 2021 – Mar. 2022) (Apr. 2022– Mar. 2023) change Ordinary revenue 88,365 96,110 +8.8 Ordinary profit 5,925 6,308 +6.5 Profit attributable to parent of the
Slide 44: SBI Insurance Group's In-Force Contracts Steadily Increased
1. (3) Insurance business SBI Insurance Group’s Total Number of In-Force Contracts Steadily Increased SBI Insurance Group’s total number of in-force contracts CAGR 14.6% (From end of Mar. 2016 to end of Mar. 2023) (ten thousand) SBI JOGUCHI SAFETY SSI joins the Group 300 SBI PRISM SSI joins the Grou
Slide 45: 2. Asset Management Business
2. Asset Management Business [Major constituent companies] SBI Global Asset Management (subsidiaries: SBI Asset Management, Wealth Advisor), Rheos Capital Works, Okasan Asset Management (Company name change to “SBI Okasan Asset Management” planned in July 2023) [Asset Management Business Consolidate
Slide 46: SBI Global Asset Management Returns Morningstar License
2. Asset Management Business SBI Global Asset Management (Formerly Morningstar Japan) Returns Its License to U.S. Morningstar and Transitions to a New Management Structure Received JPY 8bn for returning the “Morningstar” brand to Morningstar, Inc. Increase shareholder returns and expand business sca
Slide 47: 3. Investment Business
3. Investment Business [Major constituent companies/businesses] Private Equity Business, SBI Leasing Service [Investment Business Consolidated Results (IFRS)] (Unit: JPY million) FY2021 FY2022 YoY (%) change (April 2021 to March 2022) (April 2022 to March 2023) Revenue 177,911 36,684 -79.4 Profit be
Slide 48: IPOs and M&As of SBI Group Investee Companies
3. Investment Business IPOs and M&As of SBI Group Investee Companies FY2022 FY2023 Full-year result Full-year forecast IPO・M&A deals 21 40 During this Fiscal Year, 21 companies concluded either IPO or M&A EXIT Date Investee Company Market EXIT Date Investee Company Market PT GOTO Gojek Apr. 11, 2022
Slide 49: Assets Under Management of the SBI Group
3. Investment business Assets Under Management of the SBI Group (As of the end of Mar. 2023) Private equity, etc. JPY 682.4bn（*1） Excluding JPY 257.1 bn of both cash and commitment amount to be paid in)(*2) Breakdown of operating investment Amount Breakdown of operating Amount securities by Industry
Slide 50: SBI Leasing Services' Performance
3. Investment Business SBI Leasing Services’ Performance FY2022 Consolidated Performance (J-GAAP) (Unit: JPY million) FY2021 FY2022 YoY % (Apr. 2021 to Mar. 2022) (Apr. 2022 to Mar. 2023) change Revenue 29,556 39,572 +33.9 Operating income 3,280 4,025 +22.7 Ordinary income 2,813 3,532 +25.5 Profit a
Slide 51: 4. Crypto-asset Business
4. Crypto-asset Business [Major constituent companies/business] SBI VC Trade, B2C2, BITPoint Japan, crypto asset mining business, HashHub (joined SBI Group from April 2023) [Crypto-asset Business Consolidated Performance (IFRS)] (Unit: JPY million) FY2021 FY2022 YoY % change/ (Apr.2021-Mar. 2022) (A
Slide 52: 5. Non-financial Business
5. Non-financial Business [Major constituent businesses] Biotechnology, Healthcare & Medical Informatics businesses, other businesses centered around Web3 [Non-financial Business segment consolidated performance(IFRS)] (JPY million) FY2021 FY2022 YoY % (Apr. 2021 – Mar. 2022) (Apr. 2022 – Mar. 2023)
Slide 53: Profit Before Tax of Biotechnology, Healthcare & Medical Informatics Companies
5. Non-financial business Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business Companies (IFRS) (JPY million) FY2021 FY2022 YoY % (Apr. 2021 – Mar. 2022) (Apr. 2022 – Mar. 2023) Change SBI Biotech 366 -205 ― 5-ALA-related business -287 -929 ― SBI Pharmaceu
Slide 54: SBI ALApromo Expanding Its Product Lineup
5. Non-financial business SBI ALApromo Has Been Steadily Expanding Its Product Lineup - More than 100 different products including OEM - 【product examples】 Foods with functional claims / supplements ALA PLUS ALA PLUS Toh ALA PLUS Gold ALA PLUS ALA PLUS ALA PLUS (Sugar) Down Gold EX Hirokan Keigen FU
Slide 55: SBI ALApromo New Product Development
5. Non-financial business SBI ALApromo also Promotes the Development of New Products (launched Nov. 15, 2022) (scheduled for (scheduled for launch in launch in Apr. 2024) July 2023 ) “ALA PLUS “ALA PLUS KARADA ACTIVE “ALA PLUS TOH DOWN / TOH-SHI DOWN” 5-ALA DRINK” KOKORO CARE A powdered drink SOFT C
Slide 56: Machi no Wa Expands Local Currency Business
5. Non-financial business Machi no Wa Expands Local Currency Business Nationwide in Cooperation with Local Governments Economic Organizations • Established with THE CHIKUHO BANK and Kyushu Electric Power on May 31, 2021 (SBI Group’s share: 32%) • Develops and operates a platform that contributes to
Slide 57: Diversification in the global economic uncertainty
II. The global economy is in a state of chaos and uncertainty is increasing even more than at the time of Lehman’s Collapse. Under this circumstance, the SBI Group will work to expand and develop revenue sources through detailed Group-wide efforts and implement of risk hedge to diversify in the thre
Slide 58: 1. Diversification of customers
1. Diversification of customers (1) Promote Neo-securities initiative (2) Collaboration with SMBC Group is to move to next phase (3) Further expand the multipoint ecosystem (4) Strive towards expanding business and financial corporate clients by leveraging the diverse management resources of the SBI
Slide 59: SBI Group Has a Customer Base of Approximately 46 Million
SBI Group Has a Customer Base of Approximately 46 Million - Endeavor towards a Customer Base of 100 Million - Breakdown of the Customer Base (Thousand) (As of the end of March 2023)*1,2 (Thousand) 46,000 45,647 SBI SECURITIES SBI NEOMOBILE SECURITIES (No. of accounts) 10,038 42,096 SBI Neotrade Secu
Slide 60: Promoting Neo-securities initiative
(1) Promoting Neo-securities initiative - Under preparation to launch Neo-securities initiative during the first half of FY 2023 - ① Steady growth in revenues other than commissions to diversify revenue sources ② Focus on strengthening system to support the expected rapid growth of customer base ③ E
Slide 61: Overwhelmingly Low Trading Fees at SBI SECURITIES
① Steady growth in revenues other than commissions to diversify revenue sources SBI SECURITIES Has Achieved Overwhelmingly Low Trading Fees since its Establishment by Throughly Implementing the “Customer-centric Principle” （bp） 35.0 Change in Basis of SBI SECURITIES 29.5 [Basis: Brokerage commission
Slide 62: Measures to Reduce Transaction Costs for Investors
① Steady growth in revenues other than commissions to diversify revenue sources Continuous Implementation of Various Measures to Reduce Transaction Costs for Investors Release Date Detail of Measures Dec. 2019 Commission-free margin trading for all domestic ETFs Sept. 2020 Large Margin Trading: Ease
Slide 63: Composition of Operating Revenue of SBI SECURITIES
① Steady growth in revenues other than commissions to diversify revenue sources Trends in the Composition of Operating Revenue (Net Sales) of SBI SECURITIES - Decreased the ratio of domestic stock brokerage commissions from online trading, which is subject to the commission-free system, to 11.2% of
Slide 64: Open Interest Credit Balance and Financial Revenue
① Steady growth in revenues other than commissions to diversify revenue sources Open Interest Credit Balance and Financial Revenue at SBI SECURITIES Remain High Trend of Open Interest Credit Balance Financial Revenue (JPY billion) (end of quarter) (JPY million) 1,402 1,400 50,000 +6.3% 46,192 43,448
Slide 65: Investment Trust Balance and Fees
① Steady growth in revenues other than commissions to diversify revenue sources Further Increase the Balance of Investment Trusts through Purchases Using Shared Points and Accumulation Services via Credit Cards Investment Trust Balance* Investment Trust Fees (JPY million) (JPY billion) 7,000 Achieve
Slide 66: Trading Revenue and the FX Business
① Steady growth in revenues other than commissions to diversify revenue sources Trading Revenue Becomes One of the Pillars of Revenue by Strengthening the FX Business (JPY million) FX-related revenue 60,000 Crypto-asset related revenue Revenue from foreign currency bonds, etc. +10.5% 50,000 50,222 4
Slide 67: Systems Development Structure for Neo-securities Initiative
② Focus on strengthening system to support the expected rapid growth of customer base Build a Robust Systems Development and Operation Structure to Realize Neo-securities Initiative - Concluded a capital and business alliance with Simplex Holdings (Jan. 2023) - • SBI SECURITIES and Simplex establish
Slide 68: Neo-Securities Customer Base Effect on SBI Group
③ Expansion of the customer base of SBI SECURITIES spreads over entire SBI Group Growing the Neo-Securities Initiative Customer Base Positively Affects the SBI Group Free domestic stock brokerage fee is expected to increase retail customers interest in a variety of other financial products who open
Slide 69: Collaboration with SMBC Group to move to next phase
(2) Collaboration with SMBC Group is to move to next phase [Unauthorized reproduction is prohibited] 68
Slide 70: SBI SECURITIES Marketing Channels through Olive
(2) Collaboration with SMBC Group moves to next phase SBI SECURITIES Maximizes Marketing Channels Effectively through “Olive,” a Mobile Comprehensive Financial Service Provided by SMBC Group SBI SECURITIES is the main provider of online securities for “Olive”, a comprehensive mobile financial servic
Slide 71: Reach New Customer Bases through Alliance with SMBC Group
（2）Collaboration with SMBC Group moves to next phase Reach New Customer Bases through Alliance with SMBC Group • The customers who flowed into SBI SECURITIES from “Olive” were mostly young people, who will be the key to the customer base in the future, and more than 90% were inexperienced investors
Slide 72: Further expansion of a multipoint ecosystem
（3） Further expansion of a multipoint ecosystem [Unauthorized reproduction is prohibited] 71
Slide 73: Building a Multipoint Ecosystem
(3) Further expansion of the multipoint ecosystem The SBI Group is Building a Multipoint Ecosystem That Allows Customers to Choose Points Most Convenient for Them [Points that SBI SECURITIES currently partner with] T Point V Point Ponta d-Point JAL Mileage Point [Unauthorized reproduction is prohibi
Slide 74: Accumulation Funds through Credit Cards
(3) Further expansion of the multipoint ecosystem Expanding Accumulation Funds through Credit Cards with Multicard Strategy • SBI SECURITIES allows accumulation-type fund investment with six credit cards: Sumitomo Mitsui Card, Takashimaya Card, Tokyu Card, APLUS, UCS Card(Credit Cards of Pan Pacific
Slide 75: Expanding Business and Financial Corporate Clients
（4）Strive towards expanding business and financial corporate clients by leveraging the diverse management resources of the SBI Group companies ① In the securities business, expand the customer base and market share expeditiously by implementing the “Customer-centric Principle” in corporate business
Slide 76: Securities business customer base and market share
① In the securities business, expand the customer base and market share expeditiously by implementing the “Customer-centric Principle” in corporate business [Unauthorized reproduction is prohibited] 75
Slide 77: SBI SECURITIES' Underwriting Share is 98.9%
① In the securities business, expand the customer base and market share expeditiously by implementing a Customer-centric Principle in the corporate business SBI SECURITIES’ Underwriting Share is 98.9%, the Highest in the Industry Steady Expansion of POs and Corporate Bonds Underwriting Underwriting
Slide 78: Integrated M&A System
① In the securities business, expand the customer base and market share expeditiously by implementing a Customer-centric Principle in the corporate business Establish an Integrated M&A System from Consulting, Sourcing, and Deal-making to Fund Raising [Trend of Revenue from M&A Advisory] *indexed wit
Slide 79: M&A for Business Succession and Regional Revitalization
① In the securities business, expand the customer base and market share expeditiously by implementing a Customer-centric Principle in the corporate business Strengthening M&A for Business Succession as one of the Concrete Measures for Regional Revitalization - Began discussions of merger with HONGO
Slide 80: Foreign Exchange Services for Corporate Customers
① In the securities business, expand the customer base and market share expeditiously by implementing a Customer-centric Principle in the corporate business Starting Foreign Exchange Services for Corporate Customers • SBI SECURITIES has set up a foreign exchange office in May 2022. Starting to expan
Slide 81: SBI Private REIT Investment Corporation
① In the securities business, expand the customer base and market share expeditiously by implementing a Customer-centric Principle in the corporate business Establishment of the SBI Private REIT Investment Corporation, an Integrated Private REIT Investing in a Broad Array of Real Estate • SBI Privat
Slide 82: Increase corporate customers via SBI Shinsei Bank Group
② Increase corporate and financial customers through collaboration with the SBI Shinsei Bank Group (i) Strengthening corporate business by providing corporate finance functions (ii) Expanding the customer base through APLUS’ “BANKIT®” [Unauthorized reproduction is prohibited] 81
Slide 83: SBI Shinsei Bank Group Evolves the Corporate Ecosystem
The Addition of the SBI Shinsei Bank Group, with Strengths in Non-bank and Corporate Finance Areas, Further Evolves the Corporate Ecosystem of SBI Group [SBI SECURITIES] Securities Bank Non-bank Lease Servicer [ALPHA SERVICER] Insurance PE・VC Life Asset Insurance Mangement [SBI Insurance] [SBI Life
Slide 84: Strengthening Corporate Business through Corporate Finance
(i) Strengthening the Corporate Business through the Provision of Corporate Finance Facilities Provision of finance functions Expansion of corporate business [SBI SECURITIES] Etc. Strengths in corporate networks SBI Group has invested in a cumulative in the IPO and PO areas total of 2,034 companies
Slide 85: Expanding Customer Base through APLUS' BANKIT
(ii) Expanding the Customer Base through APLUS’ “BANKIT®” About “BANKIT®”: BaaS, which allows the company introducing it to select and customize the applications they need in a cafeteria-style format Two plans are offered: the “White Label Plan” for companies considering offering new apps, and t
Slide 86: Insurance product development for corporate partners
③ Insurance business continues to actively promote product development and provision of services that meet the needs of corporate partners to further expand the customer base [Unauthorized reproduction is prohibited] 85
Slide 87: New Customer Base through Collaboration with Corporations
SBI Insurance and SBI Life Insurance Cultivates a New Customer Base through Collaboration with Corporations that have an Extensive Customer Base, Both Inside and Outside the Group • Launch of SBI Insurance and SBI Life insurance products at APLUS • Commenced automobile insurance solicitation initiat
Slide 88: Small-amount Short-term Insurance Sales Channels
Small-amount, Short-term Insurance Companies Expand Sales Channels to Increase Customer Contact Points by Leveraging Product Diversity [SBI IKIIKI SSI] [SBI PRISM SSI] Comprehensive funeral service company Dog and cat transfer (Providing preferential services for death insurance subscribers) organiz
Slide 89: SBI Neo Corporate Services Business Matching (i)
④ SBI Neo Corporate Services Provides Business Matching Services for Corporate Clients (i) SBI Neo Corporate Services started operating “Value Place,” a business matching website for corporate customers, in May 2022 Selected corporate services in more than 25 diverse categories, including equipm
Slide 90: SBI Neo Corporate Services Business Matching (ii)
④ SBI Neo Corporate Services Provides Business Matching Services for Corporate Clients (ii) Nearly 200 services from around 100 companies already listed in a short period of time across a variety of areas For salespeople For web For general affairs seeking customer For HR staff operations staff deve
Slide 91: Cooperation with Regional Financial Institutions
(5) Promote Cooperation with Regional Financial Institutions ① Track record of cooperating with regional financial institutions promoted by the SBI Group ② Realizing regional revitalization by involving diverse stakeholders, not just regional financial institutions [Unauthorized reproduction is proh
Slide 92: Business Alliances with Regional Financial Institutions
Expanding Business Alliances with Regional Financial Institutions SBI Group’s capital and business alliance with 9 banks [The Shimane Bank] [The Fukushima Bank] [THE CHIKUHO BANK] [The Shimizu Bank] [THE TOWA BANK] [Kirayaka Bank] [THE SENDAI BANK] [Tsukuba Bank] [THE TAIKO BANK] (arranged by allian
Slide 93: Track record of cooperating with regional financial institutions
① Track record of cooperating with regional financial institutions promoted by the SBI Group (i) SBI Group has promoted business alliances regardless of whether or not there is a capital relationship (ii) Actively propose innovative banking systems (core banking systems, shared ATMs, etc.) to region
Slide 94: Alliances regardless of capital relationship
(i) SBI Group has always promoted business alliances regardless of whether or not there is a capital relationship [Unauthorized reproduction is prohibited] 93
Slide 95: Cooperation with Regional Financial Institutions (a)
SBI Group has Traditionally Expanded Cooperation with Regional Financial Institutions Throughout Japan, Regardless of Whether or not There is a Capital Relationship (a) SBI Group Total number of partners Content of the Alliance Companies （No capital relationship） Formed alliances with regional finan
Slide 96: Cooperation with Regional Financial Institutions (b)
SBI Group has Traditionally Expanded Cooperation with Regional Financial Institutions Throughout Japan, Regardless of Whether or not There is a Capital Relationship (b) SBI Group Total number of partners Content of the Alliance Companies （No capital relationship） Regional financial institutions adop
Slide 97: Intermediary Services to 49 Regional Financial Institutions
SBI SECURITIES Supports the Cultivation of New Customers through the Provision of Intermediary Services for Financial Instruments to 49 Regional Financial Institutions - Launched financial instruments intermediary services with The Bank of Yokohama in March 2023 - Financial instruments Regional fina
Slide 98: Co-operated Stores with SBI MONEYPLAZA
Various Offerings of Financial Instruments at Face-to-face Stores Jointly Operated by SBI MONEYPLAZA and SBI Shinsei Bank / Regional Financial Institutions Changes in Customers’ Deposit Assets at Co-managed stores BANK Established (JPY billion) THESHIMIZU BANK* Oct. 2017 [SBI MONEYPLAZA] THE CHIKUHO
Slide 99: Insurance Alliances with Regional Financial Institutions
SBI Insurance and SBI Life Insurance are Continuously Promoting Alliances with Regional Financial Institutions to Expand the Sales of Their Insurance Products SBI Insurance SBI Life Insurance 100 companies (of which 29 are financial 82 regional financial institutions (of which 19 institutions) decid
Slide 100: SBI Life Insurance Group Credit Life Insurance
SBI Life Insurance is Actively Involved in Providing Group Credit to the General Incorporated Association Zenkoku Danshin Suishin Kyokai Structure for Group Credit Life Insurance General Incorporated Association Borrowers of housing loans, business loans, etc. Zenkoku Danshin Suishin Kyokai, (Insure
Slide 101: Banking Apps by SBI NEO FINANCIAL SERVICES
Banking Apps Offered by SBI NEO FINANCIAL SERVICES Well-received Under the concept of “going mobile with the bank teller function,” started offering white label banking apps in 2019. With high acclaim from regional financial institutions who are not capital and business alliance partners, the app
Slide 102: Innovative banking systems proposals
(ii) Actively propose innovative banking systems (core banking systems, shared ATMs, etc.) to regional financial institutions with no capital relationship [Unauthorized reproduction is prohibited] 101
Slide 103: Reducing and Equalizing System Costs for Regional Banks
Measures Promoted by the SBI Group to Substantially Reduce and Equalize System Costs for Regional Financial Institutions - Switch huge system costs from fixed to variable - Challenges of conventional systems Solutions that the SBI Group can offer ① Large investment required for ① Annual fee model la
Slide 104: Next-Generation Banking System Development
Steady Progress in Development of Next-Generation Banking System - Fukushima Bank and Shimane Bank decided to adopt this system - SBI Regional Revitalization Services and Future Architect have formed a business alliance to promote the development of a next-generation banking system, including an a
Slide 105: SBI Common ATM Services
Promoting the Development and Provision of SBI Common ATM Services to Reduce System Costs • By making the ATM under development for the next-generation banking system into a common specification that other companies’ accounting systems can use, we plan to release it as an SBI common ATM service (sch
Slide 106: Triangle Strategy
（iii）Expansion of the corporate client base through thorough promotion of the “Triangle Strategy” [Unauthorized reproduction is prohibited] 105
Slide 107: Triangle Strategy by SBI Group and Regional Financial Institutions
“Triangle Strategy” by the SBI Group, SBI Shinsei Bank Group, and Regional Financial Institutions -Thoroughly promote expansion of partnerships with regional financial institutions- <Image> Regional financial institutions Determine business needs in the region Demonstration of brand strength in
Slide 108: Triangle Strategy: Structured Finance Cases
Expanding the Corporate Client Base through “Triangle Strategy”: Structured Finance Cases In addition to the introduction of structured finance deals originated by SBI Shinsei Bank to regional financial institutions, the bank promotes the deepening of its corporate client base and the development
Slide 109: Realizing Regional Revitalization with Diverse Stakeholders
② Realizing regional revitalization by involving diverse stakeholders, not just regional financial institutions (i) Accelerate approach to regional companies in collaboration with regional financial institutions based on DX (ii) Strategies of realizing regional revitalization have moved to a phase w
Slide 110: Approach to regional companies based on DX
(i) Accelerate approach to regional companies in collaboration with regional financial institutions based on DX [Unauthorized reproduction is prohibited] 109
Slide 111: SBI DX Database
Using the SBI DX Database, the SBI Group Approaches Regional Companies in Collaboration with Regional Financial Institutions SBI Group has created a database of a broad lineup of optimal solutions that contribute to the DX of small and medium-sized enterprises Businesses in each region Regional Fina
Slide 112: SBI DX Database Over 400 Projects Brought
SBI DX Database Contributes to Strengthening Consulting Services at Regional Financial Institutions Restaurants: operations made Collaborating banks (9) smarter and more efficient Medical institutions: lightens contact and task burdens E-commerce stores: enables [Kirayaka Bank] [The Ehime Bank
Slide 113: SBI Business Solutions' Services for Local Businesses
SBI Business Solutions’ Services that Boosts the Efficiency of Local Businesses by Collaborating with Regional Financial Institutions [Seikyu (billing)] Cloud-based invoicing system for both the issuing and receiving sides compliant with the Electronic Books Preservation Act that enables the work to
Slide 114: Local governments and residents in regional revitalization
(ii) Strategies of realizing regional revitalization have moved to a phase where local governments and local residents are also involved in promoting projects [Unauthorized reproduction is prohibited] 113
Slide 115: Local Businesses and Governments Solving Regional Problems
Involvement of Local Businesses and Local Governments to Solve Problems such as the Regional Environment and High Electricity Prices ERI’s NECRES system, a new energy production facility, produces biomass fuel from municipal waste. By installing this system in each municipality, the company expect
Slide 116: Rejuvenation of Local Economies Centered on Roadside Stations
Initiatives toward Rejuvenation of Local Economies Centered on Roadside Stations SBI Regional Revitalization Services and the SBI Group will collaborate with regional governments through roadside stations that spread across Japan Contributing to regional revitalization by promoting regional rejuvena
Slide 117: Charging Infrastructure and NECRES Power Plants at Roadside Stations
Promote Installation of Charging Infrastructure and Using NECRES to Build Power Plants at Roadside Stations and Public Facilities throughout Japan Studying the design of roadside stations equipped with disaster prevention functions and NECRES system in cooperation with investee companies and exter
Slide 118: Izumo Attractive Regional Development
Promoting Regional Development and Local Economic Revitalization through Land Development and Building Construction through the Alliance with BALNIBARBI Co., Ltd. - “WINDY FARM ATMOSPHERE” complex opened on May 1 - Izumo Attractive [THE SHIMANE BANK] Opened in May 2023 “Izumo-Koryo Parking Area”, a
Slide 119: Neo-bank Initiatives by SBI Sumishin Net Bank
(6) Expansion of the customer base both within and beyond the financial businesses by promoting SBI Sumishin Net Bank’s “Neo-bank Initiatives” About the Neo-bank Initiatives: Customers using business services of partner companies also have access to ancillary banking functions from SBI Sumishin Net
Slide 120: Neo-bank Initiative Cooperation with Large Corporations (1)
Cooperation with Large Corporations Through the ‘Neo-bank Initiative’ is Growing Steadily ① Company Industry Service launch Customer base Japan Airlines Aviation Apr. 2020 Approx. 30m (JAL Mileage Bank members) CCC Marketing HD Data base Mar. 2021 Approx. 70m marketing (T-members) YAMADA HD Retail J
Slide 121: Neo-bank Initiative Cooperation with Large Corporations (2)
Cooperation with Large Corporations Through the ‘Neo-bank Initiative’ is Growing Steadily ② Company Industry Service launch Customer base The Dai-ichi Life Insurance Insurance Jan. 2023 Approx. 10m (individual customers) Entertain- Fighters Sports & Approx. 1.29m ment Mar. 2023 Entertainment (Sports
Slide 122: 2. Diversification of financial products and services
2. Diversification of financial products and services (1) In the securities business, making efforts to increase customer satisfaction and to acquire new customers by diversifying products and services, capturing the trend of “from savings to asset building” (2) SBI Shinsei Bank Group promotes diver
Slide 123: Securities business products and services diversification
(1) In the securities business, making efforts to increase customer satisfaction and to acquire new customers by diversifying products and services, capturing the trend of “from savings to asset building” ① Diversification of products and services to meet customer needs ② Focusing group-wide efforts
Slide 124: Diversification of products and services to meet customer needs
① Diversification of products and services to meet customer needs [Unauthorized reproduction is prohibited] 123
Slide 125: Expansion of Foreign Stock Services
① Diversification of products and services to meet customer needs Strengthen Expansion of Foreign Stock Services which Leads to Risk Diversification • Expanded services such as the release of “Real-time U.S. Stock Prices,” which allows all customers with foreign stock accounts to view U.S. stock pri
Slide 126: Fully Automated AI Investment SBI Wrap
① Diversification of products and services to meet customer needs Launch of Fully Automated AI Investment “SBI Wrap”, Innovative Service Utilizing AI - AUM exceeded JPY 35.0 billion and accounts surpassed 68 thousand in 13 months since the service was launched - • SBI SECURITIES and FOLIO jointly de
Slide 127: Real Estate Small-lot Beneficiary Interests
① Diversification of products and services to meet customer needs Further Expand Lineup of Real Estate-related Products such as Real Estate Small-lot Beneficiary Interests (Unit: JPY million) Change in Total Sales of Real Estate Small-lot Beneficiary 30,000 Interests at SBI MONEYPLAZA 28,210 25,000
Slide 128: Customer acquisition using NISA and iDeCo
② Focusing group-wide efforts to acquire customers using NISA and iDeCo to benefit from the expansion of these programs [Unauthorized reproduction is prohibited] 127
Slide 129: Government Enhances and Reforms NISA and iDeCo Plans
② Focusing group-wide efforts to acquire customers using NISA and iDeCo to benefit from the expansion of these programs Government Enhances and Reforms NISA and iDeCo Plans under the “Doubling Asset-based Income Plan” 【NISA (Nippon Individual Savings Account) 】 NISA program to be launched in Jan. 20
Slide 130: SBI SECURITIES Focus on NISA Initiatives
② Focusing group-wide efforts to acquire customers using NISA and iDeCo to benefit from the expansion of these programs SBI SECURITIES Focuses Its Efforts on NISA Initiatives as an Important Strategic Areas Number of NISA accounts NISA’s customer attribute of (Thousand (Sept. 2015 – Mar. 2022) accou
Slide 131: SBI Benefit Systems iDeCo Initiatives
② Focusing group-wide efforts to acquire customers using NISA and iDeCo to benefit from the expansion of these programs SBI Benefit Systems Initiated iDeCo Initiatives from Early Stage and Steadily Increasing the Number of Subscribers The SBI Group focused on the Individual Defined Contribution (iDe
Slide 132: SBI SECURITIES Leads iDeCo Cumulative Customers
② Focusing group-wide efforts to acquire customers using NISA and iDeCo to benefit from the expansion of these programs SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers Cumulated number of customers (subscribers & transfers*) (t
Slide 133: NISA and iDeCo Effect on Asset Management Business
② Focusing group-wide efforts on acquiring customers using NISA and iDeCo, benefiting from the expansion of these programs Expansion of Customer Base by NISA and iDeCo Brings a Positive Effect to SBI Group Companies, Especially in the Asset Management Business • “SBI・V Series,” a low-cost index fund
Slide 134: SBI Shinsei Bank Group Product Diversification
(2) SBI Shinsei Bank Group promotes diversification of products and services by strengthening cooperation with the SBI Group, etc. ① Providing products that contribute to solving social problems ② Cooperation in the financial intermediary and banking agency sectors ③ Strengthening cooperation with A
Slide 135: Providing Products that Contribute to Solving Social Problems
① Providing Products that Contribute to Solving Social Problems - Launched “Sustainability Deposits” - SBI Shinsei Bank Group started offering “Sustainability Deposits” on May 10, 2023, to finance eligible projects in the green and social sectors in accordance with the bank’s own Sustainability Fina
Slide 136: Financial intermediary and banking agency cooperation
② Cooperation in the financial intermediary and banking agency sectors [Unauthorized reproduction is prohibited] 135
Slide 137: Financial Intermediary and Banking Agency Cooperation (i)
Cooperation in the Financial Intermediary and Banking Agency Sectors (i) Aug. 2022 Financial instruments intermediary and banking agency services launched In Mar. 2023, the volume of customers sent from SBI Shinsei Bank to SBI SECURITIES is approx. 2.6 times higher than in Aug. 2022 from SBI SECUR
Slide 138: Financial Intermediary and Banking Agency Cooperation (ii)
Cooperation in the Financial Intermediary and Banking Agency Sectors (ii) - Cooperation between SBI Shinsei Bank and SBI MONEYPLAZA - Prefectures with SBI Shinsei Bank branches ：Branches located ：Co-managed stores located Aug. 2022 Established a co-managed store Nov. 2022 in Ikebukuro and started Es
Slide 139: Strengthening Cooperation with ARUHI in Mortgage Business
③ Strengthening Cooperation with ARUHI in the Mortgage Business No.1 share of the domestic market The products are highly competitive, for 12 consecutive years for Flat 35, a with attractive interest rate levels for fixed-rate mortgage for the entire both fixed and variable rates term of the loa
Slide 140: Crypto-asset Business expansion via M&A
(3) In the Crypto-asset Business, expand services including crypto assets and staking by utilizing M&A to meet a wide range of customer needs [Unauthorized reproduction is prohibited] 139
Slide 141: Strengthen Crypto Asset Lineup and Management Services
Crypto-asset Business of the SBI Group Strengthen Its Crypto Asset Lineup and Management Services [Initiatives to focus on in the future based on the “customer-centric principle”] ① Customer acquisition through expansion of crypto assets handled and product lineup that are unique to the SBI Group ②
Slide 142: Expanded Services and Crypto Assets Handled in FY2022
SBI VC Trade and BITPOINT has Greatly Expanded its Services and Handling of Crypto Assets During FY2022 [Expanding the number of services provided] Provide services that meet the various investment needs at SBI VC Trade and BITPOINT Spot Leveraged Lending Accumulation Staking FLR wrap & delegate SBI
Slide 143: SBI VC Trade and BITPOINT Expanded Services
SBI VC Trade and BITPOINT has Actively Expanded and Improved Its Services to Meet the Various Needs of Customers ① Added AVAX (Avalanche), DOT (Polkadot) and XTZ (Tezos) to its staking service lineup starting from Jan. 1, 2023. Of which, DOT achieved a yield of 18.0% the highest in Japan. In additio
Slide 144: Expansion of Staking Service
Expansion of Staking Service as a New Service in the Crypto-asset Business Staking is a way of receiving rewards for depositing crypto assets (such as ETH, DOT, and ADA) on blockchain that adopts the mechanism called proof of stake [Example of ETH staking service Deposit of crypto assets + offered b
Slide 145: Increase Crypto-asset Profitability through M&As
Increase Profitability of the Crypto-asset Business in the Future by Expanding through such Means as M&As HashHub, which provides “HashHub Research,” a specialized research service for crypto assets and Web3, and “HashHub Lending,” a crypto asset lending service, joined the SBI Group in April 2023.
Slide 146: 3. Diversifying business fields
3. Diversifying business fields (1) By placing the Asset Management Business as the core business, endeavor towards achieving an asset under management of JPY20 trillion and through M&As and establishment of joint ventures (2) Pioneer new business fields such as Web3 that introduce innovative techno
Slide 147: Asset Management as Core Business, JPY20 Trillion AUM Target
(1) By placing the Asset Management Business as the core business, endeavor towards achieving an asset under management of JPY20 trillion and through M&As and establishment of joint ventures ① By accurately understanding the business environment surrounding asset management, SBI Group is making stea
Slide 148: Progress toward JPY10 trillion AUM by FY2024
① By accurately understanding the business environment surrounding asset management, SBI Group is making steady progress toward achieving its initial target of JPY10 trillion in AUM by FY2024 (currently approximately JPY7.8 trillion) [Unauthorized reproduction is prohibited] 147
Slide 149: AUM of SBI Asset Management's Index Funds
AUM of SBI Asset Management’s Index Funds Has Steadily Increased - The public’s attitude towards investment has changed, driven by recognition of various tax preferential measures such as NISA and an increase in anxiety caused by inflation - （JPY billion） AUM for index funds at SBI Asset Management
Slide 150: Entrusted AUM from Regional Financial Institutions
Achieving Investment Management which Captures the Needs for Diversification of Regional Financial Institutions in Securities Investment - The entrusted AUM from regional financial institutions, etc. are approximately JPY 2.2tn - SBI Asset Management provides customized investment products for eac
Slide 151: SBI Global Asset Management Group AUM
SBI Global Asset Management Group Has Steadily Increased its AUM - Balance of investment assets nears JPY 4.7tn - AUM from institutional investors, which are mainly （JPY 100 million） regional financial institutions: JPY 2,175,1bn (as of end of March 2023) 50,000 46,920 45,000 ■ SBI Asset Management
Slide 152: SBI Group AUM through Organic Growth and M&As
SBI Group Sustainably Expands Its Assets Under Management Through Organic Growth and Use of M&As （JPY 100 million） JPY 7,884.1bn 80,000 Okasan Asset Management Nov. 2022 Rheos Capital Works Makes Okasan Asset Management [Okasan Asset 70,000 Management] SBI Global Asset Management Group a consolidate
Slide 153: New goal of JPY20 trillion AUM by FY2027
② Asset management is approaching a major turning point, and the company has set a new goal of achieving JPY20 trillion in AUM by FY2027 , promoting M&A activity and the establishment of JVs to expand its earnings base [Unauthorized reproduction is prohibited] 152
Slide 154: Asset Management Environment at a Major Turning Point
The Environment Surrounding Asset Management, Both for Individuals and Corporations, is at a Major Turning Point [Change in bond yield] （％） Change in yield of Bloomberg GlobalAgg Index (LEGATRUU) 10.0 (End of January 1990-end of April 2023) 8.0 <End of the unprecedented monetary easing> 6.0 Yield of
Slide 155: Acquire Asset Managers and Promote Strategic Alliances
To Acquire Quality Asset Management Companies and Promote Strategic Alliances in Order to Enhance Asset Management Sophistication and Build a Global Asset Allocation Structure <To provide advanced asset allocation that can cope with an uncertain environment> Expand traditional asset classes such as
Slide 156: Total Group AUM Target of JPY20 Trillion in FY2027
Endeavor to Achieve the Total Group Assets Under Management of JPY20 Trillion in FY2027 [Current position] [Goal so far] [New goal] As of end of March 2023 Endeavor to achieve Endeavor to achieve JPY 7,884.1bn JPY 10tn by FY2024 JPY 20tn by FY2027 ＜Active＞ ＜Index & multi-asset＞ ＜U.S. govt. bonds＞ [O
Slide 157: Pioneer New Business Fields such as Web3
(2) Pioneer new business fields such as Web3 that introduce innovative technologies domestically and abroad to “go beyond finance with finance at its core” ① Dedicated to creating a market of ST, a next generation of financial products ② SBI VC Trade will endeavor towards growth of institutional cli
Slide 158: Creating a Market of ST
① Dedicated to creating a market of ST, a next generation of financial products i. Contribute to developing the regulatory framework as well as issuing STs ii. Osaka Digital Exchange, which Operates an equity private trading system (PTS), is Making Progress in Preparing for the Establishment of a PT
Slide 159: Developing the Regulatory Framework and Issuing STs
i. Contribute to Developing the Regulatory Framework as Well as Issuing STs Contributing to institutional development through establishing and participating self-regulatory organization and industry organization Japan STO Association Digital Asset Co-Creation Consortium Japan STO Association, a self
Slide 160: Osaka Digital Exchange PTS for STs
ii. Osaka Digital Exchange, which Operates the Stock PTS, is Making Progress in Preparing for the Establishment of a PTS for STs - The creation of Japan’s first trading market for STs would promote the revitalization of the issuance market - Capital relationship SBI Group: 70% Sumitomo Mitsui Financ
Slide 161: SBI VC Trade Web3 institutional growth
② SBI VC Trade will endeavor towards growth of institutional client base by strengthening its Web3 related business [Unauthorized reproduction is prohibited] 160
Slide 162: SBI VC Trade Service Lineup for Institutional Clients
SBI VC Trade Expands its Service Lineup that Large and Institutional Clients Can Utilize in its Businesses Release of “SBI Web3 Wallet” Japan’s first custodial wallet that supports NFT (January 2023) • No need to manage wallets or buy and send crypto assets to purchase NFTs which were requirements
Slide 163: SBI VC Trade Web3 Business Alliances
SBI VC Trade Concludes Business Alliances with Companies with Strengths in Web3-related Technology to Boost its Web3 Business [Business alliance with Oasys which develops and operates its unique game-specific blockchain] • Oasys is expected to become an important network for supporting the use of We
Slide 164: Growing Customer and Revenue Base via Web3 Business
SBI VC Trade Will Increase its Customer and Revenue Base Not Only by the Crypto Asset Exchange Business but also by Strengthening Web3 Related Business [SBI FXTRADE] Providing Crypto asset CFD liquidity More than 550 institutional clients Crypto asset related business International remittance using
Slide 165: SBINFT corporate NFT business support
③ SBINFT brings the world of Web3 closer by enhancing corporate clients develop their NFT business i. SBINFT Develops Consulting Services for Corporate Clients ii. Endeavor to offer “ST with Privilege NFT” as a new digital securities service in the Web3 era in partnership with Securitize Japan [Unau
Slide 166: SBINFT Consulting Services for Corporate Clients
i. SBINFT Develops Consulting Services for Corporate Clients < Supporting NFT Marketplace Management > “TOKEN CONNECT” is a service that provides all functions, such as NFT issuance, listing, purchase, and management, via WebAPI, utilizing SBINFT’s NFT marketplace management expertise Example of NFT
Slide 167: ST with Privilege NFT with Securitize Japan
ii. Endeavors to Offer “ST with Privilege NFT” as a New Digital Securities Service in the Web3 era in Partnership with Securitize Japan Provides ST issuing companies with a service that enable the issuance and management of “STs with Privileged NFTs,” a new investment product by linking Securitize’s
Slide 168: Trading digital assets globally with partners
④ Endeavor to establish a system to trade digital assets globally in cooperation with partners i. SBI Group develops various new businesses in the field of digital assets with global financial institutions, primarily in Singapore ii. Plan to offer Custody Services for Digital Assets in Japan with Zo
Slide 169: New Digital Asset Businesses with Global Financial Institutions
i. SBI Group Develops Various New Businesses in the Field of Digital Assets with Global Financial Institutions, Primarily in Singapore Project SBI Digital Asia Next Guardian Markets Investment has already been made Jointly established with SIX Asset tokenization initiative led by the Monetary Author
Slide 170: Digital Asset Custody Services with Zodia
ii. Offer Custody Services for Digital Assets in Japan with Zodia SBI Holdings invested in Zodia Custody, a subsidiary of Standard Chartered Bank, a leading UK banking group and a UK-based provider of digital asset services for institutional investors (April 26) SBI Digital Asset Holdings and Zo
Slide 171: SBI Traceability Brand Protection Technology
⑤ SBI Traceability Contributes to Food Export Expansion with Brand Protection Technology “SHIMENAWA” service uses blockchain technology (Corda) contributes to expanding exports of attractive Japanese agricultural, forestry, fishery and food products. It also contributes to the improvement of food se
Slide 172: Measures to Increase Awareness among the Digital Generation
⑥ Various measures to increase awareness among the digital generation through games, etc. i. Hosted “SBI Neo festival NEXUM 2023” ii. Hosted “SBI Gaming Kids Day with Pokémon UNITE” iii. Expanding reach to younger generation through e-Sports business iv. Promoting the development of games and other
Slide 173: Hosted SBI Neo festival NEXUM 2023
i. Hosted “SBI Neo festival NEXUM 2023” As a pioneer in the era of digital space and as the first phase of branding to gain familiarity, an event in the Metaverse World was held on March 4-5 Spectators could view combined e- sports (FPS) and urban sports (breaking and skateboarding) competitions in
Slide 174: SBI Gaming Kids Day with Pokémon UNITE
ii. Hosted “SBI Gaming Kids Day with Pokémon UNITE,” an e-Sports Event for Children Hosted “SBI Gaming Kids Day with Pokémon UNITE,” a Pokémon- approved event for children, supported by subsidiary SBI e-Sports The event is targeted at elementary school students and is supported by a TV program a
Slide 175: Expanding Reach to Younger Generation through e-Sports
iii. Expanding Reach to Younger Generation through e-Sports Business The younger digital generation (under 34 years old) spends more time on SNS, video streaming sites, and other Internet media than on media such as TV, making it difficult to reach out to this generation with traditional advertising
Slide 176: Blockchain Games Development and Alliances
iv. Promoting the Development of Games and Other Activities Utilizing the Blockchain, which has Recently Become Popular and is Expected to See an Explosive Increase in Users in the Future [Reached a basic agreement on capital and business alliance with gumi to promote new business development in the
Slide 177: Reference material
[Reference material] [Unauthorized reproduction is prohibited] 176
Slide 178: Number of Companies and Employees of the SBI Group
Number of Companies and Employees of the SBI Group (Consolidated) Number of Group companies End of Mar. 2022 End of Mar. 2023 Consolidated subsidiaries (companies) 442 518 Consolidated partnerships (partnerships) 51 62 Total consolidated subsidiaries (companies) 493 580 Equity method companies (comp
Slide 179: SBI Group's Shareholder Composition as of March 31, 2023
SBI Group’s Shareholder Composition as of March 31, 2023 Total number of shareholders is 213,956, of which the number of shareholders who hold one unit or more is 130,185 *1 Shareholding ratio of domestic and foreign institutional investors is 59% （%） Trends of Shareholder Composition 100 3.4 2.
Slide 180: sbigroup.co.jp
https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 179