Rhb Bank Bhd. · MYX:RHBBANK
Rhb Bank Bhd — Shareholder Meeting (May 2026)
18 slides from Rhb Bank Bhd's shareholder meeting presentation, May 6, 2026
Slide 1: 60th Annual General Meeting
60th Annual General Meeting Dato’ Mohd Rashid Mohamad Group Managing Director and Group Chief Executive Officer 6th May 2026 1
Slide 2: At A Glance, Key Highlights, Delivering Shareholder Value, Driving Impactful Progress
01 At A Glance 02 Key Highlights 03 Delivering Shareholder Value 04 Driving Impactful Progress
Slide 3: At A Glance, Key Highlights, Delivering Shareholder Value, Driving Impactful Progress
01 At A Glance 02 Key Highlights 03 Delivering Shareholder Value 04 Driving Impactful Progress
Slide 4: At A Glance
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress At A Glance Robust 2025 Results Delivering increased Progressing our Shareholder returns Strategic Agenda RM8.8 billion in Total Income; a Creating long-term shareholder value PROGRESS27 3-Year Strategy respectable an
Slide 5: Key Highlights
01 At a Glance 02 Key Highlights 03 Delivering Shareholder Value 04 Driving Impactful Progress
Slide 6: Total income closing in on a landmark RM9 billion
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Total income closing in on a landmark RM9 billion TOTAL INCOME growth of 5%* NET INTEREST MARGIN (NIM)^ NON-FUND BASED INCOME up 6%* RM billion rebounded sharply in Q4 2025 mix exceeds 30% 1.91% RM billion 1.88% 1.90%
Slide 7: Cost growth contained; disciplined spending to drive scalable growth
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Cost growth contained; disciplined spending to drive scalable growth COST growth of only 3% STRATEGICALLY INVESTING COST OPTIMISATION PROGRAMME (vs 9% last year) for growth delivering tangible outcomes RM billion Opti
Slide 8: Encouraging loans growth; effectively funded by CASA
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Encouraging loans growth; effectively funded by CASA Broad-based loans growth CASA growth of 12% Achieved above industry loans growth across ALL business groups improved CASA mix to >30% RM billion RM billion 237.8 25
Slide 9: Consistently improving asset quality
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Consistently improving asset quality Steep reduction in the Group’s Gross Ensuring domestic asset quality 18 2.20% Significantly lower Loans Impaired Loans (GIL) Ratio in Q4 2025 remains better than the industry 16 Ex
Slide 10: Delivering Shareholder Value
01 At a Glance 02 Key Highlights 03 Delivering Shareholder Value 04 Driving Impactful Progress
Slide 11: Rewarding our shareholders with higher dividends
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Rewarding our shareholders with higher dividends Share price appreciation of 19%, placing RHB amongst the Top gainers in Bursa Malaysia A historical record dividend payout of 65% As at 31 December 2025 65% 60% • Achie
Slide 12: Driving Impactful Progress
01 At a Glance 02 Key Highlights 03 Delivering Shareholder Value 04 Driving Impactful Progress
Slide 13: 2025 Highlights
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Strategic Objectives 2025 Highlights 2025 2025 Actual Actual 10.5% #2 NPS Rank 75% CSAT Score for 4 Product Applications Return on Equity (NPS: Net Promoter Score) Mobile Banking Fully STPN1 (ROE) (CSAT: Customer Sati
Slide 14: Enhancing customer experience across products & services
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Enhancing customer experience across products & services Progressing our Multi Advancing Financial Transact up to 34 currencies in Onboarded 25 universities/ Currency Account (MCA) real time currency conversion with I
Slide 15: Embedding sustainability within RHB
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Embedding sustainability within RHB Mobilise RM90 billion in Achieve Carbon Neutral by Empowering 2.5 million Diversity, Equity & Inclusion Sustainable Financial 2030 | Net Zero by 2050 targeted individuals and Servic
Slide 16: Embracing Digital and Technology Transformation
At A Glance Key Highlights Delivering Shareholder Value Driving Impactful Progress Embracing Digital and Technology Transformation Redefining how our Providing simplified solutions and customers bank with us seamless support to our customers • Online banking customers up to 3.5 million (+17%) Enhanc
Slide 17: 2026 Market Outlook
Introducing RHB Banking Group Strategy Update 2025 Key Highlights Outlook 2026 Market Outlook Malaysia's economic growth in 2026 is expected to remain resilient amid global uncertainties, underpinned by resilient domestic demand and continued strength in electrical and electronics exports; GDP forec
Slide 18: Thank You
Thank You www.rhbgroup.com RHBGroup rhbgroupmy RHB Foundation Scan the QR code to view our Integrated Report 2025