Slide 1: Enabling financial empowerment for a more inclusive world
Enabling financial empowerment for a more inclusive world Optasia is one of the world’s largest AI-powered fintech platforms bringing financial access to people across emerging markets. Since 2012, we’ve partnered with mobile operators, mobile wallets and banks to provide millions of under banked pe
Slide 2: Global Scale, Diversified Reach
GLOBAL SCALE, DIVERSIFIED REACH Driving financial inclusion with a presence across 4 regions and 38 countries Start of 2012 Presence in 4 regions 3 Europe Optasia’s journey 38 countries 6 Middle East 380+ employees 165+ 25+ nationalities Tech and data science 8 Asia 15 offices employees Scale of the
Slide 3: Strong Financial Performance
STRONG FINANCIAL PERFORMANCE Combining scale, growth, profitability and resilience to deliver sustainable returns Scale & reach Revenue 432MM $265MM Annual service users 4 (2024: $151MM, +76% YoY) (2024: 303MM) Profitability Resilient risk profile $115MM 1.2% FY2025 Adj. EBITDA 5 FY2025 default rate
Slide 4: Solutions for Everyday Finance
SOLUTIONS FOR EVERYDAY FINANCE Optasia’s AI-driven infrastructure enables instant access to small, everyday financial services - helping people stay connected, manage cash flow, and keep businesses moving Micro Financing Solutions (MFS) Airtime Credit Solutions (ACS) Billions remain unbanked or unde
Slide 5: Technology at the Core
TECHNOLOGY AT THE CORE Proprietary AI infrastructure that enables real-time credit decisions at scale. Built on responsible AI and advanced machine learning, the platform continuously learns from billions of credit decisions - improving risk accuracy, enabling fairer access to finance, and strengthe
Slide 6: Real People, Real Impact
REAL PEOPLE, REAL IMPACT Financial access that is transforming lives and empowering communities across emerging markets “Without Optasia, I’d struggle to keep my “If I’m not online, I can’t earn. shop open. Their quick loans let me restock Optasia’s airtime credit keeps me connected immediately and
Slide 7: Experienced Leadership
EXPERIENCED LEADERSHIP A global team with deep expertise driving growth, innovation and financial inclusion Salvador Anglada Mariusz Dabrowski James Rutherfoord Antoine Chatzitamatiou Yannis Benlachtar Group Chief Executive Officer Chief Financial Officer Chief Operations Officer Chief Tech & Innova
Slide 8: Disclaimer
DISCLAIMER THIS DOCUMENT AND ITS CONTENTS ARE STRICTLY CONFIDENTIAL AND ARE NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, Free Cash Flow, (vii) Adjusted Free Cash Flow Conversion, (viii) Net Income Margin, (ix) Adjusted Net Income, (x) Adjusted Net Income Margin, (xi) Capital Th