PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — Q1 2017 Earnings Presentation
28 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2017
Slide 1: Maybank Indonesia Financial Results First Quarter 2017
Humanising Financial Services Maybank Indonesia Financial Results First Quarter 2017 ended 31 March 2017 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 1Q 2017 Results 3 Financial Performance 5 Maybank Indonesia in Brief 18 Awards, Events & Corporate Social Responsibility (CSR) Highlights 24
Slide 3: Summary of 1Q 2017 Results
Summary of 1Q 2017 Results
Slide 4: Recorded 10.4% increase in PATAMI
Recorded 10.4% increase in PATAMI Making encouraging start to the year despite the macro economy challenges 1 • PATAMI increased by 10.4% (YoY) driven by higher NII and continued control on operating Profitability expenses improvement YoY • Net Interest Income growing 8.1% (YoY) with NIM improved to
Slide 5: Financial Performance
Financial Performance Note: Due to the proposed disposal of WOM (CSPA signed on 11 January 2017), the presentation of the 2016 audited consolidated financial statements is accordance with PSAK 58 equivalent to IFRS 5 : Non-current Assets Held for Sale and Discontinued Operations
Slide 6: Balance Sheet
Balance Sheet Mar-17 Dec-16 Mar-16 Financial Position - Consolidated QoQ YoY (Published) (Published) (Published) Rp Billion a b c (a/b)-1 (a/c)-1 Loans 114,249 115,736 112,869 -1.3% 1.2% Other Earning Assets 26,849 26,333 29,979 2.0% -10.4% Other Assets 17,753 18,188 17,663 -2.4% 0.5% Assets Classif
Slide 7: Income Statement
Income Statement 1Q 2017 4Q 2016 1Q 2016 Income Statement - Consolidated QoQ YoY (Published) (Proforma) (Published) Rp Billion a b c (a/b)-1 (a/c)-1 Interest Income 3,316 3,388 3,362 -2.1% -1.4% Interest Expense (1,647) (1,669) (1,819) -1.3% -9.4% Net Interest Income 1,669 1,719 1,544 -2.9% 8.1% Non
Slide 8: Financial Ratios
Financial Ratios Key Operating Ratio Mar-17 FY 2016 Mar-16 Key Operating Ratio Mar-17 FY 2016 Mar-16 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.51% 1.60% 1.47% 0.04% Return On Assets 1.37% 1.48% 1.35% 0.02% Return On Equities (Tier 1) 11.26% 11.85%
Slide 9: Loans
Loans Tap on growth segments in supporting the government’s various economic development projects LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion Rp Trillion Mar-17 Dec-16 Mar-16 * YoY QoQ Global Banking 26.0 25.7 21.5 20.8% 1.1% CFS 88.2 90.0 91.3 -3.4% -2.0% CFS Non-Retail 50.5
Slide 10: Asset Quality
Asset Quality Continue to focus on asset quality and reduced provision expenses Asset Quality – Maybank Indonesia 5.00% 5.00% Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 4.50% 4.50% 3.82% 3.90% 4.00% 3.79% 3.97% 3.54% 3.66% 3.74% 4.00% 3.72% 3.68% 3.42% 3.50% 3
Slide 11: Customer Deposits
Customer Deposits Low-cost funds (CASA) acquisition remains a main focus of Bank Deposits from Customers by Business Segment Deposits from Customers by Type 24% 24% Global Banking Mar-16 Mar-17 CFS 76% 76% Deposits from Customers by Currency Rp Trillion Mar-17 Dec-16 Mar-16 YoY QoQ Current Account 1
Slide 12: Fee Income
Fee Income On BAU level Fee Income increased by 13.0% YoY from Rp388 billion to Rp439 billion Rp billion (11.8)% YoY (47.2)% YoY +94.1% YoY (51.2)% YoY +1530.4% YoY +8.0% YoY 497 439 388 243 Mar-16 225 Mar-17 188 Rp109 billion of one-off non recurring fee 99 79 71 36 48 23 0 2 Total Fee Income Fees
Slide 13: Operating Expenses
Operating Expenses Remained stable as a result of sustained strategic cost management across its operational and business lines Rp billion +4.4% YoY +3.7% YoY +4.9% YoY 1,159 1,209 653 685 506 524 Mar-16 Mar-17 Total Operating Personnel G&A Expenses (in Rp billion) Breakdown of G&A Mar-17 Mar-16 YoY
Slide 14: Sound Capital Position
Sound Capital Position 250,000 20.00% 17.65% 16.77% 16.95% 18.00% 16.10% 15.92% 200,000 16.00% 14.00% 150,000 12.00% 126,245 124,088 129,881 128,014 122,122 10.00% 100,000 8.00% 6.00% 50,000 4.00% 19,657 20,095 21,906 21,784 21,705 2.00% - 0.00% Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Risk Weighted Asset
Slide 15: Shariah Banking
Shariah Banking Continued to book outstanding performance Shariah First strategy continue to demonstrate strong results Assets increased by 28.6% (YoY) to Rp21.5 trillion Financing increased by 53.1% (YoY) to Rp14.3 trillion Deposits increased by 55.3% (YoY) to Rp12.1 trilion Net Profit incr
Slide 16: Continue to focus on E-channel traction
Continue to focus on E-channel traction Maybank SMS+ Mobile Banking Number of Users Number of Transactions Transaction Volume (Thou) (Rp billion) -3% -10% 37% 507,610 370,823 Mar-16 Mar-17 Maybank M2U Internet Banking Number of Users Number of Transactions Transaction Volume (Thou) (Rp billion) 43%
Slide 17: Maybank Finance Operations
Maybank Finance Operations Sustainable performance despite the slowdown of consumer spending Revenue and Profit Before Tax Financing IDR billion IDR billion 50% 262 6,341 211 4,229 87 67 Mar-16 Mar-17 Mar-16 Mar-17 Revenue Profit Before Tax Consumer Financing Asset Quality Unit Financing (unit) 0.45
Slide 18: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 19: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp164.9 Trillion Total Equity : Rp19.4 Trillion Market Capitalisation : Rp22.9 Trillion Position in Indonesia : Rank #9 in terms of Assets (as of Dec 2016) Rank #8 in terms of Loans Rank # 9 in terms of Deposits 425** (Maybank Indonesia) # of
Slide 20: Company Rating and Shareholding
Company Rating and Shareholding Company Rating Shareholders PUBLIC National Long-Term Rating AAA(idn); Outlook Stable 78.98% 21.02% National Short-Term Rating F1+(idn) Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior Bo
Slide 21: Board of Commissioners
Board of Commissioners Spencer Lee Tien Chye Edwin Gerungan* Commissioner Commissioner Datuk Abdul Farid bin Alias* President Commissioner and PCEO of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Commissioner Independent Commissioner Independent Commissioner * Appointed at the AGM
Slide 22: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Dhien Tjahajani Director Director Director Taswin Zakaria President Director Eri Budiono Irvandi Ferizal Restiana Ie Tjoe Effendi* Director Director Linggadjaya* Director Director * Appointed at the AGMS on March 31, 2017 and will be effective
Slide 23: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 24: Awards, Events & Corporate Social Responsibility (CSR) Highlights
Awards, Events & Corporate Social Responsibility (CSR) Highlights
Slide 25: Awards, Events and CSR Highlights in 1Q 2017 (1/2)
Awards, Events and CSR Highlights in 1Q 2017 (1/2) Indonesian Corporate Responsibility Awards 2017 Maybank Indonesia was awarded The Best CSR in Indonesian Corporate Responsibility Awards (ICSRA) 2017 by Indonesia-Asia Institute and Economic Review Magazine Press Conference and Analyst Briefing Mayb
Slide 26: Awards, Events and CSR Highlights in 1Q 2017 (2/2)
Awards, Events and CSR Highlights in 1Q 2017 (2/2) Maybank Bali Marathon 2017 Maybank Indonesia announced the schedule of the sixth Maybank Bali Marathon 2017 which will be held on 27 August 2017 and will feature a new and more challenging route Syndicated Credit Facility Signing Ceremony Maybank In
Slide 27: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 28: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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