IFS Capital Ltd. · SGX:I49
IFS Capital — Shareholder Meeting (April 2023)
20 slides from IFS Capital's shareholder meeting presentation, Apr 20, 2023
Slide 1: Annual General Meeting 20 April 2023
ANNUAL GENERAL MEETING 20 APRIL 2023 Transforming Our Business: Financial Highlights and Strategic Priorities Update
Slide 2: Disclaimer
Disclaimer This presentation does not constitute or form part of any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for, any securities or an inducement to enter into any investment activity, nor shall any part or all of this presentation form the bas
Slide 3: Company Overview, Financial Highlights, Strategic Priorities
1 Company Overview 2 Financial Highlights 3 Strategic Priorities
Slide 4: Company Overview
| Company Overview IFS Capital Limited
Slide 5: Our Team
Our Team Randy Sim Chionh Yi Chian Ang Iris Zeng Renchun Group Group Group IFS Capital Limited (Singapore) Chief Executive Officer Chief Risk Officer Chief Financial Officer Chief Executive Officer Choi Kin Seng Tan Ley Yen Ab. Razak Khalil Giovanni Florentinus ECICS Limited IFS Capital (Thailand) P
Slide 6: Our mission is to ensure all creditworthy SMEs have access to capital
Corporate Lending Consumer Lending Our mission is to ensure that all 1 2 creditworthy SMEs and individuals have access to 5 Digital Platforms 3 Insurance capital and protection through 4 simple and affordable Fund Management solutions.
Slide 7: Financial Highlights
7) Financial Highlights IFS Capital Limited
Slide 8: Key Financials
Key Financials Loan Portfolio and Funds in Use Net Operating Income 500.0 45 400.0 Factoring 300.0 Fund In Use $’m 40 $40m 200.0 Loans & 35 advances 100.0 $33m 30 - Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 25 2020 2021 2021 2021 2021 2022 2022 2022 2022 $’m 20 Gross Written Premium 8.00 15 6.81 7.00 5.88 10 6.00
Slide 9: Key Financials
Key Financials Net Operating Income (by business) Profit before tax 14 ECICS 12 $13m 70% 19% IFS, Indonesia IFS, Singapore 10 29% IFS, Malaysia 2% 8 Cost-to-Income 4% $33m $’m FY2022 $6m 6 4 46% 2 1.12x IFS, Thailand 0 FY2021 FY2022 Leverage Ratio 9
Slide 10: Strategic Priorities
83 Strategic Priorities IFS Capital Limited
Slide 11: Lending Insurance Services
Lending Insurance Services Grow Grow Monetise Gross Written Clients Premium Asset Book Partnerships
Slide 12: Strategic Priorities – Connecting Southeast Asia
Strategic Priorities – Connecting Southeast Asia FCI is the Global Representative Body for Factoring with member transactions accounting for nearly 60% of the world’s international correspondent factoring volume. • IFS and its subsidiaries in Malaysia, Indonesia and Thailand are all members of FCI n
Slide 13: Strategic Priorities – Leveraging Technology
Strategic Priorities Leveraging Technology to Improve Client Experience and Efficiency • Automated end-to-end client credit onboarding, account management, and operations with proprietary lending operating system • Leads management • API with D&B for ACRA extraction • Loans disbursement Client Porta
Slide 14: Strategic Priorities – Partnerships
Strategic Priorities – Partnerships SGCARMART PHILLIP PROTECT PLATFORM FRIYAY CAR WARRANTY BUSINESS Provide peace of mind for Helping customers Connecting networks of Seamless and instant customers balance wealth borrowers and lenders in visibility and access to management and Asia earned salary to
Slide 15: sgCarMart Used Car Warranty
secarmart warranty Buy a car protected by sgCarMart Used Car Warranty sgCarMart Used Car Warranty protects car owners by assisting in the settlement of repair fees. PIT & GO (Ricardo Auto Centre) is our exclusive workshop partner, offering cutting-edge Japanese technology and high-quality replacemen
Slide 16: Embedded Personal Accident Insurance Plan with Phillip Capital
x Embedded Personal Accident Insurance Plan with Phillip Capital for a low premium Hassle-free online application which does not require any pre-acceptance medical examination Upon successful payment, the policy documents will be processed and conveniently sent directly to a registered email for saf
Slide 17: Mission and Vision of digital platforms
MISSION VISION Revolutionalise the way individuals and businesses Create a platform where financial service providers apply for financial products such that they get the can compete to provide the best financial solutions best outcomes in approvals and pricing to borrowers Established since 2017 Com
Slide 18: Earned Wage Access financial wellness program
EWA is a financial wellness program for employees with the flexibility of early access to their earned salary before their scheduled payday. 1. MONITOR 2. ACCESS 3. WITHDRAW Monitor your earnings Choose date & amount Received amount in real-time to be paid withdrawn 4. EMPLOYER Pays directly to amou
Slide 19: Strategic Priorities – Investing in our People
Strategic Priorities – Investing in our People Management Associate Programme (MAP) Accelerated development program for future leaders Launched in 2021 to recruit fresh graduates and train across functions and countries Highly selective Exposure to leadership roles, decision-making and persona
Slide 20: Responsible Finance in Southeast Asia
Responsible Finance in Southeast Asia www.ecics.com.sg www.lendingpot.sg www.fridayfinance.sg www.ifscapital.com.sg