PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — H1 2016 Earnings Presentation
34 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2016
Slide 1: Maybank Indonesia 1H 2016 Results
Maybank Indonesia 1H 2016 Results
Slide 2: Table of Contents
Table of Contents Maybank Indonesia in Brief Summary of 1H 2016 Results Financial Performance Strategy & Target Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 2
Slide 3: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 4: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp161.8 Trillion Total Equity : Rp18.2 Trillion Market Capitalisation : Rp18.0 Trillion Position in Indonesia : Rank #10 in terms of Assets (as of March 2016) Rank #10 in terms of Loans Rank # 9 in terms of Deposits 430** (Maybank Indonesia)
Slide 5: Company Rating and Shareholding
Company Rating and Shareholding Company Rating Shareholders National Long-Term Rating AAA(idn), Outlook Stable PUBLIC 78.98% National Short-Term Rating F1+(idn) 21.02% Long Term Issuer Default Rating BBB, Outlook Stable Short Term Issuer Default Rating F3 Viability Rating bb Support Rating 2 Senior
Slide 6: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Commissioner Maybank Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Commissioner Independent Commissioner Independent Com
Slide 7: Board of Directors
Board of Directors Jenny Wiriyanto Eri Budiono Henky Sulistyo Director Director Director Taswin Zakaria President Director Ghazali M. Rasad Thilagavathy Nadason Dhien Tjahajani Irvandi Ferizal Director Director Director Director Page 7
Slide 8: Building A Strong Network Footprint and Presence to Serve the Communities across Indonesia
Building A Strong Network Footprint and Presence to Serve the Communities across Indonesia 395 Conventional 1 Micro Branch & 9 Regional Offices 9 Shariah Branches 2 Overseas Branches Branches 52 Micro Banking Services 26 Premier Wealth Center 1,628 ATM & CDM ; Access > 20.000 ATM 18 Mobil Kas Kelili
Slide 9: Integrated One Stop Financial Services Provider
Integrated One Stop Financial Services Provider Global Banking Community Financial Services (CFS) Providing banking and payment Providing banking and payment Providing banking and payment Objective solution to large local corporates solution to mid corporates, solution to the retail customers and St
Slide 10: Summary of 1H 2016 Results
Summary of 1H 2016 Results (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated)
Slide 11: Summary of 1H 2016 Results
Summary of 1H 2016 Results • PATAMI increased 121% (YoY) to Rp858 billion in 1H 2016 from Rp388 billion in 1H 2015. The improved performance was achieved on the back of higher income coupled with well-manage overhead cost. • Net interest income increased by 16.1% (YoY) to Rp3.6 trillion from Rp3.1 t
Slide 12: Financial Performance
Financial Performance
Slide 13: Income Statement – Consolidated
Income Statement – Consolidated The strong performance was achieved by improvement in profit and returns and continuous cost management efforts Rp Billion Jun-16 Jun-15 YoY a b (a/b)-1 Interest Income 7,350 6,787 8.3% Interest Expense (3,765) (3,699) 1.8% Net Interest Income 3,585 3,088 16.1% Non In
Slide 14: Balance Sheet – Consolidated
Balance Sheet – Consolidated Loans improved as planned, supported by strong liquidity position Rp Billion Jun-16 Jun-15 YoY a b (a/b)-1 Loans 117,514 108,458 8.3% Other Earning Assets 25,976 22,021 18.0% Other Assets 18,302 19,337 -5.4% Total Assets 161,792 149,816 8.0% Deposits from Customer 114,06
Slide 15: Financial Ratios
Financial Ratios Improvement in Key Financial Ratio, back to double digit ROE. Strong effort in managing NPL accounts. Key Operating Ratio Jun-16 Jun-15 Key Operating Ratio Jun-16 Jun-15 Consolidated a b (a-b) Bank Only a b (a-b) Profitability Profitability Return On Assets 1.44% 0.70% 0.74% Return
Slide 16: Loans
Loans Community Financial (CFS) continued to book solid loans growth, while Global Banking marked a turnaround to resume a positive growth momentum LFR & Total Loans Rp Trillion Loan Portfolio Breakdown Rp Trillion Rp Trillion Jun-16 Mar-16 Jun-15 YoY QoQ Global Banking 22.9 21.5 21.4 7.2% 6.4% Δ Yo
Slide 17: Asset Quality
Asset Quality The Bank remains cautious over loan quality as businesses are still impacted by the current economic slow down Asset Quality – Maybank Indonesia (consolidated) Asset Quality – Maybank Finance 4.62% 4.65% 3.83% 3.82% 0.45% 0.44% 3.79% 0.35% 3.48% 4.21% 0.33% 0.24% 3.12% 3.67% 3.72% 3.68
Slide 18: Customer Deposits
Customer Deposits Robust funding position through increased customer deposits The Bank‟s continuous upgrade on its cash management system, strong financial supply chain solutions, and its electronic channels which include (internet based) mobile banking facility Maybank M2U have also greatly contrib
Slide 19: Capital
Capital Stronger capital position with total capital of Rp20.1 trillion • Capital Adequacy Ratio (CAR) – consolidated as per June 2016 was 15.92% • Completed Subordinate bonds and Sukuk bonds issuance process in Jun16 amounted by Rp 800 billion and Rp 700 billion, respectively. We are currently in t
Slide 20: Shariah Banking
Shariah Banking Continued to record another strong performance in the half year of 2016 Shariah First strategy deliver promising results: Financing increased by 46% (YoY) to Rp10.8 trillion Customer Deposits increased by 87% (YoY) to Rp9.6 trilion Assets increased by 76% (YoY) to Rp17.0 trilli
Slide 21: Maybank Finance
Maybank Finance Asset quality remained solid Revenue and Profit Before Tax Financing IDR billion IDR billion 5,514 420 437 4,284 191 145 Jun-15 Jun-16 Jun-15 Jun-16 Revenue Profit Before Tax Asset Quality Unit Financing (unit) 0.45% 0.44% 25,537 25,841 0.33% 0.35% 22,790 23,030 0.24% 0.29% 0.36% 0.3
Slide 22: WOM Finance
WOM Finance Profit before tax reached Rp49 billion in 1H 2016. WOM remains focused on the implementation of prudent risk management practice to ensure sound asset quality. Revenue and Profit Before Tax Financing IDR billion IDR billion 937 840 5,243 4,748 49 (27) Jun-15 Jun-16 Jun-15 Jun-16 Revenue
Slide 23: Strategy and Target
Strategy and Target
Slide 24: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia Global Banking Consumer Financial Services (CFS) Shariah Banking MKE MSI MAM WOMF MIF Community Distribution Compliance Human Capital Operations & IT Risk Finance MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management M
Slide 25: Strategic Direction
Strategic Direction 2016 strategic focus which will be implemented to achieve sustainable business growth FY2016 STRATEGIC PRIORITIES Deepening Indonesia Regional Transformation 1 (IRT) Implementation to boost regional penetration & productivity improvement STRATEGIC Loan growth with Capital Efficie
Slide 26: FY2016 Strategic Priorities
FY2016 Strategic Priorities “To be a leading financial services provider in Indonesia” and communities Strengthening our synergy with other Maybank entities in Indonesia will be one of our key differentiators for 2016. Page 26
Slide 27: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights
Slide 28: Service Quality Award
Service Quality Award “Legend Achievement” for Seven Consecutive Years Top Performers in Service Survey held by ISMS Trisakti & Infobank Magazine One of proof in our high quality services to maintain customer satisfaction Page 28
Slide 29: Our Awards in 2016
Our Awards in 2016 Service Awards Excellent Service Experience Award (ESE Award) 2016 – in “Regular Banking” category by Carre – Center for Customer Satisfication and Loyality (Carre – CCSL) and Service Excellence Magazine, 25 February 2016. Carre Contact Center Service Excellence Awards (CCSEA)
Slide 30: Event Highlights
Event Highlights 2 3 4 1 5 6 7 1. The Grand Launching of Maybank Indonesia 5. USD MTN – PT SMI Issuance (The First USD MTN Onshore in Indonesia) After obtaining approval from the regulator regarding the changing of company‟s name, Maybank Indonesia trusted by PT Sarana Multi Infrastruktur (Persero)
Slide 31: Pillars of Corporate Responsibility Programs
Pillars of Corporate Responsibility Programs Focus Area of Maybank Indonesia CSR Program, in line with the Group Provide opportunity for better education • Focus on providing Preserve environment for scholarships to young talents from underprivileged families Better future • Support banking educatio
Slide 32: CSR Highlights
CSR Highlights Maybank Indonesia Blood Drive Business Empowerment for Women Maybank Indonesia organized a Maybank Indonesia with Asosiasi blood drive as a form of Pendamping Perempuan Usaha Kecil Maybankers‟ awareness of the (ASPPUK) held the “Maybank Eco Weave” need for blood in Indonesia. program
Slide 33: Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA NK ! respect. . We make humanising y ‘= . - f financial services more than * just a promise but the way we do business. e Thank You Maybank
Slide 34: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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