Slide 1: First Busey Corporation (NASDAQ: BUSE) August 2006
First Busey Corporation (NASDAQ: BUSE) August 2006 Busey
Slide 2: Forward Looking Statements
Forward Looking Statements This presentation includes forward looking statements that are intended to be covered by the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward looking statements include but are not limited to comments with respect to the objecti
Slide 3: Corporate Profile
Corporate Profile Founded in 1868 by Busey Family in Urbana, IL. Bank Purchased by Current Management Team in 1971. IPO in 1986 Principal Operating Subsidiaries: Busey Bank (BB) Busey Bank N.A. (BBNA) Busey Investment Group First Busey Trust & Investment First Busey Securities Busey Insurance Servic
Slide 4: Vision 2010
Vision 2010 $5 Billion in Total Assets $1 Billion Total Assets in Florida $5 Billion in Assets Under Care 1.5% Return on Average Assets 20% Return on Average Shareholders' Equity Achieving Vision through Continued Acquisitions, De Novo Branch and LPO Expansion in Current and Contiguous Markets
Slide 5: Why Busey?
Why Busey? Well-positioned in High Growth Markets Diversified Financial Holding Company Superior Asset Quality Consistent Performance & Strong Profitability Consistently Enhancing Shareholder Value
Slide 6: Well-Positioned in High Growth Markets
Well-Positioned in High Growth Markets County 5-Year Projected Population Change 5-Year Projected Household Income Change Lee - FL 22.5% 15.2% Charlotte - FL 11.6% 14.3% Sarasota - FL 11.9% 15.8% Source: www.snl.com
Slide 7: Florida Growth
Florida Growth 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 73 113 176 246 Tarpon Coast National Bank 99 123 146 177 BBNA 432 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 53 88 159 223 Tarpon Coast National Bank 72 84 104 128 BBNA 360 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 62 97 151 214 Tar
Slide 8: Diversified Financial Holding Company
Diversified Financial Holding Company First Busey Corporation provides the following services: Commercial Banking Small-Business Banking Mortgage Banking Retail Banking Internet Banking Consumer Lending Trust & Asset Management Services Full-service Broker/ Dealer Marine Finance Insurance Services .
Slide 9: Superior Asset Quality
Superior Asset Quality 2000 2001 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 0.0007 0.0006 0.0013 0.002 0.0015 0.0005 0.0003 2000 2001 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 0.0007 0.001 0.0049 0.0049 0.0029 0.0021 0.002 2000 2001 2002 2003 2004 2005 Q2 2006 Buse Bank Florida 0.0125 0.014 0
Slide 10: Consistent Performance & Strong Profitability
2000 2001 2002 2003 2004 2005 Q2 2006 92 106 115 125 139 170 174 2000 2001 2002 2003 2004 2005 Q2 2006 1355 1301 1436 1522 1964 2263 2342 Consistent Performance & Strong Profitability Total Assets Total Deposits Gross Loans Total Equity 2000 2001 2002 2003 2004 2005 Q2 2006 Busey Bank 984 978 1101 1
Slide 11: Consistent Performance & Strong Profitability
Consistent Performance & Strong Profitability 2000 2001 2002 2003 2004 2005 Q2 2006 Net Income 14053 15653 17904 19864 22454 26934 13902 2000 2001 2002 2003 2004 2005 2006 1st QTR 0.17 0.2 0.23 0.24 0.26 0.31 0.32 2nd QTR 0.19 0.2 0.21 0.26 0.27 0.31 0.33 3rd QTR 0.17 0.19 0.22 0.26 0.28 0.36 4th QT
Slide 12: Consistently Enhancing Shareholder Value
Consistently Enhancing Shareholder Value Return on Average Equity Return on Average Assets Stock Price Dividend Growth 2000 2001 2002 2003 2004 2005 Q2 2006 13.29 14.32 15.37 18 20.87 20.89 20.47 2000 2001 2002 2003 2004 2005 Q2 2006 BUSE 0.0112 0.0119 0.0133 0.0135 0.0128 0.0128 0.0123 2000 2001 20
Slide 13: Consistently Enhancing Shareholder Value: Aggregation of Ownership
Consistently Enhancing Shareholder Value Aggregation of Ownership (As of April 21, 2006) Directors Employees Institutional Other Non-Affiliates As of April 21, 2006 0.1248 0.37 0.1036 0.4016