Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — H1 FY2021-22 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Nov 11, 2021
Slide 1: Regulation 30 intimation of investor presentation
HUDCO/CS/SE/2021 11th November, 2021 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: I
Slide 2: Investors Presentation & Performance Highlights Q2/Half Year FY 2021-22
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q2/HALF YEAR FY 2021 - 22 (STANDALONE) CSR Assistance to Hospitals - New Delhi Bengaluru Metro Rail Project Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 80000 70000 Period ended Sep-21 75729 77832 60000 Balance 50000 Period ended Sep-20 Sheet 40000 30000 20000 10000 13693 12514 0 Total Assets Net Worth 4000 3500 3000 3544 3647 Income 2500 2000 Statement 1500 1000 500 1204 1202 1041 880 775 661 0 TOTAL INCOME
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q2 Q1# Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 53.00 - 540.37 359.13 16.40 - 53.00 915.90 3,790.26 Housing 1.31 % - 10.34% 26.70% 1.13% - 1.30% 9.95% 19.01% 4,004.46 1.65 4,676.0
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q2 Q1# Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 51.30 507.00 957.71 500.00 30.38 2,200.00 558.30 3,688.09 4,983.56 Housing 3.90% 40.05% 27.32% 35.56% 2.70% 96.29% 21.59% 44.31
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Discipline-wise Q2 Q1 Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 30.00 500.00 900.00 500.00 - 2,200.00 530.00 3,600.00 4,763.09 Social Housing 2.27% 39.49% 25.67% 35.56% - 96.29% 20.52
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 20-21 For the Financial Year Financial Year 21-22 Borrower-wise Q2 Q1 Q4 Q3 Q2 Q1 2021-22* 2020-21 2019-20 72,807.80 72,884.39 73,195.78 75,247.13 75,341.62 75,333.26 72,807.80 73,195.78 73,722.00 Government Agen
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s Financial Year 21-22 Financial Year 20-21 For the Financial Year Particulars in ₹ Crore) Q2 Q1 Q4 Q3 Q2 Q1 (Amount 2021-22* 2020-21 2019-20 Long Term Borrowing 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 Tax Free Bond
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 21-22 Financial Year 20-21 For the Financial Year Q2 Q1 Q4 Q3 Q2 Q1 Particulars 2021-22* 2020-21 2019-20 Taxable Bonds - - - 940.00 800.00 4,610.00 - 6,350.00 7,695.00 Refinance from - - - - - - - - 2,294.00 NHB/IIFCL
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS September, 2021 September, 2020 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 71,221.34 94.45 73,759.13 94.34 II. Stage 2 1,108.08 1.47 1,131.19 1.45 III. Stage 3 3,079.91 4.08 3,291.59 4.21 Total 75,409.33 100.00 78,181.91 100.0
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended Half Year Ended th th th th Particulars 30 September, 2021 30 September, 2020 30 September, 2021 30 September, 2020 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1,736.92 1,856.78 3,527.23 3,630.69 - Other Income
Slide 12: Key Indicators
Key Indicators Half Year Ended Particulars September,2021 September, 2020 Yield on Loan (%) (Annualised) 9.50% 9.67% Cost of Funds (%) (Annualised) 7.70% 7.80% Interest Spread (%) 1.80% 1.87% 3.27% 3.23% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.45 1.37 Debt Equity Ratio
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th th 30 September, 2021 5 November, 2021 Particulars % % President of India 81.81 81.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.87 0.65 Resident Individual/ Employees 8.24 8.50 Mutual fund/ AIF 1.92 1.92 Nationalized Ban
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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