Aeon Financial Service Co., Ltd. · TSE:8570

Aeon Financial Service — H1 FY2016 Earnings Presentation

8 slides from Aeon Financial Service's earnings presentation, Nov 25, 2016

  1. Slide 1: Results for the First Half of Fiscal Year 2016

    Consolidated Business Scale and Results  Steady expansion on a consolidated basis to 38.16 million cardholders and ¥4,111.5 billion in finance receivables Results for the First Half of Fiscal Year 2016  Increase in installment sales finance in Japan and allowance for doubtful accounts in Thailand

  2. Slide 2: Consolidated Balance Sheets / Purpose of Capital Increase

    Consolidated Balance Sheets Purpose of Capital Increase (Billions of yen) Change from start Change from start  Enhance investment in systems to respond to the rapid advance of digitalization and to improve productivity Results of fiscal year Results of fiscal year  Promote further growth by raisin

  3. Slide 3: Forecast of Results for FY 2016 / Key Initiatives

    Forecast of Results for FY 2016  Net income per share of ¥171.56 (start of fiscal year: ¥186.19) due to capital increase Forecast of Results Results YoY Ordinary income ¥380 billion +6％ Ordinary profit ¥63 billion +6％ Key Initiatives for FY 2016 Net income attributable to owners of the parent ¥37 b

  4. Slide 4: Future Direction

    －Initiatives to Increase Card Transaction Volume－ －Promotion of Card Use－  Strengthened services and benefits in response to changes in household consumption and developed new affiliated merchants  Enhanced AEON Card point benefits starting in June (double points when used at AEON Group stores) 

  5. Slide 5: Initiatives in Hong Kong

    Standardization －Development of Global Services－ Our Vision －Integrate Common Functions to Reinforce Financial Service Capabilities － Current Potential Market Japan: Respond to the external environment 外国 Overseas: Start with installment sales finance, Use of (26.44 million people × ¥315,000/month ×

  6. Slide 6: Fiscal 2016 Initiatives Finance Receivables Portfolio (ACS Asia)

    Fiscal 2016 Initiatives Finance Receivables Portfolio (ACS Asia, Consolidated)  Bad debt allowance as a percentage of operating income 1H FY 2014: 25.5% ⇒ 1H FY 2015: 24.0% ⇒ 1H FY 2016: 23.1% (Millions of HK dollars) 1H FY 2014 1H FY 2015 1H FY 2016 １．Control the bad debt allowance and increase th

  7. Slide 7: Initiatives to Expand Card Transaction Volume

    Initiatives to Expand Card Transaction Volume ① Initiatives to Expand Card Transaction Volume ②  Implement plans exclusively for cardholders based on the concept of “Extraordinary experiences with everyday use”  870,000 visitors from Hong Kong to Japan in Jan.-June 2016,  Increase cardholder loya

  8. Slide 8: (Reference) 1H FY 2016 Results (Hong Kong, Thailand, Malaysia)

    (Reference) 1H FY 2016 Results (Hong Kong, Thailand, Malaysia) (Reference) FY 2016 1H Results (Hong Kong, Thailand, Malaysia) ■ Consolidated Results of AEON Credit Service (Asia) Co., Ltd. (Billions of yen) 1H FY2015 1H FY2016 1H FY 2015 1H FY 2016 Exchange rates: HKD 1 ・1H 2015: ¥15.66 Result YOY R

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