Slide 1: For personal use only
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Slide 2: Disclaimers
DISCLAIMERS This presentation contains summary information about AirPocket and is current as at March 10, For personal use only 2016. The information in this presentation is of general background and does not purport to be complete. It should be read in conjunction with AirPocket’s other periodic an
Slide 3: The "Uber" of global money transfers
For personal use only The “Uber” of global money transfers AirPocket is a disruptive, SMS-enabled, international money transfer product AirPocket allows anyone to convert physical cash to digital cash, which can then be redeemed abroad for the local currency. It can also be used to pay bills, top up
Slide 4: For personal use only
For personal use only Shares on issue (no.) Market Cap @ 7 Mar 2016 178.1m $28.5m Volume – 30 day average (no.) 52-week range 513,412 32¢ - 8¢ % of shares held by top 20 % of shares held by management shareholders 75.9% 42.8%
Slide 5: For personal use only
For personal use only Zhenya Tsvetnenko Alex Karis William Brindise Brett Mitchell Executive Chairman Chief Executive Officer Chief Trading Officer Non-Executive Director Mr. Tsvetnenko is a highly Mr. Karis is a telecommunications Mr. Brindise has over 15 years Mr Mitchell is a corporate finance su
Slide 6: Huge target market, P2P product, blockchain, low infrastructure costs
For personal use only Huge target market P2P money transfer Utilizes blockchain Low infrastructure product technology costs The size of the global AirPocket is a mobile The product leverages AirPocket’s low remittance market was application which allows blockchain technology, infrastructure costs US
Slide 7: Two key deals giving access to AirPocket
For personal use only Two key deals that will give around 110 million mobile phone users access to AirPocket Agreements with industry heavyweights validates DigitalX’s block-chain solutions and AirPocket app for fast and secure transfer of funds in multiple currencies Partnerships allow users to tra
Slide 8: Partnership with one of world's largest telecomm groups
For personal use only Partnership with one of world’s largest telecomm groups which has 100 million mobile subscribers Consumers in the United States will be able to use AirPocket to transfer funds directly into mobile phone accounts of users in Latin America DigitalX will receive an 11% gross margi
Slide 9: Partnership with Mexico's leading payments provider
For personal use only Partnership with Mexico’s leading payments provider with 10 million subscribers Subscribers can use AirPocket to transfer funds between US and Mexico Cash to be directly credited into bank accounts or can be collected from an AirAgent The partner is expecting 500,000 users a mo
Slide 10: Total Remittances by Selected LatAm Countries
Total Remittances by Selected LatAm Countries 2013 estimates*** For personal use only The average cost of sending remittances to Latin American countries was 6.14% in Q1 2015** 54% of foreign-born Hispanics send money from the U.S to their home countries* Migrants mostly send cash (e.g. 90% of Domin
Slide 11: India's unbanked population and mobile commerce
For personal use only India’s unbanked and underbanked population is large. Only about 500 million of India’s 1.2 billion citizens have bank accounts, and only 15% of adults reported using bank accounts to send or receive payments (Over 40% of Indian bank accounts are dormant) India's m-commerce ind
Slide 12: Mobile pay proliferation in China
Mobile pay proliferation in China, the perfect complement to AirPocket international transfers For personal use only China is a mature market for mobile payments. Consumers regularly use mobile wallets for everyday purchases like groceries and taxi rides. Alipay, Alibaba’s digital wallet, counts 400
Slide 13: For personal use only
For personal use only If Recipient doesn’t have a bank account 1 2 3 go to Step 4 Sender locates AirAgent sends Sender and Recipient AirAgent using the map funds through the receive a unique code interface and pays the Recipient converts application by SMS (AirCode*) AirAgent cash the AirCode* to ca
Slide 14: For personal use only
For personal use only Mobile AirAgents, the fleet of entrepreneurial individuals and businesses, leveraging only their smartphones and their bank accounts Blockchain Technology provides secure, independently verified and immutable records of every transaction for next-generation KYC and AML AirPocke
Slide 15: For personal use only
For personal use only Send cash across borders App-to-app money transfers Local currency cash withdrawals for travelers, available 24/7 Send cash to be withdrawn at ATMs worldwide Top up relatives’ phone credit across borders Pay relatives’ bills across borders Buy goods and services for relatives’
Slide 16: Blockchain
Blockchain For personal use only A global, secure, distributed ledger system Encryption - Transactions are permanently and securely recorded on the Blockchain Secure – AirCodes offer decryption keys for AirPocket transaction messages, giving users a secure and permanent claim to their funds Permanen
Slide 17: For personal use only
For personal use only AirPocket uses blockchain technology but does not use Bitcoins to send or store value. The key use of blockchain technology lies in its decentralized nature as an independent but indisputable, public ledger of all transactions Users on the platform have immediate, incontestable
Slide 18: AirPocket automates every aspect of the money transfer business
For personal use only AirPocket automates every aspect of the money transfer business Customer onboarding, transfer processing, Anti -Money Laundering (AML) filtering and currency hedging are all automated to provide the most efficient system A sophisticated suite of statistical filters will immedia
Slide 19: For personal use only
For personal use only Registered with FinCen (Financial Crimes Enforcement Network, Department of the U.S Treasury) Adheres to Know-Your-Customer (KYC) and Anti-Money Laundering (AML) standards Next-generation Automated Transaction Filtering Security testing completed with exceptional results using
Slide 20: For personal use only
Beta trial successfully conducted through the USA to Dominican Republic corridor For personal use only Beta user engagement and feedback statistics yielded excellent results and highlighted the unique business opportunity that AirPocket provides – the concept of an AirAgent 80% of users found the ap
Slide 21: AirPocket fees less than half of incumbents
On average AirPocket fees are less than half that of the incumbents For personal use only Fee Exchange Rate Total Cost Total Fees Firm Service (USD) Margin (%) (%) (USD) Instantaneous, cash-to- Western Union $8.00 2.79% 18.79% $9.40 cash Instantaneous, cash-to- Ria $4.00 1.33% 9.33% $4.67 cash Same
Slide 22: AirAgents as a competitive mobile ATM option
For personal use only Market analysis shows AirAgents as a highly competitive mobile ATM option
Slide 23: Strategy focused on rapid deployment via commercial partnerships
The strategy is focused on rapidly deploying the product by building For personal use only commercial partnerships with large corporations in the region, to achieve accelerated distribution, broader consumer appeal, and build awareness Existing MTO’s Bill Pay Market Telecom Sector Financial Institut
Slide 24: Peer-to-peer lending and invoicing and payment system
For personal use only The AirPocket platform and AirAgent infrastructure can be used to activate peer-to- peer lending services and an invoicing and payment system The AirPocket platform will serve as the backbone for on-Blockchain application services for its growing network of users Blockchain-rea
Slide 25: Smartphone growth globally
There are nearly two billion smartphones globally and this is expected to reach 2.5 billion by For personal use only 2018 Smartphone market penetration is currently 37% globally AirPocket works on any phone while AirAgents use a smartphone and their cash float to service the network and generate com
Slide 26: P2P lending market opportunity
For personal use only AirPocket sees the P2P lending market as an attractive addition to its money transfer business and is engaged in early stage discussions with partners
Slide 27: For personal use only
For personal use only Large global opportunities for DigitalX’s secure, fast and low-cost funds transfer solutions Technology tested and validated in trials and by global partners Key commercial agreements with two market leaders in the Latin American and Caribbean region Strong news flow in 2016 wi
Slide 28: For further information please contact
For personal use only For further information please contact: Zhenya Tsvetnenko Alex Karis Executive Chairman Chief Executive Officer Tel: +61 8 9473 2525 Tel: +1 (617) 544 3150 (x) Email: zhenya@airpocket.com 1010 Email: alex@airpocket.com For media requests, please contact: Melissa Mack, Media & C
Slide 29: For personal use only
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