14 slides from Ameritrust Financial Technologies's investor presentation, March 2025
Slide 1: Corporate Presentation
Corporate Presentation March 2025 : AMT : AMTFF @ameritrustfintech @ameri_trust : AMT : AMTFF @ameritrustfintech @ameri_trust Confidential
Slide 2: Forward Looking Statements
Forward Looking Statements This presentation contains "forward-looking information" within the meaning of Canadian securities legislation. All information contained herein that is not clearly historical in nature may constitute forward-looking information. Generally, such forward- looking informatio
Slide 3: Investor Snapshot
Investor Snapshot TSXV: AMT Stock Exchanges and Ticker Symbols OTCQB: AMTFF AmeriTrust Shareholders Management & Insider Ownership 28% Average Daily Trading Volume 651,700 (last 3 months) Last Price CAD $0.065 Management & Shares Issued and Outstanding 667.7M Insiders, 28% Retail Investors, 38% Warr
Slide 4: Executive Summary
Executive Summary ▪ AmeriTrust Financial Technologies Inc. (TSXV: AMT, OTCQB: AMTFF) is listed on the TSX Venture Exchange and is a finance technology and data company that utilizes proprietary technology to be an industry leader in Auto Finance, Servicing, and Remarketing. Its technology stack resu
Slide 5: Veteran Management Team
Veteran Management Team AmeriTrust’s management team brings decades of experience in building and leading successful specialty finance companies. Executives Background • Founder and CEO of AmeriTrust Jeff Morgan • Partner and GM of Vehicle Leasing Inc. Chief Executive Officer • Brings more than 25 y
Slide 6: Why AmeriTrust
Why AmeriTrust Proprietary technology-driven Dealer finance solution focused on new and used vehicle leasing. Market Penetration Lease vs Loan Advantage • Licensed in 38 states and growing. • Lower monthly payments with less upfront costs. • Onboarded 700+ Dealers. • More profitable for Dealer Partn
Slide 7: AmeriTrust Overview
AmeriTrust Overview Company Background Technology and Capabilities ▪ Using proprietary technology, AmeriTrust has created an ▪ AmeriTrust’s product offering streamlines leasing for consumers innovative automotive platform with a focus on an underserved and dealers as well as incorporates first-of-it
Slide 8: Case Study: MUSA Auto Finance
Case Study: MUSA Auto Finance MUSA specialized in new and used automotive leasing. MERCEDES BENZ MUSA Auto Finance Other 12.1% 19.0% ▪ Predecessor company MUSA was founded by AmeriTrust CEO CHEVROLET Jeff Morgan. 8.9% JAGUAR 3.0% Percentage of ▪ The Company grew its automotive lease portfolio to mor
Slide 9: Growing Market Offers Growth Potential
Growing Market Offers Growth Potential A very large and growing market creates huge opportunity. US USED/NEW VEHICLE SALES ▪ In 2023, US auto sales reached ~$2 Trillion, making it the country’s 2016-2023 ($ BILLIONS) largest retail market. Used Sales New Sales $1,922 ▪ Sales generally split ~60%/40%
Slide 10: Used Car Leasing is an Affordability Solution
Used Car Leasing is an Affordability Solution Average Auto Loan Rates - Prime ▪ Autos have become significantly less affordable through a 9.00% combination of higher financing rates and increasing average 8.00% prices. 7.00% ▪ Financing rates have increased meaningfully as the Federal 6.00% Reserve
Slide 11: Competitive Landscape
Competitive Landscape AmeriTrust’s flexible automotive leasing platform allows the Company to analyze a broader spectrum of lessees compared to competitors. Used Car Lease Customer Value Chain Company Technology Capabilities Experience Capture Small Banks / CU Lacking Lacking Lacking N/A CITI C Lack
Slide 12: Leasing is Attractive to Consumers, Dealer & Lenders
Leasing is Attractive to Consumers, Dealer & Lenders ▪ Consumers receive lower monthly payments resulting in more affordable options. Example 60 mo Lease Interest/Rent vs. 60 mo Purchase Loan Interest ▪ In this example, the lease monthly payment is USD $178.55 less $16,000 than the loan payment assu
Slide 13: Customer Retention Lifecycle
Customer Retention Lifecycle AmeriTrust’s scalable model overview: Direct 1) 1 Dealers and Lenders submit customers to AmeriTrust. 1 2 2) 2 AmeriTrust underwrites, approves, funds contract and retains Dealers - Indirect servicing. Lenders - Indirect 3) 3 A-Trust (Bankruptcy remote) sells revenue to
Slide 14: Contact Information
Contact Information PHONE 1-800-600-6872 EMAIL info@ameritrust.com ADDRESS 777 Main Street Suite 3000 Fort Worth, TX 76102 USA ADDRESS 1100 Burloak Drive Suite 300 Burlington, ON L7L 6B2 CA Confidential 14