Sagicor Financial Co. Ltd. Class A · TSX:SFC

Sagicor Financial Co. Ltd. Class A — Q3 2021 Earnings Presentation

10 slides from Sagicor Financial Co. Ltd. Class A's earnings presentation, 2021

  1. Slide 1: Sagicor Financial Company Ltd. Q3 2021 Financial Results

    Sagicor Financial Company Ltd. (TSX: SFC) Q3 2021 Financial Results

  2. Slide 2: Caution regarding forward-looking information and non-IFRS measures

    Caution regarding forward-looking information and non- IFRS measures Certain information contained in this presentation may be forward-looking statements within the meaning of Canadian securities laws. Forward-looking statements are often, but not always, identified by the use of words such as “expe

  3. Slide 3: Dodridge Miller, Group President & Chief Executive Officer

    Dodridge Miller Group President & Chief Executive Officer

  4. Slide 4: Q3 2021 financial highlights

    Q3 2021 financial highlights Net income to Return on Total revenue shareholders’ equity shareholders (annualised) $50m $782m 18.5% +1,780% Y/Y +94% Y/Y +19.6 pts Y/Y Earnings Book value MCCSR per share per share US$0.349 US$7.92 247% +1,845% Y/Y +9% Y/Y stable Q/Q ▪ Excellent quarter of strong profi

  5. Slide 5: Andre Mousseau, Group COO & CFO

    Andre Mousseau Group COO & CFO

  6. Slide 6: Q3 2021 results

    Q3 2021 results Profitability Q3'20 Q2'21 Q3'21 Y/Y Driven by strong sales of life and annuity premiums mostly in the USA, flat health Net premium revenue 264.9 364.9 623.5 135% and property and casualty revenue Y/Y Net investment income 103.4 107.8 103.2 0% Stable net investment income Other revenu

  7. Slide 7: Group performance

    Group performance P&C Other Insurance 5% Individual Life, 3% Health, & Annuity Banking, Investment Mgmt., 72% Other Financial Services 8% Group Life, Health, & Annuity Revenue 12% YTD Q3 2021 $1,730m 22% 30% 45% of YTD Q3’21 of YTD Q3’21 of YTD Q3’21 Sagicor Life group revenue Sagicor Jamaica group

  8. Slide 8: Executing on capital management priorities

    Executing on capital management priorities Funding organic growth Capital returns to investors ➢ Focused on supporting growth in Sagicor Life USA and ➢ Paid US$33 million in dividends to investors in 2020 and leveraging our industry leading digital capabilities US$25 million year-to-date Q3 2021 (~4

  9. Slide 9: Sagicor investment highlights

    Sagicor investment highlights Diversified operations with solid market-leading positions in the Caribbean and a fast-growing US business Significant growth opportunities both organic and inorganic Established track record of robust growth driving consistent profitability Well capitalized to execute

  10. Slide 10: Investor Inquiries

    Investor Inquiries Samantha Cheung EVP Investor Relations Samantha_Cheung@Sagicor.com 1-416-898-4324 or 800-342-0719 Andre Mousseau Group Chief Operating Officer and Chief Financial Officer Andre_Mousseau@Sagicor.com Please visit Sagicor.com

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