Wintrust Financial Corporation · NASDAQ:WTFC

Wintrust Financial — Q2 2014 Earnings Presentation

10 slides from Wintrust Financial's earnings presentation, Jul 14, 2014

  1. Slide 1: Net Interest Margin, on a fully taxable-equivalent basis

    Net Interest Margin, on a fully taxable-equivalent basis 3.30 : ¥ 22013 93.2013 Q42013 Qi 2014 22014

  2. Slide 2: Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale

    Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale 140 4 120 ¥ : ¥ 2.2013 32013 Q4 2013 Qi 2014 22014

  3. Slide 3: Total Deposits

    Total Deposits 160 4 ay 15S B 150 140 T T T 22013 3.2013 42013 Qi 2014

  4. Slide 4: Mortgage Loans Originated and Sold

    Mortgage Loans Originated and Sold 1,200,000 + 1,000,000 800,000 600,000 400,000 : ¥ 22013 Q3 2013 42013 Qi 2014 22014

  5. Slide 5: Non-Performing Assets as a Percent of Total Assets

    Non-Performing Assets as a Percent of Total Assets 1.05 1.00 09s 0.90 oss oso + 075 T T 22013 93.2013 Q42013 Qi 2014 22014

  6. Slide 6: Non-Performing Loans

    130,000 120,000 110,000 100,000 Sin 000s 90,000 80,000 Non-Performing Loans 22013 Q3 2013 42013 Qi 2014 22014

  7. Slide 7: Non-Performing Loans as a percent of Total Loans, excluding covered loans

    Non-Performing Loans as a percent of Total Loans, excluding covered loans 22013 93 2013 42013 Qi 2014 22014

  8. Slide 8: Allowance for Loan Losses as a percent of Total Non-Performing Loans

    Allowance for Loan Losses as a percent of Total Non-Performing Loans No 4 105 100 80 T : ¥ 2.2013 3 2013 Q42013 Qi 2014 22014

  9. Slide 9: Annualized Net Charge-Off as a percent of Average Total Loans, excluding covered loans

    Annualized Net Charge-Off as a percent of Average Total Loans, excluding covered loans ol : ¥ 22013 32013 Q4 2013 Qi 2014 22014

  10. Slide 10: Wintrust's key operating measures and growth rates for the second quarter of 2014

    Wintrust’s key operating measures and growth rates for the second quarter of 2014 , as compared to the sequential and linked quarters, are shown in the table below: % or (5) basis point (bp) change from 1st Quarter 2014 % or basis point (bp) change from 2nd Quarter 2013 Three Months Ended (Dollars i

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