Malayan Banking Bhd. · MYX:MAYBANK

Malayan Banking Bhd — Shareholder Meeting (March 2013)

42 slides from Malayan Banking Bhd's shareholder meeting presentation, Mar 28, 2013

  1. Slide 1: 53rd Annual General Meeting Presentation to Shareholders

    53rd Annual General Meeting Presentation to Shareholders Dato’ Sri Abdul Wahid Omar President and CEO 28 March 2013 0 0

  2. Slide 2: 2012 was a great year for Maybank

    2012 was a great year for Maybank  We posted another record profit  Expanded our regional reach  Strengthened our fundamentals  Embedded a service ethos driven by our core values 1 1

  3. Slide 3: Delivering Results, Achieving Objectives, Looking Ahead

    Presentation to Shareholders Delivering Results Achieving Objectives Looking Ahead 2

  4. Slide 4: Profit Attributable to Shareholders

    17.6% RM5.74 5.74 4.88 billion RM billion Profit Attributable to Shareholders CY2011 FY2012 3 3

  5. Slide 5: Revenue: fund based and fee based income

    RM 10.2b +10.8% RM 16.6b Fund based Income +12.0% Revenue RM 6.4b (Net Income) +14.0% Fee based Income 4 4

  6. Slide 6: Revenue growth across all business pillars

    Revenue growth across all business pillars CY 2011 5.1% FY 2012 normalised 32.9% 15.5% 6.63 6.87 normalised 5.29 5.17 4.48 3.93 13.6% normalised RM billion 1.23 1.20 Community Global Banking International Insurance & Takaful Financial Services Banking 5 5

  7. Slide 7: Profit Before Tax

    14.8% RM7.89 7.89 6.88 billion Profit Before Tax RM billion (PBT) CY2011 FY2012 6 6

  8. Slide 8: Good PBT growth in our home markets

    Good PBT growth in our home markets 5.2% CY 2011 5.51 FY 2012 5.24 RM billion 18.9% 59.8% 109.1% 0.96 1.14 0.69 0.35 0.55 0.33 Malaysia Singapore Indonesia Others 7 7

  9. Slide 9: PBT contribution from International increased to 30%

    PBT contribution from International increased to 30% from 24% in CY2011 International: Others 30.2% 8.8% Indonesia 7.0% Singapore 14.4% 69.8% Malaysia 8 8

  10. Slide 10: Group loans growth of 12% driven by stronger growth in Indonesia

    Group loans growth of 12% driven by stronger growth in Indonesia Group Gross Loans (RM billion) Malaysia (RM billion) CFS 11.8% 12.2% GWB GB 199.8 282.8 317.3 178.6 57.8 64.5 120.7 135.4 Dec 2011 Dec 2012 Dec 2011 Dec 2012 Singapore (SGD billion) Indonesia (Rp trillion) Consumer Consumer 10.5% 20.8%

  11. Slide 11: Headline KPIs

    Headline KPIs Achievement Target  Return on Equity 16.0% 15.6% (ROE) Excellent shareholder value creation  Loans and Debt 12.9% 15.2% Securities Growth Adopted a more conservative growth plan to minimise margin compression and focus on profitability 10 10

  12. Slide 12: We are the most valuable company listed on Bursa Malaysia

    We are the most valuable company listed on Bursa Malaysia Market Capitalisation (RM bil.) 76.6 Maybank 65.5 57.5 Public Bank 47.3 57.2 Dec 2012 Sime Darby 55.3 Dec 2011 56.7 CIMB Group 55.3 56.1 Axiata Group 43.5 11 11

  13. Slide 13: Delivering Results, Achieving Objectives, Looking Ahead

    Presentation to Shareholders Delivering Results Achieving Objectives Looking Ahead 12

  14. Slide 14: Transformation into the new House of Maybank

    6 Our record-breaking results underline the success of our transformation journey when we restructured the Group into the new House of Maybank Maybank Group CEO + Support Islamic Finance Enablement Community Global Banking Insurance & Financial (formerly Global Takaful International Services Wholesa

  15. Slide 15: To Be A Regional Financial Services Leader

    In line with our vision To Be A Regional Financial Services Leader we made huge strides towards our 5 strategic goals 1 Undisputed No. 1 Retail Financial Services provider in Malaysia Leading ASEAN wholesale bank eventually expanding to 2 Middle East, China & India Undisputed Insurance & Takaful Lea

  16. Slide 16: Community Financial Services: Consistent market share growth

    1 Undisputed No. 1 Retail Financial Services provider in Malaysia Community Financial Services Consistent market share growth Domestic Market Market Growth Value Position Share (YoY) (RM billion) Mortgage No.2 13.4% 15.2% 48.5 Auto Finance No.2 20.2% 12.9% 31.2 Cards Receivables No.2 15.2% 1.5% 5.3

  17. Slide 17: Global Banking: Loans growth driven by term loans

    Leading ASEAN wholesale bank eventually expanding to Middle East, 2 China & India Global Banking: Loans growth driven by term loans Loans grew 11.5% to RM64.5 billion Trade Finance market share eased RM billion Dec 12 Dec 11 due to settlements 26.9% 26.5% Term 32.5 25.4% 23.3% Loan 25.9 YoY Trade 29

  18. Slide 18: Maybank Kim Eng: major regional investment banking player

    Maybank Kim Eng Now a major regional investment banking player Revenue of RM 1,331m with Total Income for Malaysia contributing 41% Maybank Kim Eng RM million Malaysia 545.5, 10.3% Others 41% 42.9, 3% 1,331 1,207 Hong Kong 49.5, 4% Indonesia RM1,331 RM million 33.2, 2% million Philippines 113.7, 9%

  19. Slide 19: League table

    League table FY2012 Maybank IB’s (Malaysia) Industry Position & Market Share Industry Total Deals / Market Maybank IB Rank Value Issues Share by Value (RM bil.) M&A1 1 46.6 30 36.5% Equity & Rights Offerings1 2 6.2 11 19.7% Debt Markets - 1 2 30.2 170 25.6% Malaysia Domestic Bonds Debt Markets - 2 2

  20. Slide 20: Notable deals in 2012

    Notable deals in 2012 Malaysia Philippines RM 15.6 billion RM 11.2 billion RM 10.4 billion RM 8.0 billion RM 1.8 billion IPO Merger & Listing IPO Sukuk Term Loan Facility Felda Global Ventures Holdings San Miguel Corporation Astro Malaysia Holdings Berhad Sapura Kencana DanaInfra Nasional Bhd Bhd Co

  21. Slide 21: Insurance & Takaful leader in Malaysia

    Undisputed Insurance & Takaful Leader in Malaysia and Emerging 3 Regional Player Insurance: Leading position No. 1 in Life/Family Combined Gross Premium (New Business) rose 14.7% Etiqa Ins. & Tak. 18.7% 14. 7% CY 2011 Great Eastern Ins. & 5.38 FY 2012 13.9% Tak. 4.70 Prudential Ins. & Tak. 13.6% 17.

  22. Slide 22: Singapore: Good performance despite economic slowdown

    Truly regional organisation, with ~40% of pre-tax profit derived from 4 international operations Singapore: Good performance despite economic slowdown Revenue and PBT rose 1.4% and Loans growth matched industry 8.8% YoY respectively 25.4% 28.6% CY 2011 11.4% 24.2% 1.4% FY 2012 14.8% 10.5% 716.5 726.

  23. Slide 23: BII: Strong profit and loans growth

    BII: Strong profit and loans growth Asset quality remains healthy Revenue and PBT rose 18% and 72% respectively 1.7% 1.3% 1.2% 17.8% CY2011 7.46 FY2012 6.33 Dec 2010 Dec 2011 Dec 2012 Net Interest Margin improved YoY 72.2% Rp trillion 5.9% 5.9% 5.7% 1.70 5.5% 0.99 5.2% Total Revenue Profit Before Ta

  24. Slide 24: Maybank Islamic: surpassed RM1 billion PBT

    5 Global leader in Islamic Finance Maybank Islamic: surpassed RM1 billion PBT Maybank Islamic PBT Islamic Financing to 24.9% Total Domestic Loans Target to achieve 33% by 2015 RM billion 1.19 0.95 30.6% 28.5% CY2011 FY2012 Maybank Islamic financing 18.3% RM billion 52.4 62.0 Dec 11 Dec 12 CY 2011 FY

  25. Slide 25: We are one of the top banking groups in Southeast Asia

    We are one of the top banking groups in Southeast Asia Total Assets (USD bil): 31 Dec 2012 Loans and Deposits (USD bil): 31 Dec 2012 DBS 289 197 DBS 174 OCBC 242 UOB 149 128 UOB 207 OCBC 135 118 Maybank 162 No. 4 Maybank 114 104 No. 4 CIMB 110 CIMB 80 68 Public Bank 90 Public Bank 74 65 Bangkok Bank

  26. Slide 26: Delivering Results, Achieving Objectives, Looking Ahead

    Presentation to Shareholders Delivering Results Achieving Objectives Looking Ahead 25

  27. Slide 27: Malaysia: Growth to remain strong in 2013

    Malaysia: Growth to remain strong in 2013  GDP growth forecast to Real GDP growth remain strong above 5% in 2013 7.2% 5.6% 5.3%  Investment will remain 5.1% key growth driver with roll out of ETP projects  Higher inflation of 2.5% (2012: 1.6%) on minimum wage and -1.6% subsidy rationalisation 200

  28. Slide 28: Malaysia: ETP to drive loans growth

    Malaysia: ETP to drive loans growth Total Loans  Loans grew 10.4% in 2012 from 13.6% in 2011. Total Loans YoY growth 14% 1,200  In 2012, household loans 13% grew 11.4% and non- 1,100 12% household loans rose 9.2%. 11% 1,000  For 2013, loans expected 10% 900 9% to grow 10-11% amid stable 8% 800 ec

  29. Slide 29: Singapore: Stronger growth in 2013

    Singapore: Stronger growth in 2013  GDP growth to improve to 3.0% Real GDP growth from 1.3% in 2012 as rising external demand. 14.8%  Lower inflation of 3.8% (2012: 4.6%) on softer property rents and SGD appreciation.  Interest rates to remain low.  Systems loans is expected to 5.2% grow at 9-11

  30. Slide 30: Indonesia: Growth to sustain above 6%

    Indonesia: Growth to sustain above 6% Real GDP growth  GDP growth to sustain above 6% on demography, FDI and infrastructure developments 6.5% 6.7% 6.2% 6.2%  Higher inflation of 5.3% (2012: 4.3%) on cut in fuel subsidy. 4.6%  Benchmark interest rate to rise to 6.25% by end-2013 from 5.75%.  High

  31. Slide 31: In 2013, the Group will focus on 3 key priorities

    In 2013, the Group will focus on 3 key priorities 1 Raise the tempo for Regionalisation 2 Accelerate the move to a High Performance Culture 3 Change the Cost Structure 30 30

  32. Slide 32: Potential of the ASEAN Economic Community 2015

    We firmly believe in the great potential of the ASEAN Economic Community 2015  Economic Size & Population  600 million people, third largest in Asia  Combined GDP of USD2 trillion, the third largest economy straddling China and India  Increased Intra-Regional Trade & Investment Flows  ASEAN Fre

  33. Slide 33: We have presence in all 10 ASEAN countries

    We have presence in all 10 ASEAN countries Worldwide Presence ASEAN Presence 32 32

  34. Slide 34: One of the banks with the largest presence across ASEAN

    Maybank: One of the banks with the largest presence across ASEAN MARKET TOTAL PHILIPPINES SINGAPORE INDONESIA CAMBODIA THAILAND MYANMAR MALAYSIA VIETNAM CAP ASSETS BRUNEI LAOS BANK @ 31 Dec 12 @ Dec 12 (USD bil) (USD bil) 1 DBS 29.3 289 2 OCBC 27.1 242 3 MAYBANK 25.2 162 4 UOB 25.2 207 5 BCA 23.2 46

  35. Slide 35: Raise the tempo for Regionalisation

    Raise the tempo for Regionalisation  Start harvesting value from regional initiatives  Accelerate transformation program in Indonesia  Develop clear growth strategy in Singapore  Implement transformation to hyper-grow in Philippines  Increase network and human capital in Growth markets 34 34

  36. Slide 36: Prospects for 2013

    Prospects for 2013  Optimistic on the growth prospects of ASEAN, as countries take on infrastructure investments to structurally improve domestic economies.  Singapore will continue to be an important hub for trade finance and M&A activity, while Indonesia expected to build on strong domestic econ

  37. Slide 37: Prospects for 2013 (cont.)

    Prospects for 2013 (cont.)  Maybank is now strategically positioned across ASEAN, and well placed to further grow international operations towards a 40% PBT contribution.  Strategic capabilities across consumer and global wholesale banking are building up in key markets, supported by a strong home

  38. Slide 38: Robust Capital Adequacy

    Robust Capital Adequacy  Capital Adequacy remained strong with DRP and following equity placement  Strong RWCR ahead of Basel III and to fund growth 17.4% Risk Weighted 16.6% 17.2% Capital Ratio 12.8% 13.4% 13.5% (RWCR) Core Capital Ratio 10.3% 11.0 11.1% Common Equity Tier 1 Ratio Fully electable

  39. Slide 39: Key Performance Indicators FY2013

    Key Performance Indicators FY2013 Headline KPIs Target  Return on Equity (ROE) 15%  Group Loans Growth 12% Other KPIs  Loans Growth  Malaysia 12%  Singapore 11%  Indonesia 22%  Group Deposits Growth 12% 38 38

  40. Slide 40: Improvement in External Customer Engagement index

    Strong improvement in our External Customer Engagement (ECES) index reflecting traction on our transformation efforts Overall customer engagement score is 48.3% with an improvement of 7.9% External Customer 7.9% Engagement Score (%) 48.3% 40.4% 32.6% 34.2% 29.0% n=2,296 n=25,486 n=30,747 n=33,142 n=

  41. Slide 41: To our customers, shareholders & business partners, we are grateful

    To our customers, shareholders & business partners, we are grateful to you for your continued support With total assets of RM495 billion (USD160 billion), we are the number one banking group in Malaysia and one of the largest in Southeast Asia. We continue to play our primary role in mobilising depo

  42. Slide 42: Thank You

    53rd Annual General Meeting Presentation to Shareholders Thank You 41 41

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