Challenger Limited · ASX:CGF
Challenger — Bell Potter Emerging Leaders Conference 2025
13 slides from Challenger's conference presentation, May 27, 2025
Slide 1: Market Release: Bell Potter Emerging Leaders Conference 2025 presentation
Market Release 27 May 2025 Bell Potter Emerging Leaders Conference 2025 presentation Challenger Limited (ASX:CGF) attaches a copy of the presentation and speaking notes that Managing Director and Chief Executive Officer Nick Hamilton will deliver at 09.30am today at the Bell Potter Emerging Leaders
Slide 2: The retirement opportunity
Get image to redo Bell Potter For personal use only Emerging Leaders Conference The retirement opportunity Nick Hamilton Managing Director & Chief Executive Officer 2 7 M A Y 2 0 2 5
Slide 3: Challenger overview: Leader in income products
Challenger overview Leader in income products For personal use only SAVING SPENDING FOR RETIREMENT IN RETIREMENT Starting out Working Paying off debt Accumulating wealth Starting retirement Travelling Downsizing Aged care FUNDS MANAGEMENT One of Australia’s largest • Range of income options active f
Slide 4: Challenger purpose and strategy
Challenger purpose and strategy Providing customers with financial security for a better retirement For personal use only OUR STRATEGIC PILLARS Retirement Investment Talented team leader excellence and capability Broaden customer access Superior outcomes and Outstanding skills and across multiple ch
Slide 5: Delivering strong financial performance
Delivering strong financial performance Double digit earnings growth For personal use only NORMALISED ROE NORMALISED NPAT1 POST-TAX1 NORMALISED EPS (CPS)1 DIVIDEND (CPS) 50% Midpoint 48.3% 10% higher 45.0% 44.2% Dividend 43.5% than FY24 payout 11.6% ratio target $465m 60.9 range2,3 $450m 10.7% $417m
Slide 6: The retirement opportunity
The retirement opportunity World class accumulation system with significant retirement savings Australians are living longer driving need for financial security For personal use only WORLD CLASS SUPERANNAUTION SYSTEM A G E I N G P O P U L AT I O N Projected Australian Average superannuation superann
Slide 7: Retirement is different - from lump sum to lifetime income
Retirement is different - from lump sum to lifetime income Financial confidence in retirement is turning your savings into income that lasts a lifetime Regulation introducing greater focus on income security and peace of mind For personal use only GOVERNMENT OBJECTIVES T O P 3 M O S T I M P O RTA N
Slide 8: Lifetime Income – a building block of certainty
Lifetime Income – a building block of certainty Provide regular income in retirement and increase confidence levels in retirement Complement other retirement investments and sources of income For personal use only Illustrative ANNUITIES CAN HELP YOU example Term annuities SPEND WITH CONFIDENCE retir
Slide 9: Important Note
IMPORTANT NOTE For personal use only The material in this presentation is general background information about Challenger Limited group’s This document may contain certain ‘forward-looking statements’. The words ‘forecast’, ‘expect’, ‘guidance’, activities and is current at the date of this presenta
Slide 10: CEO speaking notes
Bell Potter Emerging Leaders Conference 2025 Managing Director and Chief Executive Officer speaking notes Thank you and good morning everyone. It’s a pleasure to be joining you today. Thanks to Bell Potter for the invitation to speak at today’s conference. For those who don’t know me, I’m Nick Hamil
Slide 11: Speaking notes: competitive advantage and growth strategy
And to maintain our competitive advantage, we are on the way to completing a significant investment to transform our customer technology. This will make it much easier to do business with us and support our plans to offer a wider range of innovative retirement and income products that will be integr
Slide 12: Speaking notes: retiree attitudes and financial security
Research in retirees' attitudes confirms what we’re hearing from customers, advisers and clients – a proportion of guaranteed income provides a greater sense of financial security, and by association happiness in retirement. People feel greater financial confidence about when and how to retire and h
Slide 13: Speaking notes: annuities in retirement portfolios
That’s why many Australians would greatly benefit from lifetime income as a building block in their retirement portfolio, providing certainty of a regular income for as long as they live, irrespective of market movements. We see many advisers using annuities to underwrite the defensive sleeve of the
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