Banco Hipotecario Sa Class D · BCBA:BHIP
Banco Hipotecario Sa Class D — Investor Presentation (September 2001)
11 slides from Banco Hipotecario Sa Class D's investor presentation, September 2001
Slide 1: Banco Hipotecario - September 2001
HIPOTECARIO Ww BANCO Sy September 2001
Slide 2: Company Overview: Performance - Last 30 Months
Company Overview Performance - Last 30 Months l Ps.1 billion of mortgage loan origination with average rates close to 13%. l Balance sheet cleanup in a move to accurately value the loan portfolio following the privatization (Loan loss provisions for Ps.550 MM). l Active delinquency management polici
Slide 3: Mortgage loan origination
Mortgage loan origination 1Q00 2Q00 3Q00 4Q00 1Q01 2Q01 $34MM $47MM $68MM $118MM $126MM $96MM Tasa 12,11% Tasa 12,58% Tasa 13,86% Tasa 14,39% Tasa 14,35% Tasa 14,58% 60 50 40 30 20 10 0 0 00 01 0 1 -00 -01 00 00 -00 -01 00 0 01 01 00 00 -00 l-0 r-0 r-0 t-0 e- e- v- c- o- n- b- n- p- ar ar ay ay feb
Slide 4: Improved Loan Portfolio Quality
Operating Performance Improved Loan Portfolio Quality Individual mortgage loans asset quality by vintage1 COLLECTIONS Loans originated before Loans originated after 30 day collections as a percentage of monthly billings new management took new management took Average 1Q 99 - 2Q 01 = 91% over over 16
Slide 5: Financial Highlights: Balance Sheet Summary
Financial Highlights Balance Sheet Summary In millions of Argentine Pesos Assets Liabilities 2Q 01 4Q 00 2Q 01 4Q 00 Cash and Government Securities 307 235 Deposits 3 443 426 Banks and International Entities 201 149 Performing Loans1 3,228 3,239 Corporate Bonds 1,238 1,380 Other Interest-Earning Per
Slide 6: Financial Highlights: Earnings continued positive trend
Financial Highlights Earnings continued positive trend Income Statement 2nd. Quarter ‘01 Quarter ended Variation % In million of Pesos 06/30/01 03/31/01 12/31/00 09/30/00 2Q’01 vs. 1Q’01 2Q’01 vs. 4Q’00 2Q’01 vs. 3Q’00 Financial income 111.6 108.7 110.6 101.2 2.7% 1.0% 10.3% Financial expenditure (5
Slide 7: Income Statement & Cash Flow Summary
Financial Highlights Income Statement & Cash Flow Summary Semester ended June 30, 2001 (in million of Pesos) Cash Income Statement & Cash Flow Solvency - on a pro-forma basis as of 7/31/01 Financial Income 220 Cash Flow (2nd Half ‘01) 181 Income from Services, net 30 Cash and Interbank loans 107 Adm
Slide 8: Asset Quality as of 6/30/01
Asset Quality as of 6/30/01 Classification of the Loan Portfolio according to Central Bank criteria Pre-91 Post-91 Others Total The Bank The Branch Other Construction Private Public Category / (days) Network Network Institutions sector sector (in thousands of pesos, except for percentages) Normal (0
Slide 9: Annex - Credit Fundamentals
Annex 1 - Credit Fundamentals Credit Fundamentals - Preliminary figures Main Ratios 06/30/2001 12/31/2000 Interest-Bearing Liabilities / Shareholders’ Equity 1.0x 1.0x EBITDA / Financial Expenditures 1.6x 1.4x Liquid Assets / Annualized Financial Expenditures 2.2x 1.5x Liquid Assets / Bank’s debt ma
Slide 10: Disclaimer
Disclaimer THIS DOCUMENT DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. THIS DOCUMENT IS FOR GENERAL INFORMATIONAL PURPOSES ONLY. THIS DOCUMENT MAY CONTAIN CERTAIN FORWARD-LOOKING STATEMENTS, AND UNAUDITED PRELIMINARY FIGURES CONCERNING THE BANK’S OPERATI
Slide 11: Ww BANCO Gefies 90°S0
Ww BANCO Gefies 90°S0 yy HIPOTECARIO Crédito teas Destino Libre Casa « Crédito ) ; Acceso rio.com " (© potecario.com Inmediato>> g4 BACS Var Banco de Crédito & Securitizaci6n
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