Sbi Holdings Incorporated · TSE:8473
Sbi — Sbi Holdings Inc Ord — Q3 2022 Earnings Presentation
81 slides from Sbi's earnings presentation, Feb 8, 2023
Slide 1: SBI Holdings, Inc. Financial Results
Strategic Business Innovator SBI Holdings, Inc. Financial Results for the Nine-month Period Ended December 31, 2022 (Fiscal Year Ending March 31, 2023) February 7, 2023 [Unauthorized reproduction is prohibited]
Slide 2: Disclaimer
The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. The business collaboration with SBI Shinsei Bank described in this docume
Slide 3: I. 9M FY2022 Consolidated Performance (IFRS)
I. 9M FY2022 Consolidated Performance (IFRS) [Unauthorized reproduction is prohibited] 2
Slide 4: 9M FY2022 Consolidated Performance (IFRS)
9M FY2022 Consolidated Performance (IFRS) [Year-on-year comparison] (Unit: JPY million) 9M FY2021 9M FY2022 YoY % (Apr. 2021-Dec. 2021) (Apr. 2022-Dec. 2022) change Record Revenue 527,440 high* 685,565 +30.0 Profit before income 366,991 -86.9 48,108 tax expense (171,440) (-71.9) 339,426 -89.4 Profit
Slide 5: Consolidated performance overview
[Consolidated performance overview] • Revenue increased 30.0% year-on-year to JPY 685.6bn, which was historical high for a 9M period, largely due to a significant increase in revenue from the Financial Services Business (92.4% year-on-year to JPY 637.6bn) • Profit before income tax expense in the Fi
Slide 6: 9M FY2022 Performance by Segment (IFRS)
9M FY2022 Performance by Segment (IFRS) [Year-on-year comparison] Profit Before Income (Unit: JPY million) Revenue Tax Expense YoY % YoY % 9M FY2021 9M FY2022 change / 9M FY2021 9M FY2022 change / (Apr. 2021– (Apr. 2022– (Apr. 2021– (Apr. 2022– YoY change YoY change Dec. 2021) Dec. 2022) Dec. 2021)
Slide 7: FY2022 Quarterly Revenue by Segment (IFRS)
FY2022 Quarterly Revenue by Segment (IFRS) Revenue (Unit: JPY million) FY2022 1Q 2Q 3Q (Apr.-June 2022) (July-Sept. 2022) (Oct.-Dec. 2022) Financial Services 190,094 213,017 234,495 Business Asset Management 4,109 4,246 5,253 Business Investment Business 21,606 8,276 -32,493 Crypto-asset Business 12
Slide 8: FY2022 Quarterly Profit Before Income Tax Expense by Segment
FY2022 Quarterly Profit Before Income Tax Expense by Segment (IFRS) Profit Before Income Tax Expense (Unit: JPY million) FY2022 1Q 2Q 3Q (Apr.-June 2022) (July-Sept. 2022) (Oct.-Dec. 2022) Financial Services Business 27,816 41,810 44,016 Asset Management Business 717 629 881 Investment Business 9,12
Slide 9: Current Situation Regarding Consolidated Financial Results for FY2022 (1)
Current Situation Regarding Consolidated Financial Results for FY2022 (1) ① Events Contributing to Consolidated Results for FY2022 (i) Subsidiary Morningstar Japan decides to return the “Morningstar” brand to Morningstar, Inc. of the U.S. In return, the SBI Group expects to receive approximately JPY
Slide 10: Current Situation Regarding Consolidated Financial Results for FY2022 (2)
Current Situation Regarding Consolidated Financial Results for FY2022 (2) ② Recovery of cash through dividends and initial public offerings (i) Receipt of dividends from subsidiaries, etc. (dividend forecast, etc. already announced) The SBI Group Dividends Company Name Shareholding Ratio (%) (JPY bi
Slide 11: Effective Use of Cash Collected through Dividends and IPOs
Effective Use of Cash Collected through Dividends Received and Initial Public Offerings of Group Companies to Strengthen M&A Strategies Going Forward [M&A results since April 2021] Date Incorporated into Company Name the SBI Group June 2021 Tozai Asset Management August 2021 FOLIO Holdings September
Slide 12: Basic Policy on Shareholder Returns
Basic Policy on Shareholder Returns The total amount of dividends plus share buybacks will be approximately 30% of profit before income tax expense in the Financial Services Business for the time being ■ Dividend forecast (result) per share Interim Year-end Full-year FY2022 JPY 30* TBD TBD FY2021 (r
Slide 13: Shareholder Benefits for FY2022
Following the Previous Fiscal Year, will Conduct Shareholder Benefits for FY2022 [Details of shareholder benefits] * Shareholders listed or recorded in the shareholder register as of Mar. 31, 2023 are eligible. Qualified Shareholders who have held shares For shareholders other than on the shareholde
Slide 14: II. Business Overview of Core Businesses
II. Business Overview of Core Businesses [Unauthorized reproduction is prohibited] 13
Slide 15: 1. Financial Service Business
1. Financial Service Business [Financial Service Business Consolidated Results (IFRS)] (Unit: JPY million) 9M FY2021 9M FY2022 YoY (%) (Apr. 2021 – Dec. 2021) (Apr. 2022 – Dec. 2022) Revenue 331,392 637,606 +92.4 Profit before income 273,316 -58.4 113,642 tax expense (77,765) (+46.1) • Financial Ser
Slide 16: Financial Services: Securities business
1. Financial Services Business: (1) Securities business [Major constituent companies] SBI SECURITIES, SBI Liquidity Market, SBI FXTRADE, SBI MONEYPLAZA, PTS operating companies, overseas securities subsidiaries, etc. [Business highlights] • SBI SECURITIES recorded JPY 126.5bn in operating revenue (+
Slide 17: SBI SECURITIES 9M FY2022 Consolidated Results (J-GAAP)
1. (1) Securities business SBI SECURITIES 9M FY2022 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) 9M FY2021 9M FY2022 YoY (%) (Apr. 2021 – Dec. 2021) (Apr. 2022 – Dec. 2022) Operating revenue 125,099 126,584 +1.2 Net operating revenue 118,013 117,021 -0.8 Operating prof
Slide 18: Comparison of Financial Results with Major Securities Companies
1. (1) Securities business Comparison of Financial Results with Major Securities Companies [Year-on-year comparison] Profit attributable to (Unit: JPY million) Operating Income owners of the Company YoY % YoY % 9M FY2021 9M FY2022 change / 9M FY2021 9M FY2022 change / (Apr. 2021– (Apr. 2022– YoY cha
Slide 19: Comparison of Operating Income with Online and Mid-tier Securities Companies
1. (1) Securities business Comparison of Operating Income with Online Securities, Second-tier and Mid-tier Securities Companies (Unit: JPY million) YoY % 9M FY2021 9M FY2022 change/ YoY (Apr. 2021-Dec. 2021) (Apr. 2022-Dec. 2022) change SBI SECURITIES (consolidated) 45,529 44,131 -3.1 Rakuten Securi
Slide 20: SBI SECURITIES' Consolidated Operating Revenue Structure
1. (1) Securities business SBI SECURITIES’ Consolidated Operating Revenue (Net Sales) Structure for 9M FY2022 In ( ) represent % of (JPY million) 125,099 126,584 Operating Revenue (Net Sales) 40 (0.0%) 47 (0.0%) Others 120,000 33,291 32,758 Financial revenues (26.6%) (25.9%) 90,000 35,242 37,180 Tra
Slide 21: SBI Group's Share of Individual Stock Trading Value Exceeds 45%
1. (1) Securities business:① Establishing customer base SBI Group’s Share of Individual Stock Trading Value Exceeds 45% and is Further Expanding Share of Individual Stock (of which) Share of Individual Margin Trading Value (%) Trading Value (%) SBI SBI 45.4 (of which, SBI 46.3 Neotrade (of which, SB
Slide 22: SBI Group Has the Largest Number of Accounts in the Industry
1. (1) Securities business:① Establishing customer base SBI Group Has the Largest Number of Accounts in the Industry Trend of the Number of Accounts of SBI Group and (thousand of Major Face-to-face Securities Companies CAGR：% (the end of Mar. 2009 - accounts) (End of Mar. 2009 – end of Dec. 2022) 9,
Slide 23: Large Number of Neophyte Investors Through NISA Accounts
1. (1) Securities business:① Establishing customer base Attracted a Large Number of Neophyte Investors Through Newly Opened NISA Accounts Number of NISA accounts NISA’s customer attribute of (Thousand accounts) (Sept. 2015 – Dec. 2022) SBI SECURITIES 3,160 Existing customers 3100 SBI Number of new 1
Slide 24: Industry Leader in iDeCo Customers
1. (1) Securities business:① Establishing customer base SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers - SBI Shinsei Bank starts introduction of SBI SECURITIES’ iDeCo from February - Cumulated Number of Customers (subscribers
Slide 25: Foreign Stock Trading Volume and Revenue
1.(1)Securities business: ② Diversification of revenue source Trend of SBI SECURITIES’ Foreign Stock Trading Volume and Revenue Foreign Stock Trading Volume Revenue *Foreign stock trading value index for 9M FY2018 = 1.0 6.9 5.6 1.0 9M FY2018 9M FY2019 9M FY2020 9M FY2021 9M FY2022 • Trading volume o
Slide 26: Trading Revenue Becomes One of the Pillars via FX Business
1.(1)Securities business: ② Diversification of revenue source Trading Revenue Becomes One of the Pillars of Revenue by Strengthening of the FX Business (JPY million) FX-related revenue Crypto-asset related revenue others (revenue from foreign currency bonds, etc.) 40,000 36,592 35,242 +5.5% 37,180 Y
Slide 27: Significant Growth in FX-Related Revenue and Profit
1.(1)Securities business: ② Diversification of revenue source Achieved Significant Growth in Revenue and Profit in FX- Related Business Against a Backdrop of Rising Foreign Exchange Transactions due to Volatility in the Market Operating revenue of SBI Liquidity Market (Non-consolidated, J-GAAP) (Uni
Slide 28: SBI Liquidity Market Profitability vs FX Specialists
1.(1)Securities business: ② Diversification of revenue source SBI Liquidity Market, which is Responsible for the FX-related Business of the SBI Group, Boasts Overwhelmingly Strong Profitability Compared to Other Companies Specializing in FX (JPY million) Comparison of OTC FX revenues of FX specializ
Slide 29: Increasing Investment Trust Balance
1.(1)Securities business: ② Diversification of revenue source Further Increase the Balance of Investment Trusts through Purchases Using Shared Points and Accumulation Services via Credit Cards Investment Trust Balance* Investment Trust Fees (JPY million) (JPY billion) 6,223 Achieved a +9.9% 6,106 6,
Slide 30: Growth in Non-flow Businesses: Card Accumulation and SBI Wrap
1.(1)Securities business: ② Diversification of revenue source Steady Growth in Non-flow Businesses Such as Trust Accumulation Service Through Credit Cards in Alliance with Sumitomo Mitsui Card and Fully Automated AI Investment “SBI Wrap” Changes in the amount of accumulated funds <Number of accounts
Slide 31: Business Alliance with Sumitomo Mitsui Financial Group
1.(1)Securities business: ② Diversification of revenue source Announced Business Alliance with Sumitomo Mitsui Financial Group in Digital Financial Services for Individuals to Further Expand Customer Base and Card Accumulation Balance • Concluded a business alliance in digital financial services for
Slide 32: Steady Expansion of POs and Corporate Bond Underwriting
1.(1)Securities business: ② Diversification of revenue source Steady Expansion of POs and Corporate Bond Underwriting Underwriting share of 98.7% is an • Between April 2022 through December industry-leading figure 2022, SBI SECURITIES underwrote for 11 IPO Underwriting Ranking (Apr. 2022 – Dec. 2022
Slide 33: Strengthen the Real Estate Finance Business ①
1.(1)Securities business: ② Diversification of revenue source Strengthen the Real Estate Finance Business ① - Concluded a capital and business alliance with CREAL, a real estate crowdfunding business - • On Jan. 31, 2023, the Group announced a capital and business alliance with CREAL Inc. (CREAL), a
Slide 34: Strengthen the Real Estate Finance Business ②
1. (1) Securities business : ② Diversification of revenue source Strengthen the Real Estate Finance Business ② (JPY million) Change in Total Sales of Real Estate Small-lot Beneficiary 25,000 Interests at SBI MONEYPLAZA 21,260 20,000 In addition, SBI SECURITIES also conducted 15,000 four other public
Slide 35: Strengthen Systems Maintenance Structure for Neo-securities Initiative
1.（1） Securities business: ③ Strengthening of the system structure Strengthen Systems Maintenance Structure to Realize Neo-securities Initiative - Build a robust systems development and operations structure through a capital and business alliance with Simplex Holdings - • SBI Holdings and SBI SECURI
Slide 36: Financial Services: Banking business
1. Financial Services Business: (2) Banking business [Major constituent companies] SBI Shinsei Bank Group, SBI Sumishin Net Bank, ARUHI*, overseas banks including SBI SAVINGS BANK *ARUHI was consolidated in November 2022 [Business highlights] • SBI Shinsei Bank recorded profit attributable to owners
Slide 37: ① SBI Shinsei Bank Group
① SBI Shinsei Bank Group [Unauthorized reproduction is prohibited] 36
Slide 38: SBI Shinsei Bank 9M FY2022 Consolidated Performance (J-GAAP)
① SBI Shinsei Bank Group SBI Shinsei Bank 9M FY2022 Consolidated Performance (J-GAAP) (JPY billion) YoY % 9M FY2021 9M FY2022 change Gross operating 169.2 181.7 +7.4 profit Ordinary Business 52.6 62.5 +18.8 Profit Profit before income tax 39.4 46.1 +17.0 expense Profit attributable to owners of the
Slide 39: Number of Retail-accounts and Deposits at SBI Shinsei Bank
① SBI Shinsei Bank Group Number of Retail-accounts and Deposits at SBI Shinsei Bank - Deposits increased significantly due to the successful expansion of the transaction base with corporate and individual customers - (10 thousand (JPY billion) accounts) 311 308 12,000 309 308 305 11,000 300 10,000 T
Slide 40: Collaboration Between SBI Group and SBI Shinsei Bank: Intermediary Services
① SBI Shinsei Bank Group Collaboration between the SBI Group and SBI Shinsei Bank Group: Financial Products Intermediary Services and Bank Agency Business × [SBI SECURITIES] In Oct. 2022, SBI Shinsei Bank launched discretionary investment service “SBI Wrap x Shinsei Bank” (over-the-counter only), de
Slide 41: Collaboration in Corporate Business: Triangle Strategy
① SBI Shinsei Bank Group Collaboration between the SBI Group and SBI Shinsei Bank Group: Cooperation in the Corporate Business Areas on the “Triangle Strategy” In addition to the introduction of deals originated by SBI Shinsei Bank to regional banks, we intend to strengthen its “loan coordination”
Slide 42: Synergies with ARUHI Corporation
① SBI Shinsei Bank Group Creating Synergies with ARUHI Corporation, a Newly Consolidated Subsidiary of SBI Holdings ARUHI enters the SBI Group in Nov. 2022 through a TOB (stock holdings ratio: 53.49%) No.1 share of Flat 35 home loans featuring fixed interest rates throughout full loan A highly c
Slide 43: ② SBI Sumishin Net Bank
② SBI Sumishin Net Bank [Unauthorized reproduction is prohibited] 42
Slide 44: SBI Sumishin Net Bank's Performance (J-GAAP)
② SBI Sumishin Net Bank SBI Sumishin Net Bank’s Performance (J-GAAP) SBI Sumishin Net Bank’s performance was supported by steady growth in lending on the housing loan business, with both ordinary revenues and ordinary profit (J-GAAP based) increasing year-on-year Ordinary revenue Ordinary profit (JP
Slide 45: SBI Sumishin Net Bank's Financial Results
② SBI Sumishin Net Bank SBI Sumishin Net Bank’s Financial Results (Equity method earnings / IFRS) SBI Holdings’ equity method earnings of SBI Sumishin Net Bank, based on IFRS for 9M FY2022 was JPY 1,690m, down 73.1% year-on-year (JPY million) 6,285 • Higher global interest rates continued to negativ
Slide 46: Number of Accounts and Balance of Deposits
② SBI Sumishin Net Bank Number of Accounts and Balance of Deposits Since Commencement of Operation of SBI Sumishin Net Bank (JPY billion) (thousand accounts) 5,910 9,000 6,000 5,353 Balance of Deposits (Left) 7,912 5,000 4,511 Number of accounts (Right) 3,929 7,116 3,543 4,000 3,210 6,294 2,827 6,00
Slide 47: Expansion of Housing Loan Products Volume
② SBI Sumishin Net Bank Accelerating the Expansion of Housing Loan Products Volume with Attractive Interest Rates and High Customer Benefits Change in Balance of Housing Loans*1 (End of Mar. 2008 – end of Dec. 2022) *1 Repayments deducted from cumulative total of new loans. Includes housing loans ex
Slide 48: ③ SBI SAVINGS BANK
③ SBI SAVINGS BANK [Unauthorized reproduction is prohibited] 47
Slide 49: Financial Results of SBI SAVINGS BANK
③ SBI SAVINGS BANK Financial Results of SBI SAVINGS BANK Profit Before Income Tax Expense of SBI Net Profit of SBI SAVINGS BANK SAVINGS BANK (IFRS) (K-GAAP/fiscal year ended December) (JPY million) (KRW billion) 25,315 349.4 21,187 328.4 3Q 6,933 4Q 56.3 71.1 YoY 6,501 3Q 99.5 YoY 79.6 2Q 10,227 -16
Slide 50: Changes in Indicators since Becoming a Subsidiary
③ SBI SAVINGS BANK Changes in Indicators since Becoming a Subsidiary (K-GAAP) *Converted at KRW 1 = JPY 0.1055 As of end of Sept. 2022, total (KRW 100 assets exceeded KRW 16.5tn Delinquency rate million) for all loans (％) 180,000 Total Assets 51.6％ KRW 16,379.2bn 160,000 (Approx. JPY 1,728.0bn) 50 1
Slide 51: Financial Services: Insurance business
1. Financial Services Business: (3) Insurance business [Major constituent companies] SBI Insurance Group, SBI Insurance, SBI Life Insurance, Small-amount short-term insurance companies [Business highlights] • SBI Insurance Group’s consolidated ordinary revenue for 9M FY2022 (preliminary figures on a
Slide 52: SBI Insurance Group's Performance (Preliminary)
1. (3) Insurance business SBI Insurance Group’s Performance (Preliminary Figures) * Final consolidated figures for 9M FY2022 will be released on Feb. 9 Consolidated results for 9M FY2022 (J-GAAP) (Unit: JPY million) 9M FY2021 9M FY2022 YoY % (Result) (Preliminary) change (Apr. – Dec. 2021) (Apr. – D
Slide 53: SBI Insurance Group's In-Force Contracts
1. (3) Insurance business SBI Insurance Group’s Total Number of In-Force Contracts Steadily Increased SBI Insurance Group’s total number of in-force contracts CAGR 14.9% (From end of Mar. 2016 (million contracts) to end of Dec. 2022) SBI JOGUCHI SAFETY SSI joins the Group 3.00 SBI PRISM SSI joins th
Slide 54: 2. Asset Management Business
2. Asset Management Business [Major constituent companies] Morningstar Japan, SBI Asset Management (a subsidiary of Morningstar Japan), Rheos Capital Works [Asset Management Business Consolidated Results (IFRS)] (JPY million) 9M FY2021 9M FY2022 YoY(%) (Apr. 2021-Dec.2021) (Apr. 2022-Dec.2022) Reven
Slide 55: Morningstar Japan Group Steadily Increased its AUM
2. Asset Management Business Morningstar Japan Group has Steadily Increased its AUM - Balance of investment assets nears JPY 4.5tn - AUM from institutional investors, which are mainly (JPY billion) regional financial institutions, JPY 2,119.4bn (as of end of December 2022) As of end of Dec. 2022 5,0
Slide 56: SBI Group Expands Assets Under Management
2. Asset Management Business SBI Group Sustainably Expands Assets Under Management through Organic Growth and Effective Use of M&As - Balance exceeds JPY 7.5 trillion at the end of December 2022 - (JPY billion) 8,000 JPY 7,545.2bn Okasan Asset management Nov. 2022 7,000 Rheos Capital Works Makes Oka
Slide 57: Target of JPY 10tn AUM by End of FY2024
Endeavor to Achieve Total Asset Under Management of JPY 10tn for the Group by the End of FY2024 Through Collaboration Among Asset Management Companies of the Entire SBI Group Asset management companies of the SBI Group Endeavor to achieve Approx. JPY 7.5tn JPY 10tn by FY2024 <Index & multi-asset> <U
Slide 58: 3. Investment Business
3. Investment Business [Major constituent companies/businesses] Private Equity Business, SBI Leasing Service [Investment Business Consolidated Results (IFRS)] (Unit: JPY million) 9M FY2021 9M FY2022 YoY change (Apr. 2021 to Dec. 2021) (Apr. 2022 to Dec. 2022) Revenue 139,467 -2,611 -142,079 (JPY mil
Slide 59: Profit/Loss from Change in Fair Value of Investment Securities
3. Investment Business Profit/Loss from the Change in Fair Value and Profit/Loss on Sales of Investment Securities (Unit: JPY million) 9M FY2021 9M FY2022 YoY (%) change/ (Apr. 2021 to Dec. 2021) (Apr. 2022 to Dec. 2022) YoY change Profit/loss from the change in fair value and profit/loss 100,936 -3
Slide 60: Additional Shares of Vietnam's TPBank Making It an Equity Method Affiliate
3. Investment Business Acquisition of Additional Shares to Reach 20% Equity Ratio in Vietnam’s TPBank, Making It an Equity Method Affiliate (February 1, 2023) Although TPBank performed well, a fair value loss of approximately JPY 35.4bn was recorded for 9M FY2022 (cumulative) due to the decline in
Slide 61: IPOs and M&As of SBI Group Investee Companies
3. Investment Business IPOs and M&As of SBI Group Investee Companies FY2021 FY2022 Full-Year Result Full-Year Forecast IPO・M&A deals 22 25 During this Fiscal Year, 19 Companies concluded either IPO or M&A EXIT Date Investee Company Market EXIT Date Investee Company Market PT GOTO Gojek M&A (NASDAQ A
Slide 62: Total Committed Amount of CVC Funds Exceeded JPY 133bn
3. Investment Business Total Committed Amount of CVC funds Exceeded JPY 133bn - Establishment of the No. 2 Fund in January 2023, (JPY billion) the first time for SBI Investment’s CVC Business - JPY 5bn 1,300 Total commitment amount JPY 10bn JPY 8bn JPY 5bn JPY 5bn 1,200 Over JPY 133bn JPY 5bn [Hanky
Slide 63: 4. Crypto-asset Business
4. Crypto-asset Business [Major constituent companies / business] SBI VC Trade, B2C2, BITPoint Japan, crypto asset mining business [Crypto-asset Business Consolidated Performance (IFRS)] (Unit: JPY million) 9M FY2021 9M FY2022 YoY % change/ (Apr.-Dec. 2021) (Apr.-Dec. 2022) YoY change Revenue 32,438
Slide 64: BITPOINT Addition Grows Crypto-asset Customer Base
4. Crypto-asset Business With the Addition of BITPOINT to the SBI Group, the Service and Customer Base of the Group’s Crypto-asset Business has Grown Steadily Both SBI VC Trade and BITPOINT offer services to meet various investment needs Spot Leveraged Staking Spot Staking Lending Lending Accumula
Slide 65: 5. Non-Financial Business
5. Non-Financial Business [Major constituent businesses] Biotechnology, Healthcare & Medical Informatics businesses, other businesses including Web3 [Non-Financial Business Segment Consolidated Performance (IFRS)] (Unit: JPY million) 9M FY2021 9M FY2022 YoY % change / (Apr. 2021 – Dec. 2021) (Apr. 2
Slide 66: Profit Before Tax of Biotechnology, Healthcare & Medical Informatics Companies
Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business Companies (IFRS) (Unit: JPY million) 9M FY2021 9M FY2022 YoY change (Amt) (Apr. 2021 – Dec. 2021) (Apr. 2022 – Dec. 2022) SBI Biotech 466 -34 -500 (JPY million) 5-ALA-related business* -440 -644 -204 (JP
Slide 67: Example of Business for the Web3 Era
5．Non-financial Business Example of Business for the Web3 Era SBI Traceability offers “SHIMENAWA,” a traceability platform utilizing the Corda blockchain platform to support providence in the distribution process in a wide range of industries < The case of sake (Nihonshu) > Launched “SHIMENAWA for S
Slide 68: Reference materials
[Reference materials] [Unauthorized reproduction is prohibited] 67
Slide 69: Average Daily Individual Brokerage Trading Value
1. SBI SECURITIES Average Daily Individual Brokerage Trading Value (Total for two markets*) Average daily individual brokerage trading value (left-side scale) End-of-month Nikkei Average (right-side scale) (JPY) (JPY billion) 9M FY2021 Individual Brokerage 9M FY2022 Individual Brokerage trading valu
Slide 70: Brokerage Commission Income and Trading Value
1. SBI SECURITIES Brokerage Commission Income Decreased due to Phased Implementation of Neo-securities Initiative, Despite a Steady Increase in Brokerage Trading Value Domestic Stock Brokerage Commissions* (JPY trillion) Trading Value 128.5 (JPY million) -2.1% 130 +9.8% 30,088 117.1 YoY 29,445 120 Y
Slide 71: Open Interest Credit Balance and Financial Revenue
1. SBI SECURITIES Open Interest Credit Balance and Financial Revenue at SBI SECURITIES Remain High Trend of Open Interest Credit Balance Financial Revenue (JPY billion) (end of quarter) (JPY million) 1,274 1,218 33,291 -1.6% 32,758 33,000 YoY 30,000 966 27,000 830 24,000 21,000 18,000 15,000 12,000
Slide 72: SBI SECURITIES Attains an Overwhelmingly Large Customer Base
1. SBI SECURITIES SBI SECURITIES Attains an Overwhelmingly Large Customer Base [Number of Accounts and Amount of Customer Assets] Customer Accounts of 5 Major Customer Deposit Assets of Online Securities Companies 5 Major Online Securities Companies (As of end of Mar. 2014- as of end of Dec. 2022) (
Slide 73: Largest Number of FX Accounts and Margin Deposits
1. SBI SECURITIES The SBI Group (SBI SECURITIES, SBI FXTRADE and SBI Sumishin Net Bank, SBI NEOMOBILE SECURITIES) has the Largest Total Number of Accounts and Customer Margin Deposits in the Industry Changes in the number of accounts among Customer Margin Deposits of 5 major FX Trading Related Compa
Slide 74: SBI Benefit Systems iDeCo Subscribers
1. SBI SECURITIES SBI Benefit Systems Initiated iDeCo Initiatives from Early Stage and Steadily Increasing the Number of Subscribers SBI Group focused on the individual Defined Contribution (iDeCo) pension business through SBI Benefit Systems (est. 2001), well before expectations for the market size
Slide 75: Operating Assets Balance of Structured Finance
2. SBI Shinsei Bank Group Operating Assets Balance of Structured Finance (March 2021 - December 2022) (JPY billion) Healthcare finance Real estate finance Speciality finance Project finance 1,804.1 1,663.2 1,678.4 130.4 782.4 370.3 520.8 Mar. 2021 Mar. 2022 Dec. 2022 *All figures are as of the end o
Slide 76: Operating Assets Balance at Shinsei Financial
2. SBI Shinsei Bank Group Operating Assets Balance at Shinsei Financial - Focus on quality-led growth while ensuring predictive management - SBI Shinsei Bank Guarantee No Loan SBI Shinsei Bank Lake Others (JPY billion) Smart Card Loan+ Card Loan L etc. 509.9 516.8 482.4 483.8 476.3 21.0 47.7 26.2 23
Slide 77: Operating Assets Balance at APLUS
2. SBI Shinsei Bank Group Operating Assets Balance at APLUS (End of March 2019 - Dec. 2022) - Shopping credit business continues to grow steadily- (JPY billion) Housing-related loans etc. *Includes credit guarantees and leases Credit card Auto credits* 1,545.5 Other shopping credits* 1,482.4 1,390.3
Slide 78: Assets Under Management of the SBI Group
3. Investment business Assets Under Management of the SBI Group (As of the end of Dec. 2022) Private equity, etc. JPY 691.1bn（*1） Excluding JPY 248.5bn of both cash and commitment amount to be paid in) (*2) Breakdown of operating investment Amount Breakdown of operating Amount securities by Industry
Slide 79: Number of Companies and Employees of the SBI Group
4. Group overview Number of Companies and Employees of the SBI Group (Consolidated) Number of Group companies End of Mar. 2022 End of Dec. 2022 Consolidated subsidiaries (companies) 442 505 Consolidated partnerships (partnerships) 51 58 Total consolidated subsidiaries (companies) 493 563 Equity meth
Slide 80: SBI Group Has a Customer Base of Approximately 45 Million
4. Group overview SBI Group Has a Customer Base of Approximately 45 Million (thousand) Breakdown of the Customer Base 46,000 44,615 (As of the end of December 2022)*1,2 (thousand) SBI SECURITIES SBI NEOMOBILE SECURITIES 42,000 41,637 SBI Neotrade Securities (No. of accounts) 9,544 FOLIO 8,484 YoY 8,
Slide 81: sbigroup.co.jp
https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 80