Hdfc Asset Management Co. Ltd. · NSE:HDFCAMC
Hdfc Asset Management — Investor Presentation (November 2025)
25 slides from Hdfc Asset Management's investor presentation, November 2025
Slide 1: HDFC Dividend Yield Fund
HDFC Dividend Yield Fund (An open ended equity scheme predominantly investing in dividend yielding stocks) For disclaimer refer slide 24 November 2025
Slide 2: Table of Contents
Table of Contents Why Dividend Yield Strategy? For disclaimer refer slide 24 02/25
Slide 3: Dividend Yield
Dividend Yield What is Dividend Yield? Dividend yield is a financial ratio that shows how much a company pays out in dividends/buyback each year relative to its stock price. Why look at Dividend paying companies Dividend Yield - a good valuation indicator High Dividend Yielding Stocks represent good
Slide 4: Characteristics of typical Dividend Paying companies
Characteristics of typical Dividend Paying companies 1 01 Mature and less volatile businesses 03 Healthy Cash Flow generating companies Dividend Yield Stocks 02 04 Capital intensive Management Commitment businesses like utilities, towards shareholders and mining, etc. and annuity supports higher Ret
Slide 5: Dividend - An important source of return
Dividend - An important source of return 1 Indices 1 Year 3 Years 5 Years 7 years 10 Years Nifty 50 PRI 6.3 12.6 17.2 13.8 12.3 Nifty 50 TRI 7.6 13.9 18.6 15.2 13.7 Difference 1.3 1.3 1.4 1.4 1.4 Dividend is an important source of Nifty 100 PRI 5.2 13.1 17.5 13.9 12.4 return for shareholders. Nifty
Slide 6: High Dividend Yielding Stocks have Lower Drawdowns
High Dividend Yielding Stocks have Lower Drawdowns 1 Drawdown Nifty Dividend Opportunities 50 TRI vs Nifty 500 TRI 0 -0.1 -0.2 -0.3 -0.4 -0.5 -0.6 -0.7 Oct-07 Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16 Oct-17 Oct-18 Oct-19 Oct-20 Oct-21 Oct-22 Oct-23 Oct-24 Oct-25 Drawdown Nifty
Slide 7: HDFC Dividend Yield Fund
1 HDFC Dividend Yield Fund For disclaimer refer slide 24 07/25
Slide 8: Investment Strategy
Investment Strategy 1 The Fund aims to Invest minimum 65% of the scheme's assets in dividend yielding companies* at the time of investment or companies that choose to do a buyback in addition to payment of dividend or in lieu of dividend While trailing dividend yield will be an important factor in s
Slide 9: Portfolio Construct
Portfolio Construct 1 Companies Companies High with Stable Buyback with growing Dividend Business Opportunities dividends Yield Models Low Capital intensive Companies with Companies with Companies trading businesses growing profits surplus cash at attractive Stable cash-flows and dividend yields Abili
Slide 10: Portfolio Details
Portfolio Details 1 Top 10 Stocks Top 10 Sectors Security AMFI Sectors % to NAV Dividend Yield (%) Sector % to NAV HDFC Bank Ltd.£ Banks 6.10 1.11 Banks 21.15 ICICI Bank Ltd. Banks 5.41 0.82 IT - Software 9.01 Axis Bank Ltd. Banks 3.18 0.08 Automobiles 6.5 Bharti Airtel Ltd. Telecom - Services 2.57
Slide 11: Complements other strategies
Compliments other strategies 1 Sector weights - Scheme vs Nifty 500 TRI Dividend yielding stocks are usually present in sectors like 25.0 Port Bench staples, utilities, IT etc. 20.0 While most of the diversified funds 15.0 have higher exposure to financials 10.0 (which have a higher weight in the inde
Slide 12: Fund Facts
Fund Facts 1 Total Equity & Equity Related Holdings 98.83% Large Cap 66.5% Mid Cap 10.9% Small Cap 21.5% Cash, Cash Equivalents and net Current Assets 0.29% AUM (Rs in crores) 6,394 Total Number of stocks in the Portfolio 131 Top 5 Holdings (As a % Of Total Holdings) 19.79% Top 10 Holdings (As a % O
Slide 13: Lower Volatility compared to broader markets
Lower Volatility compared to broader markets 1 Standard Deviation (%) Dividend yield funds invest in 20.00 companies which declare dividends; 18.32 18.47 such companies are cash rich and 18.00 15.65 have stable operations 16.00 14.00 These Funds provide stability and 11.67 12.00 have relatively lowe
Slide 14: Dividend Yield of the Fund vs NIFTY 50 Index and NIFTY 500 Index
Dividend Yield of the Fund vs NIFTY 50 Index and NIFTY 500 Index (Benchmark) 1 3 2.5 2 1.5 1 0.5 0 Oct-21 Jan-22 Apr-22 Jul-22 Oct-22 Jan-23 Apr-23 Jul-23 Oct-23 Jan-24 Apr-24 Jul-24 Oct-24 Jan-25 Apr-25 Jul-25 Oct-25 HDFC Dividend Yield Fund - Reg - Growth Nifty 50 Nifty 500 Source: MFI Data as on
Slide 15: Performance of HDFC Dividend Yield Fund vs Benchmark
Performance of HDFC Dividend Yield Fund vs Benchmark 1 30000.00 HDFC Dividend Yield Fund VS Benchmark HDFC Dividend (Value of Rs 10,000 Invested) Yield Fund : 25000.00 Rs 25,531 Nifty 500 TRI: 20000.00 Rs 21,960 15000.00 10000.00 5000.00 0.00 Jun-24 Aug-24 Jan-24 Jul-24 Dec-20 Dec-24 Feb-24 Sep-24 J
Slide 16: Tax Arbitrage via Mutual Fund Route is Tax efficient
Tax Arbitrage via Mutual Fund Route is Tax efficient 1 Dividend Income from direct equity is taxed Dividend received at MF scheme level is tax free. Mutual Fund in the hands of shareholders at Income is taxed in the hands of Resident individual/HUF at 20% + Surcharge$ as applicable + 4% Cess = STCG 2
Slide 17: Risk Reward Profile
Risk Reward Profile 1 Sectoral/The Mid matic Funds Product Return Cap/Small Multi Cap Cap Funds Large & Funds HDFC Mid Cap Dividend Funds Large Cap Funds Yield Fund Hybrid Funds Product Risk Dividend Yielding stocks are companies which are rich in cash generation and have stable operations; it result
Slide 18: Suitability
Suitability 1 The Fund is suitable for investors: looking for a diversified portfolio of dividend yielding stocks with an objective to provide capital appreciation over long term Aiming for investment in equities with fair amount of stability and relatively lower risk (than other equity funds) over m
Slide 19: Product Features
Product Features 1 Name HDFC Dividend Yield Fund Type of Scheme An open ended equity scheme predominantly investing in dividend yielding stocks To provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio Investment Objective of equity and eq
Slide 20: Performance
Performance SIP PERFORMANCE ^ - Regular Plan - Growth Option An SIP since inception* of ₹ 10,000 invested sytematically on the first business day of every month (total investment ₹ 5.90 lakh) in HDFC Dividend Yield Fund would have grown to ~₹ 9.14 Lakhs by October 31, 2025 (refer below table). Since
Slide 21: Performance
Performance Performance of other funds managed by Gopal Agrawal, Fund Manager of HDFC Dividend Yield Fund (who manages total 3 Schemes) Returns (%) as on October 31, 2025 Managing Scheme Scheme since Last 1 year (%) Last 3 years (in %) Last 5 years (in %) HDFC Large and Mid Cap Fund 16-Jul-20 5.84 2
Slide 22: Benchmark and Scheme Riskometers
Benchmark and Scheme Riskometers This product is suitable for investors who are seeking*: Riskometer# Benchmark and Riskometer# NIFTY 500 (Total Returns Index) • Capital appreciation over long term/regular income • Investment predominantly in equity and equity related Instruments of dividend yieldin
Slide 23: Benchmark and Scheme Riskometers
Benchmark and Scheme Riskometers Scheme Riskometer# Name of the Scheme(s) Name and Riskometer of Benchmark# NIFTY Large-Midcap 250 (Total Returns Index) HDFC Large and Mid Cap Fund NIFTY 50 Hybrid Composite Debt 50:50 Index (Total Returns Index) HDFC Balanced Advantage Fund Scheme and Benchmark risk
Slide 24: Disclaimer
Disclaimer 1 The presentation dated 2nd December 2025 has been prepared by HDFC Asset Management Company Limited (HDFC AMC) based on internal data, publicly available information and other sources believed to be reliable. Any calculations made are approximations, meant as guidelines only, which you
Slide 25: Thank You
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