Slide 1: First Quarter Earnings Conference Call
F irs t Qu a rt er E arn in g s Co nf e re nc e Ca ll May 6, 2026
Slide 2: Forward Looking Statements
Foward Looking Statements Certain statements in this presentation constitute “forward-looking statements” within the meaning of, and subject to the protection of, the Private Securities Litigation Reform Act of 1995. We intend such forward-looking statements to be covered by the safe harbor provisio
Slide 3: Business Summary
Business Summary Mac Schuessler, President and CEO
Slide 4: M&A Framework
M&A Framework Strategic expansion into selected sectors is guided by a defined set of five core criteria Scalability and Client Overlap Regional Footprint Revenue Quality Strong Economics Transferability • Digitally enabled • Primarily offers • Companies with core • Highly profitable • Sizable reven
Slide 5: Dimensa at-a-Glance
Dimensa at-a-Glance Keys Facts Revenue Breakdown & Clients Highlights One of the top 10 Financial Trusted by top-tier clients including SaaS providers for financial major banks, insurers, and financial institutions in Brazil service players - strong, recognizable 2,000+ logos Financial institutions
Slide 6: Dimensa strategic opportunities
Dimens a s trategic opportunit ies The transaction simultaneously drives growth and efficiency Efficiency Growth Why Dimensa? Establish leadership ...while entering new Become largest provider of Financial SaaS in existing critical expanding segments • Still fragmented market provides clear path for
Slide 7: Q1 2026 Financial Highlights
Q1 2026 Financial Highlights Broad-based organic growth and disciplined cost execution across segments: Total Revenue $247.9 million, 8% increase, 5% on a constant currency basis Strong Adjusted EBITDA $97.0 million, 9% increase Results Adjusted EBITDA margin of 39.1% Adjusted EPS $0.90, 3%
Slide 8: Puerto Rico Update
Puerto Rico Update Merchant Acquiring grew 2% YoY, driven by an increase in sales volume Segments Payments Services Puerto Rico grew 6% YoY, driven by strong performance in ATH Movil Business Update Business Solutions decrease 9% YoY, driven by the 10% discount to Popular and a one-time hardwa
Slide 9: Latin America Update
Latin America Update Latin America Revenue grew 32% YoY, driven by the full quarter contribution from Tecnobank, organic growth in the region Segment and the benefit of approximately $6.8 million foreign exchange tailwind, primarily in Brazil. Results Dimensa: Successfully closed the acquisition
Slide 10: Financial Summary
Financial Summary Karla Cruz-Jusino, Chief Financial Officer
Slide 11: Consolidated Results Q1 2026
Consolidated Results Q1 2026 (in USD mm, except per share) Q1 2026 Y-o-Y % Revenue $247.9 8% Adjusted EBITDA (1) $97.0 9% Adj. EBITDA margin 39.1% - Adjusted Net Income (1) $56.0 - Adjusted EPS (1) $0.90 3% Revenue growth in the quarter was driven by a full quarter contribution from the Tecnobank
Slide 12: Merchant Acquiring Q1 2026
Merchant Acquiring Q1 2026 (in USD mm) Q1 2026 Y-o-Y % Revenue $48.4 2% Adjusted EBITDA(1) $19.5 -4% Adj. EBITDA margin 40.3% -240bps Increase in revenue was driven by growth in sales volume and transactions from new high-volume merchants and existing customers, partially offset by a slight decrea
Slide 13: Payment Services PR and Caribbean Q1 2026
Payment Services PR and Caribbean Q1 2026 (in USD mm) Q1 2026 Y-o-Y % Revenue $58.4 6% Adjusted EBITDA(1) $34.7 10.5% Adj. EBITDA margin 59.4% 240bps Revenue growth benefited from ATH Movil transactions and sales volume growth primarily in ATH Business, as well as POS transaction growth and higher
Slide 14: Latin America Payments and Solutions Q1 2026
Latin America Payments and Solutions Q1 2026 (in USD mm) Q1 2026 Y-o-Y % Revenue $110.3 32% Adjusted EBITDA(1) $32.8 32% Adj. EBITDA margin 29.7% 0bps Revenue growth was driven by a full quarter contribution from the Tecnobank acquisition, continued strength in Brazil, solid performance from Grand
Slide 15: Business Solutions Q1 2026
Business Solutions Q1 2026 (in USD mm) Q1 2026 Y-o-Y % Revenue $59.5 -9% Adjusted EBITDA(1) $21.6 -3% Adj. EBITDA margin 36.3% 240bps Revenue decrease primarily driven by the 10% discount to Popular that began in October of prior year, and a non-recurring hardware and software sale completed in th
Slide 16: Corporate and Other Q1 2026
Corporate and Other Q1 2026 (in USD mm) Q1 2026 Y-o-Y % Adjusted EBITDA(1) ($11.7) 23% % of Total Revenue 4.7% Corporate and Other Adjusted EBITDA as a percentage of total revenues of 4.7%. *See Non-GAAP reconciliation summary in appendix, p.23-24. 16
Slide 17: Roll Forward Q1 2026 Cash Balance
Roll Forward Q1 2026 Cash Balance Operating Activities Beginning Balance1 Ending $31.2 FX Balance2 $348.1 $6.0 $328.5 ($22.7) ($0.5) ($10.5) CAPEX ($23.1) Other Debt (Net) Investments & Other3 Share Repurchases Net & Dividends 12/31/2025 ($ in millions) 03/31/2026 (1) Includes ~$25.8M in restricted
Slide 18: Debt Summary
Debt Summary March 31, ($ in millions) 2026 2025 Unrestricted Cash $290.9 $265.9 Total Debt $1,117.1 $969.8 Term A Loan (2027 Maturity) S+200bps 399.8 423.6 Term B Loan (2030 Maturity) S+225bps 690.0 540.0 Revolver ($200M) S+200bps 25.0 - Other 2.3 6.2 EVTC Net Debt $826.2 $704.0 Lev. Ratio Net Debt
Slide 19: Outlook 2026
Outlook 2026 (in USD mm, except per share) Low High Total Revenue $1,073 $1,085 Growth, %(1) 15.1% 16.4% Growth, % constant currency(2) 13.8% 15.0% GAAP EPS – Diluted $1.98 $2.12 Adjusted EPS $3.86 $3.98 Growth, %(1) 6.6% 9.9% Growth, % constant currency(1) 5.2% 8.6% Capital Expenditures $90 Assumpt
Slide 20: Q&A
Q&A
Slide 21: Appendix
, Appendix
Slide 22: Non-GAAP Reconciliation Summary
N o n -G A A P R e c o n c il i a t i o n S u m m a r y The non-GAAP measures referenced in this earnings release are supplemental measures of the Company’s performance and are not required by, or presented in accordance with, accounting principles generally accepted in the United States of America
Slide 23: Reconciliation of GAAP to Non-GAAP Operating Results
Reconciliation of GAAP to Non-GAAP Operating Results Three months ended March 31, (Dollar amounts in thousands, except per share data) 2026 2025 Revenue $ 247,923 $ 228,792 (1) Currency Adjustment - Constant (6,756) - Constant Currency Revenue $ 241,167 $228,792 Net income $24,747 $33,091 Income tax
Slide 24: Reconciliation of Q1 2026 and Q1 2025 Segment Non-GAAP Results
Reconciliation of Q1 2026 and Q1 2025 Segment Non-GAAP Results Quarter ended March 31, 2026 Payment Services - Latin America Puerto Rico & Payments and Merchant Business Total Reportable Corporate and (In thousands) Caribbean Solutions Acquiring, net Solutions Segments Other (1) Total Revenues $ 58,
Slide 25: Outlook Summary and Non-GAAP Reconciliation
Ou tl ook Sum m ary and Non -G AAP Recon ciliatio n Actual 2026 Outlook 2025 (Dollar amounts in millions, except share data) Low High Revenues (GAAP) $1,073 to $1,085 $932 (1) Currency adjustment - constant ($13) ($13) Constant currency revenues (Non-GAAP) $1,060 $1,072 Earnings per Share (EPS) (GAA
Slide 26: Gracias, thanks, obrigado!
gracias, thanks, obrigado! technology of the possible evertecinc.com