Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — Q1 FY25 Earnings Presentation
23 slides from Ptc India Financial Services's earnings presentation, June 2024
Slide 1: Clean, Sustainable Infrastructure - Q1 FY25 Investor Presentation
We Bring Lifeline to CLEAN, SUSTAINABLE INFRASTRUCTURE Q1 FY25 INVESTOR PRESENTATION Q1 FY25 Investor Presentation
Slide 2: Table of Content
TABLE OF CONTENT About PFS 03 Shareholder Information 04 PFS at a Glance 05 Our Purpose 08 Resilient Business Model 09 Management Outlook 10 Financials 12 Operational Performance 17 Way Forward 22
Slide 3: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity and/or extending debt to power projects in generation, transmission, distribution, and fuel VISION so
Slide 4: Shareholders Information
Shareholders Information Shareholding Pattern (As on 30th June, 2024) Top Shareholders (As on 30th June, 2024) Individual & Others 28% PTC India Limited 64.99% Banks/FI/Insurance 2% Life Insurance Corporation of India 2.11% MF/NBFC/Trust 1% Bodies Corporate 1% Morgan Stanley Asia PTE 0.29% FPI 3% PT
Slide 5: PFS at a Glance
PFS at a Glance ₹ 5,577 Crore Diversifying into sunshine sectors like ₹ 161.23 Crore Loan Assets for Q1 FY25 Total Income for Q1 FY25 1. Electric Vehicle Mobility (494 EV), 2. Water Treatment Projects (362 million liters per day) 3. Renewable Projects (around 15,000 MW), 1.40 Times 4. Power Transmis
Slide 6: Quarterly Snapshot
Quarterly Snapshot Disbursement (₹ In Cr) PBT & PAT (₹ In Cr) Stage III & NPA Accounts (₹ In Cr) 566 59.34 769 767 44.40 Disbursement 489 486 in Q1 FY25 is similar to FY24 19.27 13.85 142 140 15 PBT PAT Stage III Gross NPA Net NPA Q4FY24 Q1FY25 Q4FY24 Q1FY25 Q4FY24 Q1FY25 Yield on Earning Portfolio
Slide 7: Board of Directors
Board of Directors Shri R. Balaji Shri Pankaj Goel Ms. Seema Bahuguna MD & CEO Non-Executive Director Independent Director Has 27 years experience. Has 30 years of work Experience of over 36 Worked in one of the NBFC experience & an qualified years & retired IAS. for almost 17 years. Chartered Accou
Slide 8: Our Purpose
Our Purpose We FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards GREENER SUSTAINABLE STRONGER Q1 FY25 Investor Presentation 8
Slide 9: Resilient Business Model
Resilient Business Model Robust credit appraisal Seamless operational Maintain adequate management system and risk management liquidity and focus on processes system cash flow generation System for effective Enhanced focus on Early monitoring of compliance Warning Signal and of loan conditions Stres
Slide 10: Management Outlook
Management Outlook PFS is focused on progressive growth and stability through enhancement of its products and quality of the portfolio. With the highest ever allocation for infrastructure in Indian budget and government's ambitious infrastructure projects, such as the National Infrastructure Pipelin
Slide 11: Carbon Neutral; Marching Towards Sustainability
Carbon Neutral; Marching Towards Sustainability Renewables Assisted in clean energy generation through Road and Railways Assisted 14,858 MW in 157 km of Rail & Road ₹ 30,233 Crore network ₹ 3,798 Crore E-Mobility 494 Electric Water Assisted in Buses for public 362 MLD of water transportation treatme
Slide 12: Financials
Financials
Slide 13: Comfortable Cash Flows as on June 30, 2024
Comfortable Cash Flows as on June 30, 2024 As on 30th June 2024 Company has liquid funds of ~ ₹ 1,027 Crores including HQLA amount ₹ in Crore 4,600 3463 2,286 1,430 1464 1100 1,137 729 716 714 822 371 Upto 3M 3M-6M 6M-1Y 1Y-3Y Cumulative Total Inflows Cumulative Total Outflows Net Cash Flows/Cumulat
Slide 14: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended 30th June, Quarter ended 31st Quarter ended 30th June, Particulars FY 24 2024 March, 2024 2023 500 120 305 Loan Sanctioned (₹ Crs) 525 566 15 332 Loan Disbursed (₹ Crs) 585 5,577 5,396 7,453 Loan Assets (₹ Crs) 5,396 41.39 43.07 34.90 Capital Adequacy Ratio
Slide 15: Results Overview
Results Overview Quarter ended 30th June, Quarter ended 31st Quarter ended 30th June, Particulars FY 24 2024 March, 2024 2023 161.23 176.92 193.23 Total Income (₹ Crs) 776.28 59.34 19.27 49.23 Profit before tax (₹ Crs) 215.98 Tax expense (₹ Crs) 14.94 5.41 12.48 55.23 (including deferred tax) 44.40
Slide 16: Key Operational Indicators
Key Operational Indicators Quarter ended 30th June, Quarter ended 31st Quarter ended 30th June, Particulars FY 24 2024 March, 2024 2023 11.85 11.91 10.77 Yield on Earning Loan (%) 11.38 2.55 2.79 2.42 Interest Spread (%) 2.68 4.06 4.36 4.33 Net Interest Margin (%) 4.82 12.10 15.28 12.76 Cost to Inco
Slide 17: Operational Performance
Operational Performance
Slide 18: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding ₹ in Crore Q4FY24 Q1FY25 575 564 (11%) (10%) 362 1,093 359 1101 (7%) (20%) (6%) (20% 1,594 1,133 1065 (30%) (21%) 1846 (19%) (33%) 471 460 (9%) (8%) 183 167 TOTAL- 5396 TOTAL- 5577 (3%) (3%) * Other Sector - port, manufacturing, mining, sustainable i
Slide 19: Key Ratio Movement
Key Ratio Movement In % 11.91 11.85 11.37 10.77 10.89 9.12 9.30 8.89 8.35 8.48 4.92 4.33 4.46 4.36 4.06 2.48 2.79 2.55 2.42 2.41 Q1FY24 Q2FY24 Q3FY24 Q4 FY24 Q1 FY25 Yield Cost of funds NIM Spread ** Figures have been regrouped wherever required to make it comparable Q1 FY25 Investor Presentation 19
Slide 20: Stage 3 as on 30th June 2024
Stage 3 as on 30th June 2024 Gross Loan Provision Net Exposure Impairment Reserve Loan Account (in ₹ Cr) (in ₹ Cr) (in ₹ Cr) (in ₹ Cr) ICOMM Tele Ltd 1.45 1.45 - - Vento Power Infra Private Limited 134.52 71.38 63.15 7.14 IL&FS Tamil Nadu Power Company Limited 163.31 86.88 76.42 76.42 Danu Wind Park
Slide 21: Credit Standing Snapshot
Credit Standing Snapshot ₹ in Crore Company is having adequate liquidity in the form of HQLA, liquid 01 assets and undrawn credit lines to meet any contingency. 140 30-Jun-24 486 767 02 Capital Adequacy at comfortable level with majority in form of Tier I capital. 142 31-Mar-24 489 769 Improvement i
Slide 22: Way Forward
Way Forward • Renewed thrust on Business and sustainable growth • Focus on Portfolio de-risking while maintaining the quality of the portfolio • Diversification of Funding mix • Thrust on resolution of Stressed Assets • Enhanced Coverage Ratios Q1 FY25 Investor Presentation 22
Slide 23: Thank You
Thank You Abhinav Goyal- VP / Priya Chaudhary - AVP Email: abhinav.goyal@ptcfinancial.com/ priya.chaudhary@ptcfinancial.com Tel: +91 11 2673 7300 / 2673 7400 PTC India Financial Services Ltd 7th Floor Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Fax: +91 11 26737373 /
PTC India Financial Services — Q1 FY25 Earnings Presentation on 6ix