Arif Habib Corporation Limited · PSX:AHCL
Arif Habib — FY2025 Earnings Presentation
26 slides from Arif Habib's earnings presentation, Nov 19, 2025
Slide 1: Arif Habib Corporation Limited Analyst Briefing
ARIF HABIB CORPORATION LIMITED Analyst Briefing – Thursday, November 20, 2025 at 3:30 pm
Slide 2: Disclaimer
DISCLAIMER THIS PRESENTATION IS NOT AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL ANY SECURITIES OR ANY INVESTMENT. This presentation has been prepared by Arif Habib Corporation Limited (“AHCL”) solely for information purposes. No representation or warranty express or implied is made thereto,
Slide 3: Arif Habib Corporation Limited
ARIF HABIB CORPORATION LIMITED Arif Habib Corporation Limited is the flagship company of the Arif Habib Group. The company took over the sole proprietorship business set up by Mr. Arif Habib in 1990 and was incorporated in 1994 as a public limited company with a paid-up capital of PKR 40 million. In
Slide 4: Key Events
KEY EVENTS Issuance of Shares Pursuant to Scheme of Arrangement On October 21, 2024, the High Court of Sindh sanctioned the Scheme of Arrangement (the Scheme) approved by the shareholders of Arif Habib Corporation Limited (AHCL) and Arif Habib Limited (AHL). The Scheme involves the demerger of certa
Slide 5: Strategic Investments as on 30th June 2025
STRATEGIC INVESTMENTS AS ON 30TH JUNE 2025 Subsidiaries Real Estate Investment Trusts (REITs) S. No. Entity holding (%) S. No. Entity holding (%) 1 Arif Habib Limited (AHL) 74.32 1 Globe Residency REIT 68.65 Rayaan Commodities (Private) Limited 2 Silk Islamic Development REIT 20.00 2 74.32 (Subsidia
Slide 6: Key Highlights
KEY HIGHLIGHTS Revenue EBITDA Standalone Consolidated Standalone Consolidated FY’25: 4,953 million FY’24: 9,205 million FY’25: 28,956 million FY’25: 16,794 million +30.48% -7.57% +158.54% +24.02% FY’24: 3,796 million FY’23: 9,959 million FY’24: 11,200 million FY’24: 13,541 million Profit after tax E
Slide 7: Key Highlights
KEY HIGHLIGHTS Total Assets Total Equity Standalone Consolidated Standalone Consolidated FY’25: 66,292 million FY’25: 76,624 million FY’24: 54,893 million FY’25: 53,216 million +72.76% +17.81% +61.12% +17.18% FY’24: 38,372 million FY’24: 65,042 million FY’24: 34,069 million FY’24: 45,414 million Bre
Slide 8: Subsidiaries
SUBSIDIARIES 74.32% 74.32 % 100% 85.83%
Slide 9: Arif Habib Limited and its Subsidiary
SUBSIDIARIES (Cont’d) o Arif Habib Limited and its Subsidiary Arif Habib Limited (AHL) took over the Group’s securities brokerage business in 2005 and has since then raised the flag even higher. Contribution in AHCL's P&L Standalone AHL is one of the largest listed securities brokerage and investmen
Slide 10: Sachal Energy Development (Pvt) Limited
SUBSIDIARIES (Cont’d) o Sachal Energy Development (Pvt) Limited (SEDPL) Contribution in AHCL's P&L Sachal Energy Development (Pvt.) Limited (SEDPL) has commissioned and operates a 50 MW wind farm at Jhimpir, Sindh. Standalone The Group believes that alternate sources of energy are the way Operating
Slide 11: Black Gold Power Limited
SUBSIDIARIES (Cont’d) o Black Gold Power Limited (BGPL) Contribution in AHCL's P&L BGPL has been incorporated with the objective to set up a 660MW mine mouth coal power plant at Thar Coal Block II, Phase IV, Sindh. Standalone The company has obtained coal allocation for 660 MW from Sindh FY’25: Nil
Slide 12: Associated Companies
ASSOCIATED COMPANIES 15.19% 27.63% 24.48% 39.52%
Slide 13: Fatima Fertilizer Company Limited
ASSOCIATED COMPANIES (Cont’d) o Fatima Fertilizer Company Limited (FFCL) Fatima Fertilizer Company Limited, incorporated in Pakistan on Contribution in AHCL's P&L December 24, 2003 as a public company listed on Pakistan Stock Standalone Exchange. It is a joint venture between two major groups of Pak
Slide 14: Safemix Concrete Limited
ASSOCIATED COMPANIES (Cont’d) o Safemix Concrete Limited (SMCPL) Safe Mix Concrete Limited, established on April 4, 2005, as a Contribution in AHCL's P&L Private Limited Company, transitioned to a Public Limited Company in 2007 and was listed on the Pakistan Stock Standalone Exchange in 2010. FY’25:
Slide 15: Javedan Corporation Limited
ASSOCIATED COMPANIES (Cont’d) o Javedan Corporation Limited (JVDC) Contribution in AHCL's P&L Javedan Corporation Limited (JVDC) was incorporated in Pakistan Standalone on June 08, 1961, as a public limited company and is listed on the Pakistan Stock Exchange. FY’25: 602 million Operating Revenue +1
Slide 16: Power Cement Limited
ASSOCIATED COMPANIES (Cont’d) o Power Cement Limited (PCL) Power Cement Limited (PCL) was incorporated in Pakistan as a private limited company on December 1, 1981 and was converted into a public Contribution in AHCL's P&L limited company on July 9, 1987. The Company is listed on Pakistan Stock Exch
Slide 17: Real Estate Investment Trusts (REIT)
REAL ESTATE INVESTMENT TRUSTS (REIT) REITs are emerging as an important investment avenue Globe in Pakistan, offering investors regulated access to real Residency estate. As the market gradually formalizes, REITs are REIT gaining traction for their dividend visibility, asset Gymkhana 68.65% Silk Isl
Slide 18: Globe Residency REIT
REAL ESTATE INVESTMENT TRUST - QUOTED o Globe REIT Residency (GRR) Globe Residency REIT (GRR) is a limited-life Developmental REIT Scheme constructing nine residential towers across 40,500 square yards in Naya Nazimabad, Karachi. Launched in November 2021 and listed on the Contribution in AHCL's P&L
Slide 19: Silk Islamic Development REIT and Garden View Apartment REIT
REAL ESTATE INVESTMENT TRUST - UNQUOTED o Silk Islamic Development REIT (SIDR) Contribution in AHCL's P&L Remeasurement loss in Standalone & SIDR was launched to develop 60 acres of land in Surjani, Karachi, Consolidated Financial Statements into a modern residential and commercial community. The la
Slide 20: Naya Nazimabad Apartment REIT and Gymkhana Apartment REIT
REAL ESTATE INVESTMENT TRUST – UNQUOTED (Cont’d) o Naya Nazimabad Apartment REIT (NNR) Contribution in AHCL's P&L Remeasurement loss in Standalone & NNAR was set up to develop residential apartments and commercial Consolidated Financial Statements units across seven sites in Naya Nazimabad, Karachi.
Slide 21: Rahat Residency REIT and Signature Residency REIT
REAL ESTATE INVESTMENT TRUST – UNQUOTED (Cont’d) o Rahat Residency REIT (RRR) Contribution in AHCL's P&L Remeasurement loss in Standalone & RRR was launched to develop residential apartments and commercial Consolidated Financial Statements units across five sites in Naya Nazimabad, Karachi. The Trus
Slide 22: Musharaka - A Partnership Driven Investment Approach
MUSHARAKA - A Partnership Driven Investment Approach Musharaka is a Shariah-compliant joint investment structure where partners pool capital to undertake a specific business activity and share the resulting profits in Arrangement I agreed proportions. Losses, if any, are borne strictly in the (manag
Slide 23: Investment in Musharaka Arrangements
INVESTMENT IN MUSHARAKA ARRANGEMENTS o Arrangement I (managed by JCL) Contribution in AHCL's P&L Remeasurement gain in Standalone & In October 2023, the Company entered into a Musharaka led by Consolidated Financial Statements Javedan Corporation Limited as the managing partner. AHCL invested 2025 2
Slide 24: Arrangement III (managed by AHCL)
INVESTMENT IN MUSHARAKA ARRANGEMENTS (Cont’d) o Arrangement III (managed by AHCL) Contribution in AHCL's P&L Remeasurement gain in Standalone & The third Musharaka, established in December 2024 with AHCL as Consolidated Financial Statements the managing partner, involves a strategic investment in tw
Slide 25: Queries
Queries AG
Slide 26: Thank you!
ARIF HABIB CORPORATION LIMITED Meeting concludes Thank you!