Japan Post Bank Co., Ltd. · TSE:7182

Japan Post Bank — FY2015 Earnings Presentation

30 slides from Japan Post Bank's earnings presentation, May 19, 2016

  1. Slide 1: Japan Post Bank FY2016.3 Results Briefing

    BP p56 428 BANK 2016 3 2016 5 19

  2. Slide 2: Super Regional & Super Global

    Super Regional & Super Global 2. 2017 3 2017 3 1. 2016 3 3. 1 2 ALM BP JP ALM SP Appendix 1 2 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 1

  3. Slide 3: Super Regional & Super Global

    Super Regional & Super Global Super Global ® ALM ® Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 2

  4. Slide 4: Super Regional & Super Global

    Super Regional & Super Global Super Regional Super Global ® Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 3

  5. Slide 5: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    1 2016 3 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 4

  6. Slide 6: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 5

  7. Slide 7: Income statement summary

    2016.3 2015.3 14,520 1,826 16,347 13,610 1,797 15,407 911 18 892 1 48 47 14 107 93 18 64 45 10,661 485 11,147 3,858 1,341 5,199 961 466 494 938 507 431 4,819 874 5,694 3,250 443 3,694 2016.3 2016.3 4,819 4,600 104.7 3,250 3,200 101.5 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 6

  8. Slide 8: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    1 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 7

  9. Slide 9: Balance sheet summary

    2 2016.3 2015.3 3 5,000 3 5,000 4 2,962 4 2,962 1,847 2 1,089 1,403 1 9,686 3,250 1 2,999 1 2,999 8 6,052 1,403 8 4,649 2 9,028 2,624 3 1,653 11 5,081 1,220 11 6,302 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 8

  10. Slide 10: Capital ratio and financial indicators

    2016.3 (%pt) 2015.3 26.38 12.04 38.42 8 4,993 8 2,740 32 2,185 21 5,334 7.03 2.27 9.31 5,980 7,705 1,788 2,006 3,662 5,067 8 4,993 8 2,740 1 4.10 0.13 3.97 8 4,993 8 2,740 207 560 208 1,793 2.80 0.39 3.20 3,250 3,694 11 5,691 11 5,429 73.42 5.23 68.19 1 661 1 1,147 1 4,520 1 6,347 0.86 0.09 0.95 0.6

  11. Slide 11: ALM BP

    ALM BP 136 13 2016 3 2015 3 Liability-driven portfolio 1 48 +12 35  ALM  9 52 14 66  36 11 47 1 0 2 1. 1 BP,SP 2 2014 12 100% 9 14 15 16 90% 19 24 10 IFR 14 12 31 80% SP 10 70% BP 60% 50% 10 IFR 16 1 91 86 85 40% 84 81 2 76 69 2 IFR 14 12 30% 20% 2 IFR 16 1 10% 0% 10/3 11/3 12/3 13/3 14/3 15/3 16

  12. Slide 12: ALM SP

    ALM SP 62 13 2016 3 2015 3 Excess-return portfolio  6 +1 5 1 7 +1 6  1 45 +13 33 ( ) (26 ) (+12 ) (14 )  0 0 1 2( ) 2 +0 2 1 +0 1 1. 2. 1 SP 2 3 (bp) 70 4.4% 110 62 100 4.0% BB 60 SP 1 3.6% 90 13 5 50 48 3.2% 80 70 2.8% 40 60 2.4% 5 50 30 2.0% 40 1.6% 30 1 20 1.2% BBB 20 10 0.8% 10 4 A 3 0.4% 0 0

  13. Slide 13: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 12

  14. Slide 14: TOPIX and market trends

    70,000 % % 0.8 2.6 10 4.6 0.6 2.4 60,000 0.4 2.2 0.2 2.0 50,000 4.1 0.0 1.8 10 0.2 1.6 15/4 15/5 15/6 15/7 15/8 15/9 15/10 15/11 15/12 16/1 16/2 16/3 40,000 ( / ) 50,765 pt TOPIX 1,800 1,700 30,000 1,600 38,724 1,500 1,400 20,000 1,300 1,200 1,100 10,000 15/4 15/5 15/6 15/7 15/8 15/9 15/10 15/11 15/

  15. Slide 15: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    5,000 200 4,270 4,000 3,770 3,396 150 3,000 2,791 130 115 119 100 2,000 1,774 93 74 50 1,000 0 0 12/3 13/3 14/3 15/3 16/3 1,000 50 12,000 11,187 11,355 922 10,168 9,776 800 40 10,000 9,026 665 692 669 8,000 600 528 30 22 21 6,000 400 22 20 15 4,000 200 10 2,000 0 4 0 0 12/3 13/3 14/3 15/3 16/3 12/3

  16. Slide 16: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    2016.3 2015.3 911 892 18 592 597 4 84 73 10 75 60 15 130 119 11 72 69 3 39 38 1 22 21 0 10 9 1 25 32 6 13 12 0 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 15

  17. Slide 17: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

     1,000 1000 550 500 990 520 980 490 970 460 960 430 950 0 400 0 13/3 14/3 15/3 16/3 13/3 14/3 15/3 16/3 26 12 31 26 3,991 26 6,052 26 26 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 16

  18. Slide 18: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    12,000 11,739 11,500 11,107 11,136 11,000 10,950 10,640 10,650 10,500 10,000 9,500 0 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 17

  19. Slide 19: FY2017 forecast

    2 2017 3 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 18

  20. Slide 20: BP SP FY2017 forecast

    2017 3  2017 3 4,200 3,000  BP SP 1 2 3 4 2017 3 17/3 16/3 15,800 14,500 13,900 4,700 4,200 4,819 [48 ] 5,200 [61 ] 3,000 3,250 6,600 SP BP 11,100 [149 ] 9,300 [136 ] 7,300  2016 1  115 125 2015.3 2016.3 2017.3 1 2 3 4 100 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 19

  21. Slide 21: Comparison with BTMU MUFG SMBC

    1 2018 3 60 50 1 50% 50 2016 3 25% 40 6 25 30 25 2 1 20 3 25 25 10 0 2016.3 2017.3 1 2016 3 2 2016 3 50% 6% 4.79 % 4.61 % 40% 4.10 % 3.98 % 4% 30% 26.38% 20% 14.58% 12.71% 12.75% 2% 10% 0% 0% BTMU SMBC MUFG SMFG FG : : 1: : 2: Tier1 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 20

  22. Slide 22: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    3 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 21

  23. Slide 23: 20bp 10bp® 10bp 10bp 10bp®0

    2016 3 177.8 54.7 20bp 10bp® 10bp 13.8 10bp 10bp®0 49.5 0.03%®0.001% 21 11.4 2016 3 24 82.2 1 0.035%®0.01% 3 0.04%®0.01% 102.4 10 5.8 10.5 45.3 17.6 11.5 2.5 207.0 3.5 2.0 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 22

  24. Slide 24: Product Oriented

    Product Oriented Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 23

  25. Slide 25: BBB BB B ALM

    BBB BB B ALM ALM 5.28 2.56 BBB 0.6 BB B A 0.3 0.6 ALM ALM 92.16 2016 3 194 1 (1) (2) (1) (2) Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 24

  26. Slide 26: Reserved. 25

    JP 40 35 • 30 • 25 20 15 10 5 0 1 2 3 4 5 6 7 8 9 10 11 12 Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 25

  27. Slide 27: Reserved.

    JP / / Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 26

  28. Slide 28: Appendix

    Appendix Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 27

  29. Slide 29: Historical financial data

    2010 2010 2011 2012 2013 2014 2015 17,189 16,700 16,243 15,687 16,347 14,520 1 16,864 16,773 15,321 14,702 15,407 13,610 879 884 881 926 892 911 2 12,101 11,745 11,115 10,960 11,147 10,661 3 5,083 4,954 5,128 4,726 5,199 3,858 181 807 807 924 494 961 5,265 5,762 5,935 5,650 5,694 4,819 13 24 19 6 15

  30. Slide 30: Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved.

    Copyright © 2016 JAPAN POST BANK CO., LTD. All Rights Reserved. 29

Japan Post Bank — FY2015 Earnings Presentation on 6ix