Southstate Bank Corporation · NYSE:SSB

Southstate Bank — South State — KBW Boston Regional Bank Conference 2015

11 slides from Southstate Bank's conference presentation, Feb 25, 2015

  1. Slide 1: KBW Boston Regional Bank Conference Fireside Chat February 2015

    KBW Boston Regional Bank Conference Fireside Chat February 2015

  2. Slide 2: Cautionary Statement Regarding Forward Looking Statements

    Cautionary Statement Regarding Forward Looking Statements Statements included in this report which are not historical in nature are intended to be, and are hereby identified as, forward looking statements for purposes of the safe harbor provided by Section 21E of the Securities Exchange Act of 1934.

  3. Slide 3: South State Corporation: SSB

    South State Corporation: SSB Assets - $7.8 Billion Largest Bank Holding Company Headquartered in South Carolina Loans - $5.7 Billion Deposits - $6.5 Billion GEORGIA Charlotte Wilmington Myrtle Beach Hilton Head Island Savannah Atlanta Florence Columbia Athens Gainesville Georgetown Charleston Greenv

  4. Slide 4: Market Performance Since 2009

    Market Performance Since 2009 Pricing as of 1/27/15 See endnotes (1) (100.0%) (50.0%) 0.0% 50.0% 100.0% 150.0% 200.0% 12/31/09 6/30/10 12/31/10 6/30/11 12/31/11 6/30/12 12/31/12 6/30/13 12/31/13 6/30/14 12/31/14 SSB Total Return SSB KRX Carolina Peers Georgia Peers 119.5% 69.8% 140.5% 63.1%

  5. Slide 5: Operating Earnings Per Share

    Operating Earnings Per Share Savannah Bancorp Closing: December 13, 2012 Conversion: February 2013 First Financial Holdings Closing: July 26, 2013 Conversion: July 2014 See endnotes (2) Peoples Bancorporation Closing: April 24, 2012 Conversion: June 2012

  6. Slide 6: Five to One

    Five to One O(h MNG) | SOUTH CAROLINA NorTH CAROLINA BANK AND TRUST BANK AND TRUST Siete S SOUTH STATE SAVANNAH BANK BANK ° ; COkrrY First Federal 6 SOUTH STATE CORPORATION

  7. Slide 7: Path to $5.00 Strategic Focus

    Path to $5.00 Phase II - Efficiencies Focus on Organic Loan Growth M&A Strategy Strategic Focus

  8. Slide 8: Economic Highlights

    Economic Highlights Clemson

  9. Slide 9: Banking Landscape

    63 67 200 Banking Landscape 330 Banks across GA, NC, and SC Distribution of Banks 270 See endnotes (3)

  10. Slide 10: South State Corporation: SSB

    South State Corporation: SSB GEORGIA Charlotte Wilmington Myrtle Beach Hilton Head Island Savannah Atlanta Florence Columbia Athens Gainesville Georgetown Charleston Greenville SOUTH CAROLINA

  11. Slide 11: End Notes

    Source: SNL Financial. Pricing performance show from 12/31/09 -1/27/15.P eers include all major exchange traded banks headquartered in North or South Carolina with total assets between $500 million and $10.0 billion. Georgia peers include all major exchange traded banks headquartered in Georgia with

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