Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing Financial Performance Analysis September 30, 2017 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting & Taxation
Slide 2: Group Structure
Group Structure MCB is one of the oldest banks of Pakistan, incorporated in 1947. It was privatized in 1991. To accede to international capital markets, the Bank launched Global Depositary Receipts (GDRs) in 2006. It was the first Pakistani Bank that got its GDRs listed on the London Stock Exchange.
Slide 3: Strategic pillars
Strategic pillars MARKET LEADERSHIP > Amongst top 3 Banks in Pakistan > Maintain first-mover‟s advantage in new businesses > Socially Responsible Organization > Strong Brand Recognition PRODUCTS & SERVICES Bank PEOPLE FOCUS > Continuous & sustainable earnings growth > Customer centricity in sales &
Slide 4: One of the largest Commercial Bank in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,309 bn Domestic Assets 1,405 (US$ 12.4 bn) Branches 11 PKR 962 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, (US$ 9.1bn) Branches UAE : 1) 1 Rep Office in Dubai PKR 487 bn MCB Fin
Slide 5: Statement of Financial Position
Statement of Financial Position Rs. in mln Unconsolidated Consolidated Sep 2017 Dec 2016 YTD % Sep 2017 Dec 2016 YTD % Assets 1,309,458 1,051,814 257,644 24% 1,347,331 1,076,690 270,641 25% Advances - net 440,904 347,980 92,924 27% 465,888 364,334 101,554 28% Investments 682,268 555,929 126,340 23%
Slide 6: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Coverage ratio* at 93.47% (YE16: 90.82%), NPLs ratio stands at 10.11%**(YE16: Rs. In mln 5.90%) YTD (Sep 17 vs. Dec 16)*** Sep 17*** Jun 17 Mar 17 Dec 16 Sep 16 Var. % Total NPLs *** 27,562 127.08% Total NPLs 49,251 22,478 21,162 21,688 22,006 Substandard 854 1140% QoQ 26
Slide 7: Investments
Investments Increase of Rs. 118.72B in Market Treasury Bills and increase of Rs. 14.91B in Pakistan Investment Bonds. Rs. In mln Sep 2017 Dec 2016 Var. % var. Sep 2016 Var. % var. Treasury Bills 416,108 297,386 118,723 40% 233,665 182,443 78% Pakistan Investment Bonds 215,046 200,132 14,914 7% 209,0
Slide 8: Deposits
Deposits CASA reported at 93.45%, Increase recorded in Current Deposits +24%, Rs. in mln Saving Deposits +21%, Term Deposits +37%. YTD increase/decrease YTD Current deposits 24% Savings deposits 21% CASA 22% Term Deposits 37% Total Deposits 23% Q3 17 Q2 17 Q1 17 Q4 16 Q3 16 Volume Mix Volume Mix Vol
Slide 9: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated Sep 2017 Sep 2016 +/- % Sep 2017 Sep 2016 +/- % Mark-up Income 55,620 52,012 3,608 7% 57,077 53,286 3,791 7% Mark-up Expense 24,164 18,297 5,867 32% 24,790 18,722 6,068 32% Net Mark-up Income 31,456 33,716 (2,259) -7% 32,286 34,564 (2,
Slide 10: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Sep 2017 116.54 2.16% 19.93% 22.47 17.34% 50.59% 10.11% 93.47% 97.34% 30.58% Jun 2017 109.65 2.31% 22.82% 24.60 17.43% 45.69% 5.52% 78.76% 85.46%
Slide 11: Awards / Accolades in 2017
Awards / Accolades in 2017 International Recognition Euromoney Awards 2017 Best Investment Bank in Pakistan - Winner Asset AAA Islamic Finance Awards 2017 Project finance house, Pakistan Asset AAA Infrastructure Awards 2017 Project finance house of the year, Pakistan Renewable Energy deal of the yea
Slide 12: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Companies in Pakistan Winner – Best Presented Annual “Winner -Best Corporate Report Accounts 2014 Award 2016 – Banking Sector” Best bank in Pakistan - 2016 1st Runner Up Best Presented Winner” - Best Corporate Report Award 2015 Bes
Slide 13: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk