Great Southern Bancorp, Inc. · NASDAQ:GSBC
Great Southern Bancorp — Q3 2023 Earnings Presentation
13 slides from Great Southern Bancorp's earnings presentation, Oct 19, 2023
Slide 1: Great Southern Bank Loan Portfolio, September 30, 2023
=§— GREAT SOUTHERN BANK LOAN PORTFOLIO September 30, 2023
Slide 2: Loan Portfolio
Loan Portfolio Gross Loans [in thousands] 9-30-23 $4,642,919 6-30-23 $4,600,942 *Includes Home Equity Loans of $111,665 *Includes Home Equity Loans of $114,901 2
Slide 3: Loan Portfolio by Region
Loan Portfolio by Region Gross Loans [in thousands] 9-30-23 $4,642,919 6-30-23 $4,600,942 3
Slide 4: Commercial Real Estate by Industry
Commercial Real Estate by Industry Gross Loans [in thousands] 9-30-23 $1,503,915 6-30-23 $1,497,659 4
Slide 5: Commercial Real Estate by Region
Commercial Real Estate by Region Gross Loans [in thousands] 9-30-23 $1,503,915 6-30-23 $1,497,659 5
Slide 6: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 9/30/23 Gross Loans [in thousands] Office $218,366 Retail $321,950 Average credit size is $1,770,757 Average credit size is $1,839,277 6
Slide 7: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 9/30/23 Gross Loans [in thousands] Office - $218,366 Retail - $321,950 Neighborhood Medical Traditional Strip Single Mixed- & Shopping Outstanding Center Tenant Use Center Balance $42,425 $175,941 Outstanding Balance $113,998 $98,657 $17,653 $9
Slide 8: Construction & Land Development by Industry
Construction & Land Development by Industry Gross Loans [in thousands] 9-30-23 $861,246 6-30-23 $816,703 8
Slide 9: Construction & Land Development by Region
Construction & Land Development by Region Gross Loans [in thousands] 9-30-23 $861,246 6-30-23 $816,703 9
Slide 10: Multi Family Real Estate by Region
Multi Family Real Estate by Region Gross Loans [in thousands] 9-30-23 $845,373 6-30-23 $885,394 Average credit size is $4,362,154 Average credit size is $4,277,263 10
Slide 11: Multi Family Real Estate by LTV
Multi Family Real Estate by LTV Gross Loans [in thousands] 9-30-23 $845,373 6-30-23 $885,394 11
Slide 12: Non-performing by Type
Non-performing by Type Gross Loans [in thousands] 9-30-23 $10,831 6-30-23 $11,149 *Includes Home Equity Loans of $32 *Includes Home Equity Loans of $27 12
Slide 13: Non-performing by Region
Non-performing by Region Gross Loans [in thousands] 9-30-23 $10,831 6-30-23 $11,149 13
Great Southern Bancorp — Q3 2023 Earnings Presentation on 6ix