Vroom, Inc. · NASDAQ:VRM
Vroom — FY2024 Earnings Presentation
6 slides from Vroom's earnings presentation, Mar 11, 2025
Slide 1: Fourth Quarter and Full Year 2024 Earnings
vroom fourth quarter and full year 2024 earnings march 2025
Slide 2: Forward Looking Statements
disclaimer Forward Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this presentation that do not relate to matters of historical fact should be considered forward-looking
Slide 3: Vroom Overview
vroom overview following the wind-down of our ecommerce operations, vroom's business is comprised of vacc and carstory. vacc is an indirect lender that offers vehicle financing to consumers through third-party dealers, focusing primarily on the non-prime market. carstory is a leader in ai-powered an
Slide 4: Operational Update: Year-end Liquidity and Warehouse Availability
operational update yearend liquidity and warehouse availability • $57.5M Cash and Cash Equivalents(1) and excess liquidity $29.3M Cash and Cash Equivalents(1) $28.2M of excess liquidity available to UACC under the warehouse lines (receivables that could be pledged to draw cash from warehouse lines)
Slide 5: Cash and Cash Equivalents and Excess Liquidity
cash and cash equivalents(1) and excess liquidity $ amounts in millions $84 $34 ($26) (519) $58 ($7) ($5) (53) 9/30/24 Cash and Cash Equivalents(1) Net Interest Income Operating Expenses Change in Securitization and Warehouse Debt Restructuring Expenses Change in Liquidity Discontinued Operations an
Slide 6: Portfolio Performance
portfolio performance 56.00% 14.00% 11.00% 30.00% 700% 400% 100% 2.00% 100% ⠀⠀⠀⠀⠀⠀⠀⠀!!!!!!!!! 12 Month CNL (1) Cumulative Net Loss (CNL) Proprietary Model Vs. Actual Losses Covid Stimulus (2) Cumulative Net Lo@mo Mutive Lo Pro Cumulative Neo4 (Orange) Multivariate 12 Month CNL Model correlates to (G