Investacc Group Limited · LSE:INAC

Investacc — H1 2026 Earnings Presentation

30 slides from Investacc's earnings presentation, September 2026

  1. Slide 1: 30 June 2026 Results & Performance Update

    30 June 2026 Results & Performance Update September 2026

  2. Slide 2: Agenda

    InvestAcc Group 2 Agenda 01 Executive Summary 02 Strategic and market overview 03 H1-26 Financial Review 04 H1-26 Performance Review 05 M&A Update 06 Outlook and key priorities 07 Q&A

  3. Slide 3: Executive Summary

    InvestAcc Group 3 01 Executive Summary

  4. Slide 4: H1-26 – Excellent Strategic Progress

    InvestAcc Group Executive Summary 4 H1-26 – Excellent Strategic Progress  Strong organic growth +14% (vs. +22%(1)) in pension schemes from higher base over last 12 months  Total revenue up by £7.8m over last 12 months  Excellent customer outcomes maintained  High quality treasury function embedd

  5. Slide 5: Market Opportunity Remains Favourable

    InvestAcc Group Executive Summary 5 Market Opportunity Remains Favourable STRATEGY Building a leading specialist pension Attractive Fundamentals administrator with a high-quality integrated Opportunities for Consolidation business and a focus on excellent customer 8% Organic Growth projected annuall

  6. Slide 6: Strategic and market overview

    InvestAcc Group 6 02 Strategic and market overview

  7. Slide 7: Our Strategy

    InvestAcc Group Strategic Overview 7 Our Strategy Building the UK’s leading specialist pension administration business Long-term goal Execution approach and investment case  Management team with extensive experience Our long-term goal is to build the UK’s leading specialist pension Management in pe

  8. Slide 8: Market updates

    InvestAcc Group Strategic Overview 8 Market updates Size of the Product mix and IHT opportunity changes £567bn £204bn  Significant demand for Simple SIPPs is driving growth across the wider market Total SIPP Operator Platform-based  IHT changes assets under SIPP assets(1) administration(1)  Unuse

  9. Slide 9: FCA CP 26/20 – Driving Consolidation

    InvestAcc Group Strategic Overview 9 FCA CP 26/20 – Driving Consolidation FCA CP26/20, dated 22 June 2026, provides a new Pension Scheme Money & Assets regime and due-diligence rules for every SIPP operator. Final rules H1-27, full compliance 2029–30 InvestAcc believes this will be a driver for furt

  10. Slide 10: SIPP market overview

    InvestAcc Group Strategic Overview 10 SIPP market overview InvestAcc focus Ready Made SIPPs Simple SIPPs Bespoke SIPPs A wide range of asset classes, directly or A limited range of pre-selected investments A wide range of standard-asset funds and via platforms, DFMs or insurers Investments or risk-r

  11. Slide 11: H1-26 Financial Review

    InvestAcc Group 11 03 H1-26 Financial Review

  12. Slide 12: H1-26 Financial Performance

    InvestAcc Group Financial Review 12 H1-26 Financial Performance H1-26 financial overview H1-25 H1-26 £'m Actual Actual Change  Group revenues grew by 130% year-on-year to £13.8m, driven Pension administration 3.1 6.9 120% by organic pension scheme growth, acquired revenue (£4.4m) Treasury 1.1 5.0 3

  13. Slide 13: H1-26 Financial Performance (cont.)

    InvestAcc Group Financial Review 13 H1-26 Financial Performance (cont.) H1-26 financial overview H1-25 H1-26 £'m Actual Actual  Acquisition costs relate to ongoing deal activity and aborted Group EBITDA 1.3 4.9 Exceptional items: transactions Acquisition costs (2.0) (0.3) Integration costs (1.1) (0

  14. Slide 14: H1-26 Balance Sheet and Liquidity

    InvestAcc Group Financial Review 14 H1-26 Balance Sheet and Liquidity Financial position  Increase in non-current assets primarily due to goodwill and intangible £'m Jun-25 Jun-26 Non-current assets 41.1 60.4 assets associated with AJ Bell Platinum acquisition Cash 10.6 10.3 Current assets 2.3 4.9

  15. Slide 15: H1-26 Cash Flow

    InvestAcc Group Financial Review 15 H1-26 Cash Flow  Core business is cash flow generative due to recurring nature of core Cash flow conversion – H1-26 (£’m) revenue streams and upfront billing on core SIPP product  Underlying cash flow represents the sustainable cash generation capability after t

  16. Slide 16: H1-26 Performance Review

    InvestAcc Group 16 04 H1-26 Performance Review

  17. Slide 17: Sales and Distribution – continued organic growth

    InvestAcc Group Performance Review 17 Sales and Distribution – continued organic growth Number of pension schemes 887 19,251 2,447  Net organic increase of c.2k pension schemes, equivalent to 1,930 47 c.14% growth 13,940  3.3k pension schemes from AJ Bell Platinum acquisition  400+ IFAs generated

  18. Slide 18: Significant growth in Simple SIPPs

    InvestAcc Group Performance Review 18 Significant growth in Simple SIPPs Mix of SIPPs (#’k) – Jun-26  Majority of existing customers have Bespoke SIPPs, 56% 7.9 Bespoke - Minerva & Platinum 9.9 Simple - Lite  SIPP Lite has seen significant demand and generated approximately two thirds of new busin

  19. Slide 19: Treasury Platform Delivery

    InvestAcc Group Performance Review 19 Treasury Platform Delivery Objective  Delivery of a scalable treasury function focused on: Treasury revenue (£’m)  Optimising interest rates  Investing in systems, people and expertise +345%  Delivering higher quality earnings Progress 5.0  All three phases

  20. Slide 20: Service excellence and customer retention

    InvestAcc Group Performance Review 20 Service excellence and customer retention Service quality (%) 94.2% 92.7%  Continued focus on customer service and retention, with service holding above 90% during a period of integration and system migration  High average SIPP balance evidences complexity of

  21. Slide 21: Investment in capability and project delivery

    InvestAcc Group Performance Review 21 Investment in capability and project delivery People and capability  Strengthened operational and leadership capability at core Total Headcount operational site +13%  Further investment in risk and compliance function 222  Establishment of change function to

  22. Slide 22: M&A Update

    InvestAcc Group 22 05 M&A Update

  23. Slide 23: AJ Bell Platinum acquisition

    InvestAcc Group M&A Update 23 AJ Bell Platinum acquisition 2,447 £9.2m SIPPs Revenue - LTM  Deal agreed at total consideration of up to £25m  Final price paid of £23.7m 887 £4.5m  Deferred consideration payment of £5.2m made in June 2026 SSASs EBITDA – LTM(1)  Migration of Platinum SSAS schemes

  24. Slide 24: M&A Pipeline Remains Active

    InvestAcc Group M&A Update 24 M&A Pipeline Remains Active  Strong pipeline across specialist providers, life companies, and platforms  Expertise, focus and momentum make us a compelling partner  Multiple ongoing discussions with potential targets  We remain focused on delivering accretive acquis

  25. Slide 25: Outlook and Key Priorities

    InvestAcc Group 25 06 Outlook and Key Priorities

  26. Slide 26: Focused Priorities for the remainder of FY26

    InvestAcc Group Outlook and Priorities 26 Focused Priorities for the remainder of FY26 Maintain organic growth momentum  Drive organic sales performance from existing distribution  Continued focus on and customer service excellence  Drive volume from relationships with new large-scale distributio

  27. Slide 27: Q&A

    InvestAcc Group 27 07 Q&A

  28. Slide 28: Appendices

    InvestAcc Group 28 A Appendices

  29. Slide 29: Highly Experienced Management Team

    InvestAcc Group Appendices 29 Highly Experienced Management Team Mark Hodges | InvestAcc Group Chair Knowledge, experience and track record in executing  Led multiple successful value-creation M&A transactions  Experience leading consolidation of the Pensions Sector Sale to Phoenix for CEO of Cent

  30. Slide 30: Contact details

    info@investaccgroup.com https://investaccgroup.com/ 11 Buckingham Street,London, WC2N 6DF

InvestAcc Group — H1 2026 Earnings Presentation on 6ix