Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q1 FY2020-21 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Sep 14, 2020
Slide 1: Exchange intimation: Investor Presentation under Regulation 30
YEARS OF CELEBRATING THE MAHATMA HUDCO/CS/SE/2020 141h September, 2020 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Cod
Slide 2: Investors Presentation & Performance Highlights Q1 FY 2020-21 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q1 FY 2020 - 21 (STANDALONE) Vidhan Sabha, Ranchi Housing Scheme, ISBT, Dehradun Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research. Note: The images used herein are of the Projects financed by HUDCO.
Slide 3: Financial Highlights
F I NA N C I A L H I G H L I G H T S (Amount in ₹ Crore) 80000 78174 Quarter ended June-19 75543 60000 Balance Quarter ended June-20 Sheet 40000 20000 11291 12543 0 Total Assets Net Worth 2000 1500 1816 1782 Income 1000 Statement 500 580 563 515 271 336 203 0 TOTAL INCOME NII PBT PAT 14000 12000 100
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 19-20 F Y 2020-21 12 Months Discipline-wise Q1 Q4 Q3 Q2 Q1 FY 20 FY19 FY 18 - 3,731.26 40.00 19.00 - 3,790.26 27,123.00 15,583.00 Housing - 29.97% 48.39% 0.59% - 19.01% 78.73% 40.32% 1,171.00 8,704.70 40.00 3,173.00 4,206.00 16,123.70 7,196.
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) FY 2020-21 Financial Year 19-20 12 Months Discipline-wise Q1 Q4 Q3 Q2 Q1 FY20 FY19 FY18 2,200.00 2,301.07 338.08 282.26 2,062.15 4,983.56 27,387.26 4,789.39 Housing 96.29% 56.00% 48.23% 19.16% 53.12% 49.23% 88.32% 28.91% 81.84 1,803.59 360.14 1,186.50
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) FY 2020-21 Financial Year 19-20 12 Months Discipline-wise Q1 Q4 Q3 Q2 Q1 FY20 FY19 FY18 2,200.00 2,111.25 318.08 282.26 2,051.50 4,763.09 27,023.59 4,484.73 Social Housing 96.29% 51.39% 45.38% 98.39% 53.44% 47.06% 87.15% 27.07% Residential Rea
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) FY 2020-21 Financial Year 19-20 12 Months Borrower-wise Q1 Q4 Q3 Q2 Q1 FY20 FY19 FY18 Government 75,333.26 73,722.00 71,420.98 72,879.27 72,627.93 73,722.00 70,050.31 45,985.60 Agencies 96.36% 96.29% 96.13% 95.72% 95.70% 96.29%
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) FY 2020-21 Financial Year 2019-20 12 Months Particulars Q1 Q4 Q3 Q2 Q1 FY 20 FY 19 FY 18 Tax Free Bonds 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 27.76% 28.27% 29.43% 28.57% 28.27% 28.27% 29.03% 46.35% 38,
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) FY 2020-21 Financial Year 19-20 12 Months Particulars Q1 Q4 Q3 Q2 Q1 FY 20 FY 19 FY 18 Taxable Bonds 4,610.00 1,400.00 - 3,810.00 2,485.00 7,695.00 24,010.00 4,655.00 Refinance from - 1,294.00 - - 1,000.00 2,294.00 1,500.00 1,000.00
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS June, 2020 June, 2019 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 73,664.50 94.22 72,464.33 95.49 II. Stage 2 1,132.26 1.45 146.56 0.19 III. Stage 3 3,382.76 4.33 3,280.11 4.32 Total 78,179.52 100 75,890.99 100 Total ECL (₹ in
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in Rs. Crore) Quarter ended Particulars 30th June, 2020 30th June, 2019 (Reviewed) (Reviewed) Income: - Revenue from Operations 1,773.91 1,806.49 - Other Income 7.88 9.70 Total Income (1) 1,781.79 1,816.19 Expenses: - Finance Cost 1,200.58 1,210.83 - Employee Benefit Exp
Slide 12: Key Indicators
K e y Indicators Quarter Ended Particulars June, 2020 June, 2019 Yield on Loan (%) (Annualised) 9.29% 9.99% Cost of Funds (%) (Annualised) 7.75% 8.06% Interest Spread (%) 1.54% 1.93% 2.96% 3.25% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.23 1.42 Debt Equity Ratio (times)
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th th 30 June, 2020 4 September, 2020 Particulars % % President of India 89.81% 89.81% Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.04% 0.04% Resident Individual/ Employees 6.14% 6.55% Mutual fund/ AIF 0.56% 0.56% Nationalized
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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