Afp Habitat Sa · BCS:HABITAT
Afp Habitat Sa — Q4 2024 Earnings Presentation
12 slides from Afp Habitat Sa's earnings presentation, December 2024
Slide 1: Company Presentation Q4-2024 Results
Company Presentation Q4-2024 Results December 2024
Slide 2: Key Indicators
Key Indicators Habitat Contributors [Q] Habitat Contributors Market share [%] Average Base Salary [clp] -0,7% +7,5% -2,3% 16,8% 16,1% 1.391.039 1.495.217 dic-23 dic-24 dic-23 dic-24 dic-23 dic-24 Total AUM [MM clp] APV AUM [MM clp] CAV AUM [MM clp] +9,3% +7,3% +3,6% 50.715.159 1.813.950 1.946.031 79
Slide 3: Income Statements
Income Statements Current Exercise Last Exercise Dif % INCOME STATEMENT [M$ clp] Dec 2024 Dec 2023 Dec 24 / Dec 23 Ordinary Revenues 251.522.594 239.424.965 5,1% Employee related Expenses (less) -54.950.590 -50.049.884 9,8% Other operating expenses (less) -35.778.837 -35.639.263 0,4% Depreciation an
Slide 4: Financial Indicators
Financial Indicators REVENUES [MM clp/ Year] EBITDAR [MM clp/ Year] +5,1% 251.523 +2,3% 239.425 222.092 163.784 167.624 149.785 dic-22 dic-23 dic-24 dic-22 dic-23 dic-24 EBITDA [MM clp/ Year] NET PROFIT [MM clp/ Year] +5,6% +6,5% 197.029 208.069 161.391 131.600 140.146 108.847 dic-22 dic-23 dic-24 d
Slide 5: AFP Habitat: Nominal Return on Investment Chile
AFP Habitat: Nominal Return on Investment Chile The nominal return of a pension fund in a month is understood as the percentage variation of the quota value on the last day of that month, with respect to the quota value on the last day of the previous month. The nominal return for periods longer tha
Slide 6: Revenues Breakdown
Revenues Breakdown Current Exercise Last Exercise VAR VAR % Ordinary Incomes [$MM clp] Dec 2024 Dec 2023 Dec 24/ Dec 23 Dec 24/ Dec 23 Total Fees Revenues 250.996 238.803 12.193 5,1% Fees form Mandatory Contributions[8] 232.321 221.417 10.904 4,9% Fees for APV 688 535 153 28,7% Fees for CAV 5.990 5.
Slide 7: Operating Expenses Breakdown
Operating Expenses Breakdown Current Exercise Last Exercise VAR VAR % Employee Expenses [$MM clp] Dec 2024 Dec 2023 Dec 24 / Dec 23 Dec 24 / Dec 23 Administrative Staff Wages and Salaries -26.794 -25.409 1.385 5,4% Sales Staff Wages and Salaries -15.918 -13.556 2.362 17,4% Short – term Employee Bene
Slide 8: Balance
Balance Current Last Exercise Dif % Dec 24 / ASSETS [M$ clp] Exercise Dec Dec 2023 Dec 23 2024 Cash and Equivalents 68.004.981 89.441.275 -24,0% Financial assets at fair value through profit or loss 54.662.693 31.361.233 74,3% Commercial Debtors and Accounts Receivables, Net 14.117.658 12.971.872 8,
Slide 9: Industry Overview: AFP Habitat managed the biggest amount of total Assets
Industry Overview: AFP Habitat managed the biggest amount of total Assets, with a market share of 27,4%. Total Assets Under Management (Dic-2024) Market share UNO $ CLP MM PROVIDA 1,3% CAPITAL 50.715.159 19,0% 21,1% 39.053.457 35.092.527 33.025.257 PLANVITAL 5,8% 17,9% CUPRUM 13.820.867 10.753.291 7
Slide 10: Industry Overview: AFP Habitat is the third AFP with bigger quantity of Contributors
Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Contributors, with a market share of 16,1% at the end of December 2024. Affiliates Contributors UNO CAPITAL UNO CAPITAL 8,8% 12,3% (519.939) 13,2% CUPRUM (783.350) (1.462.611) CUPRUM 4,8% 6,5% PROVIDA 8,9% (573.063) PROVIDA 22
Slide 11: Industry Overview: AFP Habitat has increased 7,5% the base salary since December 2023
Industry Overview: AFP Habitat has increased in 7,5% the base salary since December 2023. Average Salary Base [clp] 1.370.469 CAPITAL +7,5% 2.164.647 CUPRUM 1.495.217 1.270.297 1.391.039 1.495.217 HABITAT HABITAT 1.067.042 MODELO 1.079.140 PLANVITAL 2022 2023 dic-24 1.059.992 PROVIDA 863.870 UNO +8,
Slide 12: Stock Performance
Stock Performance Stock Price [$ CLP] 925 910 938 910 1.000 825 855 814 800 800 670 610 600 696 506 466 484 630 400 200 365 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 12/24 Market Cap [$ USD Billions] 1,93 2,0 -7,6% 1,50 1,52 1,5 1,30 1,21 1,33 1,20 1,31 1,15 0,90 0,9