Provident Financial — Q1 FY2023 Earnings Presentation

5 slides from Provident Financial's earnings presentation, Oct 25, 2022

Slide 1: Footnote on weighted-average interest rate or yield
(2) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item.
Slide 2: Deposits and Borrowings Balances and Rates
(2) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item. As of September 30, 2022 2021 Balance Rate (2) Balance Rate (2) DEPOSITS: Checking accounts – non interest-bearing $ 12
Slide 3: Footnote on weighted-average interest rate or cost
(2) The interest rate described in the rate column is the weighted-average interest rate or cost of all instruments, which are included in the balance of the respective line item.
Slide 4: Asset Quality
(2) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item. ASSET QUALITY: As of As of As of As of As of 09/30/22 06/30/22 03/31/22 12/31/21 09/30/21 Loans on non-accrual sta
Slide 5: Non-performing loans footnote
(3) The non-performing loans balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans.