Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2013 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, Mar 31, 2013
Slide 1: Investors Briefing: Financial Performance Analysis, Q1 2013
MCB Bank Limited Investors Briefing Financial Performance Analysis For the first quarter ended March 31, 2013 Presented by: Hammad Khalid H d Investor Head I t Relations, R l ti Financial Fi i l Reporting R ti and d Taxation T ti
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Increase of 4% in Equity Rs. In mln Unconsolidated Consolidated Q1 13 YE 12 YoY % Q1 13 YE 12 Assets 759,116 767,075 (7,959) -1% 763,609 771,458 Advances - net 240,384 239,583 801 0.3% 240,555 239,789 Gross Advances 262,360 262,392 (33) -0.01% 262,531
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Coverage ratio at 88.97% 88 97% (YE12: 89.23%), 89 23%) NPLs ratio at 9.41% 9 41% (YE12: 9.74%) 9 74%) Rs. In mln Mar 13 Dec 12 Sep 12 June 12 Mar 12 Concentration of Category of NPLs Total NPLs 24,701 25,562 26,092 26,370 26,270 QoQ (861) (530) (278) 100
Slide 5: Investments
MCB Bank Limited Investments Increase of 5.8B 5 8B in Pakistan Investment Bonds Rs. In mln Mar 2013 Dec 2012 Var. % var. Mar 2012 Var. % var. Treasury Bills 288,591 290,834 (2,243) ‐1% 259,265 29,326 11% Pakistan Investment Bonds 90,901 85,105 5,796 7% 46,088 44,813 97% TFCs, Debentures, Bonds and P
Slide 6: Deposits
MCB Bank Limited Deposits YTD increase/decrease Current deposits YTD 5% CASA increased to 86% Savings deposits 5% CASA 5% Term Deposits ‐4% Total Deposits 4% Rs. In mln Q1 13 Q4 12 Q3 12 Q2 12 Q1 12 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits ‐ Volume 565,799 545,061 541,613 529,
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement PAT increased by 4% and PBT increased by 2% Rs. In mln Unconsolidated Consolidated Q1 13 Q1 12 +/- % Q1 13 Q1 12 +/- % Mark-up Income 16,715 17,545 (830) -5% 16,740 17,561 (821) -5% Mark-up Expense 6,993 6,847 146 2% 6,996 6,846 150 2% Net Mark-up Income 9,
Slide 8: Non-Markup Income
MCB Bank Limited Non‐ Markup Income Rs. In mln Q1 2013 Q1 2012 Var. % var. NON MARKUP INCOME 2,350 2,413 (63) ‐3% Fee, Commission & Brokerage 1,527 1,511 16 1% Dividend Income 378 505 (127) ‐25% Income from dealing in Foreign Currencies 141 255 (115) ‐45% Capital Gains 205 54 151 279% Other Income 1
Slide 9: Key Ratios
MCB Bank Limited Key Ratios EPS* Infection Coverage Non‐ BV* ROA ROE CAR ADR (annualised) ratio ratio ** markup/Net Rev Mar 2013 90.95 3.02% 25.51% 22.80 22.54% 46.37% 9.41% 88.97% 19.47% Dec 2012 87 84 87.84 2 95% 2.95% 24 96% 24.96% 20 70 20.70 22 13% 22.13% 48 14% 48.14% 9 74% 9.74% 89 23% 89.23%
Slide 10: Awards and Recognitions
MCB Bank Limited Awards and Recognitions 2nd Runner Up Best Presented Annual Report Awards and SAARC Anniversary Awards for Corporate Governance Disclosures 2011 – Category Private Ranked among the Top 25 Sector Banks (including Co‐operative ‘Runner‐up Best Corporate Report PCR Corporate Philanthrop
Slide 11: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e‐mail investor.relations@mcb.com.pk