Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q4 FY2022-23 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Aug 4, 2023
Slide 1: Intimation under Regulation 30 - Investor Presentation
4th August, 2023 HUDCO/CSW/Financial Results/SE/2023 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symb
Slide 2: Investors Presentation & Performance Highlights Q4 & FY 2022-23 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q4 & FY 2022 - 23 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 88000 FY 2022-23 80971 78895 66000 Balance FY 2021-22 44000 Sheet 22000 15445 14468 0 Total Assets Net Worth 8000 7086 6998 6000 Income Statement 4000 2478 2360 2289 2346 1702 1717 2000 0 TOTAL INCOME NII PBT PAT 27000 24572 24000 20663 21000 18000 15000 Busi
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 22-23 Financial Year 21-22 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2022-23 2021-22 2020-21 29.82 38.60 3,385.00 - 1,601.49 92.30 53.00 - 3,453.42 1,746.79 915.90 Housing 3.10% 0.63% 19.92% - 13.61% 1.91% 1.31% - 14.05
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 22-23 Financial Year 21-22 For the Financial Year Discipline- wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2022-23 2021-22 2020-21 188.50 1,540.95 100.00 - 681.24 30.00 51.30 507.00 1829.45 1,269.54 3,687.89 Housing 5.62% 35.08% 34.93% - 11.75% 5.99% 3.
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 22-23 Financial Year 21-22 For the Financial Year Discipline-wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2022-23 2021-22 2020-21 150.00 1,500.00 100.00 - 623.54 - 30.00 500.00 1,750.00 1,153.54 3,600.00 Social Housing 4.47% 34.15% 34.93% - 10.
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 22-23 Financial Year 21-22 For the Financial Year Borrower-wise Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2022-23 2021-22 2020-21 Government 78,266.86 76,738.06 73,643.94 74,703.42 75,934.31 71,718.78 72,807.80 72,884.39 78,266.86
Slide 8: Details of Borrowings
D e ta i l s o f B o r r ow i n g s (Amount in ₹ Crore) Financial Year 22-23 (At the end of) Financial Year 21-22 (At the end of) For the Financial Year Particulars Q4 Q3 Q2 Q1 Q4 Q3 Q2 Q1 2022-23 2021-22 2020-21 2019-20 Long Term Borrowing (Amount in ₹ Crore) 14,014.04 15,031.76 15,031.76 15,031.76
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Q4 12 M FY 23 FY 22 FY 23 FY 22 FY 21 FY 20 Particulars Taxable Bonds 2,000.00 2,500.00 3,970.00 2,500.00 6,350.00 7,695.00 Refinance from NHB/IIFCL - - - - - 2,294.00 Banks * -Short-term Loans # 1,769.50 2,582.50 1,769.50 2,582.50 -
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS March ,2023 March ,2022 S. No. Exposure at Default Outstanding Outstanding % % (₹ in Crore) (₹ in Crore) I. Stage 1 72,929.88 90.32 73,517.96 93.64 II. Stage 2 5,054.26* 6.26 2,187.60 2.79 III. Stage 3 2,759.17 3.42 2,809.20 3.58 Total 80,743.31 100.00 78,514.76 100.00 Total
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter Ended Year Ended st st st st Particulars 31 March, 2023 31 March, 2022 31 March, 2023 31 March, 2022 (Audited) (Audited) (Audited) (Audited) Income: - Revenue from Operations 1,852.38 1,726.93 7,049.46 6,954.08 - Other Income 10.03 17.35 36.72 43.58 T
Slide 12: Key Indicators
Key Indicators Year Ended Particulars March,2023 March, 2022 Yield on Loan (%) (Annualised) 9.01% 9.15% Cost of Funds (%) (Annualised) 7.25% 7.40% Interest Spread (%) 1.76% 1.75% 3.19% 3.13% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.51 1.52 Debt Equity Ratio (times) 3.96
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n st th 31 March, 2023 19 May, 2023 Particulars % % President of India 81.81 81.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.30 0.46 Resident Individual/ Employees 9.20 9.01 Mutual fund/ AIF 1.18 1.16 Nationalized Banks/ Othe
Slide 14: Thank You
THANK YOU Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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